Send a Message
to FreeloaderFred




Jun 27, 2010

FreeloaderFred Profile

Forums Owned

Recent Posts

Columbus Dispatch

House OKs debt-ceiling bill; Senate scuttles it | The Col...

We can scuttle them all over the next six Novembers. Maybe there are some that really are Americans and care about the country. Arguing like little children does not favorably impress anybody but those that are arguing.  (Jul 30, 2011 | post #17)

Columbus Dispatch

In Ohio, more pick alternative to AEP | The Columbus Disp...

Don't worry about AEP's profitablitity. They can just add on to other charges - like the transmission charges. Maybe they'll add on a "Competition Fee"?  (Jul 30, 2011 | post #2)

Columbus Dispatch

Medication score a helpful hint for doctors? | The Columb...

This doesn't compute! When doctors are prescribing medications as PRN (as needed), or are adjusting doses up and down according to your needs, how are the FICO people going to be able to take that into account? Some medications are adjusted according to the results of tests. How will FICO get access to that information without running afoul of the Privacy Laws? It is enough that doctors adjust medications at a minimum of once per year. Why bother them with questions and data that really just use up valuable time. Time that they will bill somebody for. Time that somebody will have to pay for. If a patient shops around and buys medications at various pharmacies due to price competition, how will the insurance company know? Many times you can find medication at cheaper prices in local pharmacies than you can at those mail order pharmacies ($2.00 is cheaper than $10.00). Will the kind folks at FICO shop around for us, our is it their desire to limit the market interactions for buying medications? Doctors already know which patients are off their prescribed medication regimines. All they have to do is interact with their patients. They can also find out if their patients have financial problems if they suspect the medications. Where is this going? The idea may start out innocently enough, but there is a lot of room for abuse by the insurance companies, and the medical establishment. We need to be asking questions - out loud!  (Jul 30, 2011 | post #6)

Columbus Dispatch

2 school districts seek new taxes

Can't you learn to live on the old income, like the rest of us? Just because you've been spending money on things and programs for years, doesn't mean that these "protected " entities are sacred and cannot be examined, cut or eliminated. (Hint: "Nothing " is a real-world alternative in the spending column.( Spend within your means - don't go after the rest of us.  (Jul 29, 2011 | post #15)

Columbus Dispatch

Lithopolis says goodbye to longtime grocery | The Columbu...

Ron, you're from Dublin. That's nearly an hour away. Why would you vote for anything in Lithopolis? (Legally, that is...) I'm sure they'd take your tax money, but wouldn't Dublin get jealous? I don't think you ever shopped there. I'm surprised you were able to find the place, unless you saw it on the horizon during your trip to a skyscraper in downtown Columbus.  (Jul 29, 2011 | post #26)

Columbus Dispatch

Columbus schools to go after lunch deadbeats

The huge unpaid lunch totals is further evidence that the Columbus schools administrators are like chickens without heads. They run around helter-skelter and know nothing about what is going on around them. They ought to get out of their daily routines and find out what it takes to properly run the business end of their institution.  (Jul 29, 2011 | post #36)

Columbus Dispatch

Another August of algae? It looks that way | The Columbus...

By the way, has anybody investigated harvesting the algae for something useful? If you can't get the surrounding landowners to act for the public good - then spend the money now being wasted on something that gets a return. (Don't put Jim Jordan on the case. Algae will take over the surrounding landscape before he will get something done.)  (Jul 29, 2011 | post #2)

Columbus Dispatch

Advocacy groups call hospitals, insurers resistant to hea...

It looks like some institutions are upset at the low ratings recently received by Ohio medical institutions in Consumer Reports and US News & World Report. I wonder if people were upset at getting unneeded and unproductive tests and procedures? I wonder if people were upset because medical providers would not provide advance information on standard out of pocket costs? Medical providers have become distant expense centers and provide few real solutions for the value expected. Perhaps Central Ohio Medical Providers need to get into the trenches with the rest of us - and experience reality?  (Jul 28, 2011 | post #6)

Columbus Dispatch

Lie stalls prosecutor's murder case | The Columbus Dispatch

It looks like "witness persuasion" is getting to be a sporting event.  (Jul 28, 2011 | post #10)

Columbus Dispatch

AEP critics: Extra charges no smallchange | The Columbus ...

