IRA News

No one approaches financial planning with the goal of paying more taxes. Tax management, like all financial planning, is based on the premise that small changes made over time can achieve big goals.

The wife of former trade secretary Norman Tebbit has been speaking of her years of struggle after being left paralysed by the Grand Hotel bombing.

If you are going through a divorce or legal separation and you or your spouse own retirement plan assets, you will most likely be required to share these assets.

There has been little normalcy in financial matters the last couple of years, which extends to tax strategies.

After the success of Steve McQueen and Sam Taylor-Wood, the UK Film Council aims to fund debuts by a new crop of artists turned film-makers Sunday, 22 November 2009 First came Turner prize-winner Steve McQueen's gritty film Hunger, about the IRA prisoner Bobby Sands.

The IRS has extended the 'IRA Charitable Rollover' until Dec. 31 which allows individuals 70 1/2 years old or older to make a charitable distribution directly to a charity up to $100,000 and qualify for a tax-free distribution.

It's hard to believe that the year and the decade is almost over. It is incredible what we have witnessed over the last 10 years.

The federal government has decided to abandon a Bush administration plan that would have permitted mutual fund companies and brokerage firms to offer investment advice to 401 customers.

Americans remain largely unimpressed by the upcoming Roth IRA conversion opportunity, with most unaware of the new law and few committing to take advantage of the potentially lucrative rule change.

The topic may make your head spin, but the Roth IRA conversion is definitely building buzz.

Congress decided last year to waive required minimum distributions from retirement savings plans for 2009, but there is still some confusion about how to apply the waiver.

There's more than one way to save money the day after Thanksgiving. You're certainly welcome to drag yourself out of bed at 4 a.m. to endure frozen toes, long lines and hand-to-hand combat.

Beginning in 2010, investors converting assets from a traditional IRA to a Roth IRA are no longer limited by a $100,000 modified adjusted gross income cap.

Individual retirement accounts have a long track record as a safe tool for saving for the future.

Q: I own some stocks that have dividend yields of 2 to 5 percent, and others with yields of 10 percent or more.

In retirement, your paycheck might go away, but taxes won't. Still, your tax bill can be hard to predict.

P2P Lending Firm, Lending Club, has recently announced an option to for investors making P2P loans to invest through an individual retirement arrangement , allowing tax-free investing in the fledgling peer-to-peer loan industry.

Jeff Nabers, CEO of the Nabers Group an unconventional financial planning firm located in Denver, CO, cautions those to carefully look at all their options when considering a Roth IRA conversion.

For decades, people planned for retirement anticipating that they would face lower taxes than they paid while working -- but that's no longer a sure thing.

Q: We've all heard about the importance of diversification when it comes to investing, but does that also pertain to the people who handle your money? For example, if I were to invest $40,000 in mutual funds, would it be prudent to put the money in one company -- Vanguard, Fidelity, T. Rowe Price, etc.