Los Osos Mortgages

Current mortgage rates and quotes from multiple lenders in Los Osos, CA

  • Rate: 3.990%
  • Payment: $954
  • EmpireAmerica NMLS#1146941
  • APR: 4.044% | Points: 0 | Fees: $1,321
  • NMLS# 1146941
  • About Us: Your experienced Empire America mortgage specialist, who understands your local market, will help you structure a mortgage solution that aligns with your individual goals and once qualified, provide you access to a premier servicing team who will work with you from application through closing to ensure the process goes smoothly.
  • Sponsored Listing
  • Rate: 4.560%
  • Payment: $1,021
  • Quicken Loans NMLS #3030
  • APR: 4.594% | Points: 0 | Fees: $799
  • NMLS# 3030
  • About Us: Quicken Loans pioneered online mortgage technology, streamlining the process to close loans in half the time of most other lenders. They are known as America's Home Loan Experts for a good reason they include fixed-rate mortgages, FHA loans, VA loans, ARMs and jumbo loans. The Better Business Bureau gives Quicken Loans an A+ for customer service.
  • Sponsored Listing
  • Rate: 4.560%
  • Payment: $1,021
  • Rocket Mortgage
  • APR: 4.594% | Points: 0 | Fees: $799
  • NMLS# 3030
  • About Us: Quicken Loans pioneered online mortgage technology, streamlining the process to close loans in half the time of most other lenders. They are known as America's Home Loan Experts for a good reason they include fixed-rate mortgages, FHA loans, VA loans, ARMs and jumbo loans. The Better Business Bureau gives Quicken Loans an A+ for customer service.
  • Sponsored Listing
  • Rate: 3.875%
  • Payment: $941
  • Earnest Home LLC
  • APR: 3.875% | Points: 0 | Fees: $0
  • NMLS# 1510946
  • About Us: We are a skilled team of design, math, finance, and technology geeks who noticed a lack of trust in the financial system and decided to do something about it. We created a company that combines data science, streamlined design, and exceptional service to bring people a fast, low-cost, and hyper-personalized financial experience.
  • Rate: 3.990%
  • Payment: $954
  • EmpireAmerica NMLS#1146941
  • APR: 4.044% | Points: 0 | Fees: $1,321
  • NMLS# 1146941
  • About Us: Your experienced Empire America mortgage specialist, who understands your local market, will help you structure a mortgage solution that aligns with your individual goals and once qualified, provide you access to a premier servicing team who will work with you from application through closing to ensure the process goes smoothly.
  • Rate: 3.875%
  • Payment: $941
  • Oak Leaf Funding Solutions
  • APR: 3.875% | Points: 0 | Fees: $20
  • NMLS# 346446
  • License# 01136942
  • About Us: Oak Leaf Funding is an independent owners operated Mortgage Broker. This means that unlike direct lenders who offer ONLY their own rates and stringent qualification requirements, we have access to many different lenders with the lowest interest rates in the market and minimum qualification and documentation requirements. When you work with us, you will be working with the founders of Oak Leaf Funding with over seventeen years of experience in the mortgage financing and a commitment to best customer service.
  • Rate: 3.990%
  • Payment: $954
  • PenFed Credit Union
  • APR: 4.073% | Points: 0 | Fees: $2,000
  • NMLS# 401822
  • About Us: Established in 1935, PenFed today is one of the country’s strongest and most stable financial institutions with over 1.3 million members and over $18 billion in assets. We serve members in all 50 states and the District of Columbia, as well as on military bases in Guam, Puerto Rico and Okinawa. We are federally insured by NCUA and an equal housing lender. And we are available to members worldwide via the web seven days a week. 24 hours a day. In simple terms, we see every day as an opportunity to help our members “Do Better.” We invite you to learn how PenFed can help you realize your financial goals.
  • Rate: 4.250%
  • Payment: $984
  • CapWest Home Loans
  • APR: 4.292% | Points: 0 | Fees: $997
  • NMLS# 6521
  • About Us: CapWest Mortgage is a division of HomeBridge Financial which is one of the nation's largest independent residential retail lenders. We approve and close loans in-house Are you a Costco Member? With CapWest, Costco Members save more on our lender fees. Call for details!
  • Rate: 4.560%
  • Payment: $1,021
  • Quicken Loans NMLS #3030
  • APR: 4.594% | Points: 0 | Fees: $799
  • NMLS# 3030
  • About Us: Quicken Loans pioneered online mortgage technology, streamlining the process to close loans in half the time of most other lenders. They are known as America's Home Loan Experts for a good reason they include fixed-rate mortgages, FHA loans, VA loans, ARMs and jumbo loans. The Better Business Bureau gives Quicken Loans an A+ for customer service.
  • Rate: 4.560%
  • Payment: $1,021
  • Rocket Mortgage
  • APR: 4.594% | Points: 0 | Fees: $799
  • NMLS# 3030
  • About Us: Quicken Loans pioneered online mortgage technology, streamlining the process to close loans in half the time of most other lenders. They are known as America's Home Loan Experts for a good reason they include fixed-rate mortgages, FHA loans, VA loans, ARMs and jumbo loans. The Better Business Bureau gives Quicken Loans an A+ for customer service.

California Average Home Loan Rates

Loan Type Rate APR
Home Equity Line of Credit 5.270% N/A
Home Equity Loan - 10 Years $50000 5.822% N/A
15 Year Fixed Conforming 3.650% 3.765%
15 Year fixed Jumbo 3.896% 3.980%
30 Year Fixed Conforming 4.169% 4.239%
30 Year Fixed Jumbo 4.257% 4.305%
3/1 Year ARM Jumbo 3.209% 4.265%
5/1 Year ARM Conforming 3.597% 4.265%
7/1 Year ARM Conforming 3.781% 4.212%
10/1 Year ARM Conforming 4.006% 4.246%
10/1 Year ARM Jumbo 3.963% 4.221%