Oyster Bay Mortgages

Oyster Bay Mortgages

Current mortgage rates and quotes from multiple lenders in Oyster Bay, NY

  • Rate: 3.750%
  • Payment: $927
  • AimLoan.com NMLS#2890
  • APR: 3.790% | Points: 0 | Fees: $1,082
  • NMLS# 2890
  • License# B500987
  • About Us: AimLoan.com is committed to using technology to provide a lower cost, more convenient mortgage to our customers. We eliminate the mortgage broker and highly commissioned loan officer, the highest cost components of the mortgage process.
  • Sponsored Listing
  • Rate: 4.250%
  • Payment: $984
  • SoFI Lending Corp
  • APR: 4.250% | Points: 0 | Fees: $0
  • NMLS# 1121636
  • About Us: SoFi is a new kind of finance company taking a radical approach to lending and wealth management. From unprecedented products and tools to faster service and open conversations, we’re all about helping our members get ahead and find success.
  • Rate: 4.125%
  • Payment: $970
  • HomeDirect Mortgage
  • APR: 4.125% | Points: 0 | Fees: ($850)
  • NMLS# 420821
  • About Us: HomeDirect Mortgage is a division of BOK Financial, a multibillion dollar financial company based in Tulsa, OK. HomeDirect is a direct lender and specializes in VA and Conventional Financing. At HomeDirect Mortgage, you get the best of both worlds: Cutting edge technology, to make the financing process convenient and easy, and the dedication of you
  • Rate: 3.875%
  • Payment: $941
  • First Internet Bank
  • APR: 3.875% | Points: 0 | Fees: ($610)
  • NMLS# 424182
  • About Us: First IB is dedicated to serving as your trusted mortgage partner. You’ll work directly with an experienced loan officer to find the best mortgage for you, and our expert team will guide you through the process to help ensure you close on time. Plus, convenient online tools save you the hassle of an appointment.
  • Rate: 3.875%
  • Payment: $941
  • PenFed Credit Union
  • APR: 3.957% | Points: 0 | Fees: $2,000
  • NMLS# 401822
  • About Us: Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 1.3 million members and over $18 billion in assets. We serve members in all 50 states and the District of Columbia, as well as on military bases in Guam, Puerto Rico and Okinawa. We are federally insured by NCUA and an equal housing lender. And we are available to members worldwide via the web seven days a week. 24 hours a day. In simple terms, we see every day as an opportunity to help our members “Do Better.” We invite you to learn how PenFed can help you realize your financial goals.
  • Rate: 3.865%
  • Payment: $940
  • Bank of Internet USA
  • APR: 3.904% | Points: 0 | Fees: $968
  • NMLS# 524995
  • About Us: Bank of Internet USA, a Costco Preferred Lender, is an FDIC insured bank with rates among the best in the country. We offer a straightforward approach with a variety of products to meet your needs and a dedicated specialist to guide you through the process. We work hard to close your loan fast.
  • Rate: 4.375%
  • Payment: $999
  • Quicken Loans NMLS #3030
  • APR: 4.388% | Points: 0 | Fees: $299
  • NMLS# 3030
  • About Us: Quicken Loans pioneered online mortgage technology, streamlining the process to close loans in half the time of most other lenders. They are known as America's Home Loan Experts for a good reason they include fixed-rate mortgages, FHA loans, VA loans, ARMs and jumbo loans. The Better Business Bureau gives Quicken Loans an A+ for customer service.
  • Rate: 4.375%
  • Payment: $999
  • Rocket Mortgage
  • APR: 4.388% | Points: 0 | Fees: $299
  • NMLS# 3030
  • About Us: Quicken Loans pioneered online mortgage technology, streamlining the process to close loans in half the time of most other lenders. They are known as America's Home Loan Experts for a good reason they include fixed-rate mortgages, FHA loans, VA loans, ARMs and jumbo loans. The Better Business Bureau gives Quicken Loans an A+ for customer service.

New York Average Home Loan Rates

Loan Type Rate APR
Home Equity Line of Credit 4.625% N/A
Home Equity Loan - 10 Years $50000 4.923% N/A
15 Year Fixed Conforming 3.269% 3.392%
15 Year fixed Jumbo 3.461% 3.552%
30 Year Fixed Conforming 4.012% 4.084%
30 Year Fixed Jumbo 3.933% 3.986%
3/1 Year ARM Jumbo 3.296% 3.865%
5/1 Year ARM Conforming 3.168% 3.783%
7/1 Year ARM Conforming 3.349% 3.768%
10/1 Year ARM Conforming 3.657% 3.853%
10/1 Year ARM Jumbo 3.553% 3.790%