AEP Management has responsibility to the shareholders, NOT the ratepayers. PUCO is the referee in the middle, assisted by the court system. In the AEP may not get your electric generation payment, but they will get paid for those poorly maintained power delivery services. Just don't let them off the hook because they'll just keep coming back.  (Jul 27, 2011 | post #4)

Columbus Dispatch

Heart patient, 8, lobbies Capitol Hill for Medicaid | The...

This won't go away just because we want it to. Our culture is not in the habit of turning away the ill and the disabled when they need medical care. We just add the costs to our tax tab and call it "Medicare. " One other alternative is to require universally acquired health insurance - similar to the requirement for drivers to have automobile insurance. Another would to be to combine Medicaid and Medicare - effectively reducing the coverage of Medicare patients while saving bureaucratic expenses and relinquishing state control and responsibility. Those currently on Medicaid would have to have their Medicare paid for by vouchers after they have been found to qualify, or they would pay out of pocket combinded with those vouchers as their income allowed. An advantage to some of the latter would be that the program would be more anonymous than the current system. The question is how are we going to pay for unplanned illness - before or after the fact. Additionally, who is going to pick up the tab and with how many layers of costly bureaucracy.  (Jul 27, 2011 | post #10)

Columbus Dispatch

Bexley income-tax increase to go on ballot | The Columbus...

What we really need to do is abolish the local income tax! It is a matrix of uncoordinated and infighting politicians trying to grab money from each other and trampling the citizens in the same act. Most of the Income Tax offices cannot even give accurate advice on how to pay the tax - and at what rate and from what incomes. The taxes overlap, some give credit, some don't. You pay on "medicare level" earned income, not off the gross or adjusted gross or the net. Too complicated. I'll bet that the majority are paying wrong and don't even know it. I know of contractors that won't even go into some cities because they get jerked around by the government when trying to pay everybody their income taxes due. Far better would be to do like other states and apportion the State Income Tax according to an agreed upon formula. Look at all those layers of bureaucracy that would be eliminated - and not cost us good money any more!  (Jul 27, 2011 | post #21)

Columbus Dispatch

Six local post offices could be shuttered | The Columbus ...

The Post Office hasn't changed - it is still designed to work with the citizens, unlike the other big shippers that prefer businesses and their volume. Why would someone need to GO to the Post Office? If you have no computer, there is the "Stamps By Mail" program that allows you to order stamps sent to you at no extra fee. There is also the Rural Carrier, if you live on a Rural Route - they have to bring you stamps and money orders and mail packages, etc. They can even get the mail item weighed for you, so you don't have to buy one of those (cheap) digital scales. For those who have computers, you can pick out all kinds of stamps to order. You can print out priority package labels with postage pre-applied and then have your city or rural carrier pick up, usually from your doorstep. That on-line ( ) shipping cost even has a discount on services. If you feel the need to go out of your home, there are contract stations and mail points such as Meijer, Wal-Mart, Target, chain grocery stores, etc. (just ask their customer service or checkout clerk). True, it is hard for some to change old habits. Take a moment and look over all the alternatives - you are certain to find a couple ways to work with the Post Office at no extra effort. You might even save time, gas and get a discount by changing old habits.  (Jul 27, 2011 | post #25)

Columbus Dispatch

Critics rail against proposed AEP rate increase | The Col...

Either AEP is incapable of getting it right, or they are trying to get an excessively large increase for their benefit. So much for a shareholder-owned utility. Co-ops do it better!  (Jul 26, 2011 | post #52)

Columbus Dispatch

Algae alert issued at Lake Alma State Park | The Columbus...

If we can charge BP for losses incurred by their fouling the water, why can't we charge the landowners of surrounding properties for their roles in fouling this lake?  (Jul 26, 2011 | post #3)

Q & A with FreeloaderFred

I Believe In: