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Columbus, OH

What My Wife Did For Me

Well. My health insurace broker wife got me into one those health plans that people are getting canceled out of. They're getting canceled because they're in a January-to-January payment cycle. So. We just tonight bought in for a December 1 effective date...so Obama can't get me canceled until December 1 2014...but, our hope is that the political backlash about keeping plans one likes will kick in, and Obama will back down. Here's the sick thing. Obamacare is selling (or allowing) very similar plans in terms of coverage levels...for 2 1/2 times the price. Obamacare is going up against the low premium plans so that it can grab that business, jack up the price, and use the profit to fund lower premiums for lower income people. The deductibles between the canceled plans and the lowest Obamacare plan are about the same...in the $6000 neighborhood. Obamacare then plays with caps...Obama says "no cap"....but, my plan has a 7 Million cap. At my age, it is highly unlikely that I would bust through that...so holding the cap against the plan in my case would be an artiface to disqualify the plan...to grab the business and stick me with a very similar plan for 2 1/2 times more. So. If you are healthy...you've got no dramatic medical history or pharmacy history that can be traced...don't smoke...your weight is where it should be....you can STILL get one of these cheap plans for a little while. Some carriers may only offer you a December 1 or December 15 effective date...others might open it up more...because it's in their interest to get new low-risk business.  (Nov 20, 2013 | post #1)

Columbus, OH

More Bad News On Obamacare

My wife was in a webinar today led by an attorney for one of the major health insurance carriers. One of the things he laid out is a nasty provision concerning eligibility for the subsidy. Two basic points: 1) If you have a spouse whose employer will let you buy into their plan...no matter the astronomical cost, you are inelgible for subsidy. So. Even if that plan would cost you a billion dollars a year, it is deemed, legally, "affordable "...because you have access to it. Same for the kids. 2) The above is also true in the case where the spouse pays a sizeable portion of his/her own premium. The law keeps the above scenario in place up to the threshold of the employee paying 9.5% of their annual income toward their health insurance premium. "Affordabilit y" in the law is strictly a legal definition...I would argue, "a legal fiction". This is in contrast to how Obama hooked and swindled people on a moral connotation of the word "Affordable ".  (Nov 19, 2013 | post #1)

Columbus, OH

The Day Obama Lied to Pr Jonah

Well, I'm doing the math on when that was. Obama kept the premiums secret on his Obamacare scheme until recently. You see, the carriers had to have their rates submitted sometime in the Summer....so, that means Obama lied to old Pr Jonah going sometime back into the summer. Obama KNEW the Affordable Health Care was not affordable for even lower middle class people let alone middle class people. And the lie is compounded. They are telling people to go to the exchanges or central Obamacare call centers...Go Go GO...and not telling anyone the fact that people can still get open market policies far far cheaper than Obamacare...IF they do it by the end of December. Come January, the plan you could have gotten in December gets jacked up all to hell. My wife is a licensed health insurance broker. SHE believed in Obamacare until she saw the numbers come in. The numbers are absolute FRAUD. My wife has run parallel quotes for me on two nearly the same plans...one is just plain open market...the other is Obamacare...the open market plan is $235 per month CHEAPER. Now, if I buy this cheaper plan (which I will)...I can have it for at least a year....and then NOBODY knows what will happen....just like Obama in his all graciousness is willing to reverse recent plans that were cancelled....for a year. AND THEN WHAT? Obama should resign. He's arrogant, stupid, and lazy. You lie to Pr Jonah, you will never hear the f'ing end of it. Obama is FRAUD & BETRAYAL Inc He can take his Obamacare and shove it right up his bony azz right up next to his HAMP program turd.  (Nov 14, 2013 | post #1)

Columbus, OH

Obamacare Lies

Well. It is my moral duty to tell truth...however unpleasant. My wife works in health insurance...specif ically, the health insurance brokerage industry. She hoped and believed in Obama and Obamacare. But, now. Working the guts of what is coming down everyday...she sees the ugly truth. Wendell Potter early on warned of this...that Obamacare does not address cost...and cost is the problem. My wife sees all the numbers...and all the plans. A lot of middle class people are going to get screwed and screwed bad. In my own case, my rates go up $250 per month...IF I take the cheapest plan...which is terrible...a $6000 deductible. Here's a really nasty nugget for people in Central Ohio. Guess what Anthem is doing...they're kicking OSU and Riverside hospitals out of their network. My wife had a woman with stage 4 breast cancer make her decision on a plan...based on the in and out of network shenanagans going ON RIGHT NOW. Obama, The Democrats, and the left wing media are all lying. The problem at hand is not just the website...it is: 1) The computer system behind the website...it's all f'ed up. 2) It's the higher rates for middle class people. 3) It's crappiness of the plans and horsetrading of networks. As a leftist...hell, I'm a Marxist...I wish it were not so. But. It is. Obama lied. Lied big.  (Nov 11, 2013 | post #1)

Columbus, OH

Why do we have food banks?

