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Mar 31, 2012

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Health Insurance

2.5 million young adults have added health coverage, US s...

San Diego, CA (PRWEB) March 27, 2012 Compare Health Insurance is on a mission to help all San Diego residents find affordable San Diego health insurance. The local company announced this month that it has established direct links with major San Diego health insurance carriers, including Aetina, Anthem Blue Cross, Blue Shield, Health Net and Kaiser Permanente, among others. These connections will allow Compare Health Insurance to provide individuals and small groups with easy access to a wide variety of San Diego health insurance quotes based on their coverage needs and budgets. Affordable health insurance is more essential more than ever. According to a 2010 UCLA research report, over 23% of Californians do not have health insurance, a significantly higher percentage than the 15% natonal average. This lack of medical coverage presents a profound risk. If an uninsured individual were to suffer a serious injury or illness, they could face financial catastrophe. Medical bills continue to be the number one stated cause for personal bankruptcy in the United States. “There are millions of people in California alone who do no have health insurance,” said John Weiss, owner of Compare Health Insurance. “These individuals are one accident away from drowning in medical bills. That’s why we’re here. At Compare Health Insurance, we don’t want any San Diegans to live their life worried about catching a cold or staying out of the emergency room when they need to go because they don’t have insurance.” The Compare Health Insurance website allows visitors to request a San Diego health insurance quote directly through the site of a carrier or through the Compare Health Insurance rating service. Visitors can also contact a company representative for advice, information and direct assistance. The company offers individual, small group and large group health insurance coverage along with short term coverage, senior coverage and dental plans. To learn more about Compare Health Insurance or to get a health insurance quote, visit the company’s website at http://www.Compare *** Compare Health Insurance has been providing Californians with expert health insurance advice for over 20 years. The company offers its customers direct access to the state’s top insurance providers as well as competitive health insurance quotes for individual, small group and large group coverage. The company serves San Diego and San Diego County and is proud to assists San Diegans in finding the best insurance coverage for their needs and budget. Whether an individual needs long term or short term coverage or can no longer afford COBRA or HIPPA coverage, Compare Health Insurance can help. Visit http://www.Compare to get a quote right away, or call (888) 504-6171 for personal guidance. Compare Health Insurance doesn’t require any personal information to get started and will not contact website visitors unless specifically requested.  (Mar 31, 2012 | post #4)

Health Insurance

Reform realities: Businesses bone up on health care act

Health Insurance for the Self Employed doesn't have to quite as complicated as it may seem. Meeting the guidelines as a corporation or partnership or as a Sole Proprietor is just a matter of meeting a certain percentage of enrollment. We can easily help you and advise on whether you qualify or what you need to do to meet guidelines. It is what we do and we work with brokerages who process the paperwork for no additional costs. Our fees are inclusive in the health premiums you pay so our services are free. Rest assured..rates are firm and not to be found lower elsewhere. We are a full service health brokerage and have our clients best interests at heart. We look forward to working with you. We serve the entire state of California. Feel free to visit www.comparecarrier for further information on receiving a quote.  (Mar 31, 2012 | post #9)

Health Insurance

Stimulus Makes Cobra Affordable

Looking for an alternative to Cobra Insurance There are better alternatives to Cobra Insurance if you medically qualify at the time of underwriting an insurance application. Higher rates aren't necessarily the only option for you and your family. You can buy individual health insurance if you qualify which can save you moneyand potentially get you better coverage. Why not get a quick quote and/or apply to see if you get approved. Who wouldn't want low cost insurance but with creditable coverage. You might be surprised at what you can qualify for as an individual or family. One option is to obtain short term health insurance which isn't as tough to qualify medically and can get you covered on a month to month basis or periods such as 60 or 90 days. Our office can explain your options with both individual and short term health insurance. Compare health insurance with Blue Shield with an individual medical health insurance plan or if you qualify a group health insurance plan if self employed. Many different options and plans exist to reduce your monthly premium outlay and may give you equal or better coverage for you and your family. Visit www.comparecarrier for a quick quote with complete privacy on your terms.  (Mar 31, 2012 | post #2)

Health Insurance

Individual Health Insurance policy

Local San Diego Health Insurance Comparison Company Offers Health Savings Account Assistance San Diego, CA (PRWEB) March 29, 2012 Compare Health Insurance, a local San Diego health insurance comparison network, announced this month that it will now offer customers expert advice and assistance on applying for and setting up a Health Savings Account. Health Savings Accounts (HSA) were created by the U.S. government in 2003 as part of the Medicare Prescription Drug Improvement and Modernization Act. They are a vehicle to assist individuals or families with high-deductible health insurance plans save for future medical expenses. An individual or family can contribute a maximum of amount of money to their HSA per year ($3,100 for an individual and $6,250 per family in 2012), or an employer can contribute for them on their behalf. The account can then be invested in a number of ways, including in stocks, bonds and mutual funds. At any time the individual can withdraw the money from their HSA tax-free to pay for medical expenses like routine medical care, co-pays, perscriptions and emergency medical services. Consumers have a number of decisions to make when considering a HSA. They must determine whether or not a HSA makes sense for their situation, how much they can afford to contribute based on their likely health needs for the year, and how they want their money invested. Compare Health Insurance is now able to advise customers throughout the entire HSA process, including selecting a plan, getting it approved through medical underwriting and setting it up. “Compare Health Insurance offers this new service, because we know how important a Health Savings Account can be,” said the company’s owner John Weiss. “Any unplanned injury or illness is bad enough, but at least with a well-funded HSA, the cost won’t be quite so devastating to an individual or family. Compare Health Insurance makes the HSA process easy and simple so individuals and families can rest easy knowing that they are actively saving for future medical expenses.” Compare Health Insurance has been advising individuals and businesses on health insurance issues for over 20 years and offers customers several different HSA administrator options for pre-tax contributions. In addition, the company offers health insurance comparison services for individuals, small groups and large groups along with short term health insurance quotes and dental insurance quotes. To learn more about Compare Health Insurance’s HSA services, visit www.comparecarrier  (Mar 31, 2012 | post #3)

Health Insurance

Common Sense Health Reform Idea

Some thoughts on how to resolve Health Care Challenge. 1. Guarantee issuance of coverage for every american citizen regardless of health. However, guarantee only a high deductible catastrophic health plan with a high deductible. 2. Allow individuals to choose lower or high limits of liability similar to automobile insurance limits. 3. Individuals with serious medical issues would be eligible for grants to help offset outpatient and other ancillary health services. 4. Create public enterprises which have to meet at least a 2% margin to compete with the private sector. 5. Foster discount plans and payment directly with doctors and other medical providers to eliminate 3rd parties. 6. Allow private carriers to deny coverage for supplemental plans. 7. Create more competition and reward insureds for no claims and healthy living. Please see our blog at www.comparecarrier for further ideas on other health related issues.  (Mar 31, 2012 | post #1)