Ottawa Lake Mortgages

Ottawa Lake Mortgages

Current mortgage rates and quotes from multiple lenders in Ottawa Lake, MI

  • Rate: 4.990%
  • Payment: $1,073
  • Level One Bank
  • APR: 5.011% | Points: 0 | Fees: $487
  • NMLS# 405263
  • About Us: Level One Bank was created in 2007 by a team of local business leaders and passionate bankers who believed in a better way to bank. They recognized the need for a bank that could provide the sophisticated products of a large institution with the local knowledge and customer service of a community Bank.
  • Rate: 5.125%
  • Payment: $1,089
  • Flagstar Bank
  • APR: 5.154% | Points: 0 | Fees: $660
  • NMLS# 417490
  • About Us: At Flagstar, we pride ourselves as mortgage experts with a distinctive, personal focus, in all 50 states. We’ve been helping families with their mortgage needs for over 30 years and are a top 5 bank mortgage originator. We are also a leading servicer of mortgage loans, handling the recordkeeping for $91 billion of home loans.
  • Rate: 5.125%
  • Payment: $1,089
  • HSBC Bank USA N.A.
  • APR: 5.228% | Points: 0 | Fees: $2,451
  • NMLS# 399799
  • About Us: HSBC Bank, is one of the largest banking and financial services organizations in the world. HSBC offers a variety of mortgages designed to meet your specific needs. You’ll work with an HSBC Mortgage Consultant who can guide you through the entire mortgage process step-by-step to help get your loan closed.
  • Rate: 4.875%
  • Payment: $1,059
  • PenFed Credit Union
  • APR: 4.962% | Points: 0 | Fees: $2,000
  • NMLS# 401822
  • About Us: Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 1.3 million members and over $18 billion in assets. We serve members in all 50 states and the District of Columbia, as well as on military bases in Guam, Puerto Rico and Okinawa. We are federally insured by NCUA and an equal housing lender. And we are available to members worldwide via the web seven days a week. 24 hours a day. In simple terms, we see every day as an opportunity to help our members “Do Better.” We invite you to learn how PenFed can help you realize your financial goals.

Michigan Average Home Loan Rates

Loan Type Rate APR
Home Equity Line of Credit 5.939% N/A
Home Equity Loan - 10 Years $50000 5.823% N/A
15 Year Fixed Conforming 4.348% 4.481%
15 Year fixed Jumbo 4.459% 4.567%
30 Year Fixed Conforming 4.927% 5.005%
30 Year Fixed Jumbo 4.824% 4.890%
3/1 Year ARM Jumbo 4.125% 5.141%
5/1 Year ARM Conforming 4.239% 5.016%
7/1 Year ARM Conforming 4.381% 4.970%
10/1 Year ARM Conforming 4.571% 4.944%
10/1 Year ARM Jumbo 4.495% 4.894%