THAT was funny. Thank you.  (Nov 2, 2013 | post #141)

Columbus, OH

Jews > Saudis

My father was of a converso lineage, which is of Spanish Jews who converted to Catholicism on paper to avoid the persecutions of Jews in Spain beginning in 1492. Many converso Jews retained memory and practice of their Jewish identity privately in their homes and used their fake Catholic identity as a shield from persecution. Many converso families lost memory of their lineage, but their surnames and certain family practices are grounded in Jewish identity. Some rabbis make it a life mission to find these people and reclaim them back to Judaism. Today, by Reform Jewish standards, which hold to newer patrilineal concepts of Jewish identity (in addition to the standard matrilenal), I would have been qualified to go through the laborius and expensive project of documenting my genealogical case for Jewish identity as a converso. When such a project is complete, there is some kind of re-entry to Judaism rite which is not a conversion, but rather a homecoming. As I am an impatient person and frugal, I simply converted through a Columbus synagogue. So, I am fully a Jew in every sense. So, your utter filth of hatred in wanting to Nazi-holocaust me extends also to my wife and daughter. As one who was ordained in the Church...before conversion, you can see I find high interest in using my personal experience to lay out for any and all that I know where all the bodies lay. You sir, are dead to God.  (Oct 23, 2013 | post #11)

Columbus, OH

Jews > Saudis

No. I am a Jew. Yonah (Jonah) is my Hebrew name.  (Oct 22, 2013 | post #8)

Columbus, OH

Jews > Saudis

I am a Jew.  (Oct 22, 2013 | post #6)

Columbus, OH

Kasich breaks with party

A Hispanic guy came into the bank today and just started up a conversation with the teller...a blonde Anglo woman...in Spanish. It was clear he was a regular customer there. I joined in talking about the weather and such. He remarked that in coming years more regular Americans will be bilingual...as Hispanic culture takes on more an more. I told him to keep it up. Better food; better music; better everything.  (Oct 17, 2013 | post #46)

Columbus, OH

THIS...Is Islam

That was funny.  (Sep 27, 2013 | post #28)

Columbus, OH

Mental disorders in children

Some teachers teach to various learning styles, and some don't. Generally, the more recently trained do the right thing. The current experience of poverty/economic stress/family breakdown makes children mentally ill in various degrees. This fact is the last thing parents want to hear. Often conservatives puff themselves up saying that in previous generations poverty did not have this effect. True. That was because of other social structures that provided some psychological coping resources...church...scouts...sports you didn't need money for, etc. Today, whole communities are degraded. That was how the gang thing got such a hold...it stepped into the vacuum.  (Sep 26, 2013 | post #61)

Columbus, OH

Syrian Archbishop: Why did the West intervene?

A Hamas Palestinian in Gaza is not the same as a Fatah Palestinian on the West Bank. The two groups will probably go into civil war with each other. You spread bs when you NEVER differentiate the two groups and the impact their division has on impeding Israeli-Palestinian negotiation.  (Sep 25, 2013 | post #13)

Columbus, OH

Mental disorders in children

Teachers are observing real affect of attention deficit. In many cases, it is due to prolonged and profound anxiety related to family breakdown. Now, whether medication is the best remedy is another question...one which teachers are not qualified to answer. So, they refer...because the mental disorders are beyond their training. Teachers don't prescribe medicine...they are aware that a lot of medicine is being prescribed, and they just hop on the band wagon hoping it will make the classroom environment more conducive to teaching.  (Sep 25, 2013 | post #54)

Columbus, OH

Oral Reading Skills

I agree. I think about this as one who was raised on the West Side and then ended up in Bexley at Capital. Ever since, I have reconsidered the bill of goods I was sold. I was told if I got a certain education and spoke a certain way...not only would I do well, but I would somehow be a better person...better than a blue collar guy from the West Side. When I taught school, I was commanded to teach the lie that everyone should go college. As for clergy, yes...especially mainliners who've been required to have a Bachelors before the 4 year M.Div. degree. Mainline seminary is an arrogant bubble. The weird thing is that the defense mechanisms one needs to develop to survive 4 years have the unexpected effect of creating a certain residual arrogance within one. It's something like growing up in an abusive home and becoming an abuser. I've often seen that in myself. And that is when the Bible is especially instructive as it was written, edited and published by people who kept a lot of dirty laundry material about themselves in the text. Actually, Urban sounds a lot like my scoutmasters when I was growing up. They all worked at Westinghouse on the West Side and put tons of time into scouts and other civic organizations. The West Side had a real community back then...all based on factory jobs at GM, Westinghouse, and International Harvester. Some people went to college. Some people didn't. Now all the factories are gone, and West Side teachers (like I was) are supposed to orient all kids toward college. Obama talks out of both sides on that. In one speech, he'll say all kids gotta go to college. In another speech, he talks about training people to do green-whatever environmental upgrade window installation.  (Sep 18, 2013 | post #12)

Columbus, OH

Oral Reading Skills

Do you know Janelle of Reynoldsburg. She is the wind of ass. Anyway. My thought for this topic was: Topix is basically an insult romper room. But, I think it's more interesting to consider who on Topix is actually able to make fun of themselves...or seriously engage in self-criticism. For example. On one hand George will pump what a superior college he went to: Colby. On the other hand, I will admit that I went to crappy school: Capital. And, then it goes down hill from there. Think West High School.  (Sep 18, 2013 | post #5)