Rancho Santa Margarita Mortgages

Current mortgage rates and quotes from multiple lenders in Rancho Santa Margarita, CA

  • Rate: 3.875%
  • Payment: $940
  • Capital One
  • APR: 3.934% | Points: 0 | Fees: $1,512
  • NMLS# 453156
  • About Us: From the lender: As one of the seven largest banks, by deposits, in the U.S. and one of the largest online lenders, Capital One Bank offers an array of financial products and services to consumers in all 50 states. - Choose a fixed or adjustable rate mortgage. Free 60-day rate lock and no application fee. - Get a customized quote in minutes. - Apply online, by phone
  • Rate: 3.750%
  • Payment: $926
  • Sebonic Financial
  • APR: 3.750% | Points: 0 | Fees: ($1,142)
  • NMLS# 66247
  • About Us: From the lender: Sebonic Financial is a dba of Cardinal Financial Company, L.P. and we have been serving clients since 1987.
  • Rate: 3.750%
  • Payment: $926
  • Kinecta Federal Credit Union
  • APR: 3.760% | Points: 0 | Fees: $335
  • NMLS# 407870
  • About Us: From the lender: Kinecta is one of the largest credit union lenders in the nation and has helped thousands of members achieve their dream of home ownership. - Jumbo loans up to $3 million, conventional, FHA, and HomePath loans - Direct lender and local processing - Not-for-profit and member-owned. It's easy to join Kinecta. Contact us!
  • Rate: 3.625%
  • Payment: $912
  • American Interbanc, LLC
  • APR: 3.625% | Points: 0 | Fees: $0
  • NMLS# 2043
  • License# 6036965
  • About Us: From the lender: As an Internet Mortgage Lender for over 15 years, we are focused on originating loans exclusively over the Internet by advertising on Internet sites. We operate on margins that are significantly lower than the industry average. This ultimately means passing through the best possible price to the consumer.
  • Rate: 3.625%
  • Payment: $912
  • Optimum First Mortgage
  • APR: 3.625% | Points: 0 | Fees: $0
  • NMLS# 240415
  • License# 01525044
  • About Us: From the lender: Optimum First Mortgage is a "AA" accredited Direct Lender with over 10,000 loans funded. Our loan officers are the best in the business with the know-how to get your loan funded fast. Find out why we have over 1000 positive online reviews on trustlink.org.

Data provided by Informa Research Services. Click here for product details

California Average Home Loan Rates

Loan Type Rate APR
Home Equity Line of Credit 4.364% N/A
Home Equity Loan - 10 Years $50000 6.150% N/A
15 Year Fixed Conforming 3.139% 3.269%
15 Year fixed Jumbo 3.327% 3.422%
30 Year Fixed Conforming 3.886% 3.961%
30 Year Fixed Jumbo 3.979% 4.035%
3/1 Year ARM Jumbo 2.582% 2.891%
5/1 Year ARM Conforming 2.949% 3.031%
7/1 Year ARM Conforming 3.239% 3.070%
10/1 Year ARM Conforming 3.661% 3.356%
10/1 Year ARM Jumbo 3.537% 3.280%

Rancho Santa Margarita Conditions

(updated 5 min ago)

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Sporadic Clouds 47°F
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