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South Florida Sun-Sentinel

Homeowners seeking mortgage loan modifications facing a h...

Inflation will by default raise the dollar amount of a home. However, because the value of the dollar during inflation goes down, the effect will be neutral or negative if the rate of inflation is higher than the rate of economic growth. Thinking long term is good. Thinking short term is scary right now. Prices will not return to 2003-2005 levels for quite some time because they were driven by speculation and not demand. If you can keep paying, and want to, then do it. If it's too much, then walking will save you the remainder of your mortgage term to be suffering - but you'll deal with 7 years of lower credit and collections calls daily  (Jun 23, 2009 | post #50)

US News

Wide Support for Government-Run Health Plan

It's not in the constitution that the gov't must provide healthcare or mortgage renegotiating or even police, fire fighters or teachers. You need to realize that you expect way more from Washington than they were ever intended to provide.  (Jun 23, 2009 | post #489)

South Florida Sun-Sentinel

West Palm Beach infant dies after being left in hot car

guess they didn't have a happy fathers day, as well they shouldn't have  (Jun 23, 2009 | post #76)

South Florida Sun-Sentinel

Palm Beach airport lifts 20-year ban on selling chewing gum

FLL sold a million in just gum last year? Who knew?  (Jun 23, 2009 | post #15)

South Florida Sun-Sentinel

What was she thinking? Palin brings attention to Letterma...

I must have been nodding off and missed when we, as a country, because a bunch of whining complaining cry babies who get their feelings hurt over everything. Crap like this makes us look bad. There is no such thing as "off limits". Remember the 1st amendment? You don't have to like what is said, but you have to allow it to be said. You want to fight to block someone's speech, be prepared to lose yours.  (Jun 23, 2009 | post #122)

South Florida Sun-Sentinel

Homeowners seeking mortgage loan modifications facing a h...

The reason the banks haven't been open to modifying many of these loans is because they cannot. The loans were packaged and sold on the market, hence the banks don't actually hold the note to the debt on many of them. Then there are those who have a HELOC. Those were always treated and packaged separetely of the original mortgage. The bank may be OK with revisiting a mortgage, but the HELOC stands in the way because its a different department or not "owned" by the same bank. Also, on the back side of recessions and the depression, the banks came out way on top because they owned a lot more property than they had before hand. Mix in the expected inflation and reinvestment post recovery, and they will be just fine, and much larger. So you ask why the banks would want to lose a property? They don't lose it, they own it. Spreadsheets are looking further into the future than the media at the moment  (Jun 23, 2009 | post #48)

South Florida Sun-Sentinel

Bad drywall leaves owners frustrated, fearful

Then there are the builders and contractors who used this drywall but cannot afford to come replace it all or that have already went out of business. This is when the homeowners will find out how little their extremely high insurance payments will actually get them. I'd like to read the reasons they give for denying these claims. Can't blame water or wind for this one.  (Jun 23, 2009 | post #113)

South Florida Sun-Sentinel

Father's Day: Where to take Dad to eat in Miami, Fort Lau...

Take him out on Saturday or Monday ... avoid the "rush".  (Jun 19, 2009 | post #3)

South Florida Sun-Sentinel

Homeowners seeking mortgage loan modifications facing a h...

If you can't afford your house, you will lose it. What is wrong with that system? Fingers need only to be pointed inward folks. Buying a house is not like buying a coke. You don't just walk into a house store and swipe a credit card. The lenders are learning their lessons painfully. The people need to as well.  (Jun 19, 2009 | post #7)

South Florida Sun-Sentinel

Bad drywall leaves owners frustrated, fearful

Oh, another person too good to "work for cheap". This is why the jobs went to China and Mexico and India in the first place  (Jun 14, 2009 | post #42)

South Florida Sun-Sentinel

Florida Gov. Crist's decision to run for the U.S. Senate ...

It was late. Thank you  (Jun 14, 2009 | post #162)

South Florida Sun-Sentinel

The Delray Beach CRA has more than 27 projects

Doing this work now makes sense. Labor can be found in abundance and cheap by comparison to the boom days. Land values are down as well. The City can get the same product for less $$, or a better product for the same amount. The down economic cycles are when Gov't steps up and puts people to work. The benefits are reaped in better times. Just think how busy downtown Delray will be post recovery if the entire vision is sitting there waiting to greet people. As far as adding affordable housing ... really? Price controlled units next door to the tennis club? That makes no sense. You don't cram poorer people in the middle of foofy shops and high price condos. That doesn't make a community. That creates divisions and animosity.  (Jun 14, 2009 | post #16)

South Florida Sun-Sentinel

What was she thinking? Palin brings attention to Letterma...

So, once again, Palin is getting all upset over something somebody said about her. Yeah, she'd make a great President, wouldn't she? That administration would spend so much time worrying about image and idiotic nuances that they wouldn't have time to worry about things like the economy, wars, or the constitution. I'm sure they'd outsource that work to Asia or Latin America as well.  (Jun 14, 2009 | post #25)

South Florida Sun-Sentinel

Councilman Anthony Majhess pushes for change in Boca Raton

The Counsil's comment about not wanting the committe to be open to the public says it all. God forbid the public be allowed scrutiny or opinion on how their tax dollars are being wasted. I hope that comment resonates in your minds, Boca. Your Commission doesn't want to hear from you at all on anything, ever!  (Jun 14, 2009 | post #17)

South Florida Sun-Sentinel

Bad drywall leaves owners frustrated, fearful

I wonder if Canyon still floods every time it rains. Not a pun on it's name, but there were some major drainage issues at first  (Jun 14, 2009 | post #30)

Q & A with Mangler

Headline:

MANGLER

Hometown:

Atlanta, GA / Seattle, WA

Neighborhood:

I can see the King & Queen

Local Favorites:

Watching people freak at the new flashing on ramp signals on 285

I Belong To:

Umm, B&N, Tacomac, and now Kohn's?

When I'm Not on Topix:

I annoy people in person rather than in type.

Read My Forum Posts Because:

You need to think on occasion, don't you?

I'm Listening To:

Reason give way to insanity

Read This Book:

Everybody Poops

Favorite Things:

Cities, architecture, travel

On My Mind:

Not the State I currently live in, oddly enough.

I Believe In:

Humanity has the ability to solve all their own problems. We also have the ability to kill ourselves off before we achieve that.