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Business News

Help to Buy Scheme Raises Threat of Mortgage Fraud, Polic...

High quality global journalism requires investment. Please share this article with others using the link below, do not cut & paste the article. See our Ts&Cs and Copyright Policy for more detail. Email ftsales.support@ft .com to buy additional rights. The government’s flagship Help to Buy scheme could cause a sharp rise in mortgage fraud, according to one of the most senior policemen tackling economic crime. The mortgage subsidy programme, the second phase of which started this month, could reignite a crime that has been declining as a result of tighter lending requirements, Detective Superintendent Oliver Shaw of the City of London Police said. “Mortgage fraud is definitely on my radar,” he told a conference on Thursday. “We’ve seen fewer mortgage frauds recently because banks have been more careful about who they’re lending to but when Help to Buy goes live fully, that’s a huge vulnerability. We’re trying to change everyone’s mindset before it gets to the problem it was in 2009.” Fraudulent brokers and solicitors were of particular concern, he later told the Financial Times. The scheme has already been strongly criticised by economists, lenders and even the International Monetary Fund said it risked inflating house prices. These have begun to rise sharply this year, although growth has mainly been concentrated in London. Mortgage fraud has crept upwards since 2006, according to statistics compiled by Experian. Last year, 38 of 10,000 mortgages were fraudulent, compared with 15 in 10,000 in 2006. Some commentators have attributed the rise to lenders being better at spotting applications that misstate income or poor credit history. Help To Buy was announced by George Osborne, the chancellor, in this year’s budget. Its first stage offered equity loans of up to 20 per cent of the value of a new property. RELATED ARTICLE: http://www.bluecro wncapital.com  (Oct 28, 2013 | post #1)

Business News

The Climate Group

The Climate Group is an independent, not-for-profit organization working to inspire and catalyze leadership for a Clean Revolution: a low carbon future that is smarter, better and more prosperous. For all. We work internationally with a coalition of companies, states, regions, cities and public figures. We inspire leaders by communicating a compelling narrative for change; we equip them by delivering evidence of success; and work in partnership with them in driving transformative change. Together with our partners, we are building a successful low carbon future of opportunity that boosts economies, creates jobs, enhances energy security, improves the quality of life of communities around the world, and averts the crippling impacts of runaway climate change. Founded in 2004, The Climate Group has operations in China (Beijing and Hong Kong), Europe, India and North America.  (Oct 22, 2013 | post #1)

Business News

Make your website appealing

Like you Mr. Nolan of Crown Capital Management International Relations Site I am very much concern to our environment and I admire you for putting up this kind of step to reach out to people. I like the fact that you are making people aware of what is truly happening to the environment. This is a great help, this will serve as an opener to people although I think you are lacking some strategies here. It lacks appeal. It isn’t striking, it isn’t eye catching, it is not something I will turn my head back if passed by. If you want to gain market you must know what they want. Your website is okay but not the best, it is not even close to good or better. Environmental website, oh sure it will be green, very overrated. I like to read articles but I would also love to see pictures and videos as well. Okay, so there are many things that are off in your website but let us start on how to make your website visually appealing. First of all, you must research first on what is in and try to make your website up-to-date visually so that your visitors will not get bored. They will not only look forward on reading your articles but also with how your site currently looks like. Here are some tips on how to do so: Keep it light Clean layouts are always easy on the eye and are easier to browse. It is advisable to avoid cluttering your web page and instead allow some amount of white space on your pages. This would not only enhance the look and appeal but also draw attention to the content displayed on your site. Use universal fonts Fonts are a major element to consider during the web designprocess. Fonts render differently on different computers. This is due to the fact that each computer has its own unique preset fonts that may or may not always be compatible with the ones displayed on your page. Hence to avoid this problem always use universal fonts. Stretch layouts Stretch layouts are basically layouts that are compatible with any screen resolution. The advantage of stretch layouts is that they provide your visitors with a visually appealing browsing experience. This would make them stay longer on your site and encourage them to continue browsing your pages. Use templates If you are having trouble selecting the right web design, feel free to use templates. Ace web design platforms such as Joomla have some very attractive and customizable templates which you can use to enrich the visual appeal of your website. Find the right color scheme The color scheme can make all the difference in your websites look and appeal. You could either use the colors of your company logo or select a couple of complementary colors for your site. Mix and match some good combinations such as yellow, red and white etc that would captivate your visitors. Site map This is a very important component in your overall web designand structure of your website. A site map is especially necessary when you have a lot of data or pages on your website. This would help visitors access the information about your business effectively and make your website appear well organized. While constructing a visually appealing website you need to keep in mind the kind of demographic that you are targeting and what they would prefer to see when they visit your website. Customizing your website to suit your customer’s needs would go a long way in establishing a long lasting mutually beneficial business relationship. SAMPLE OF SPAM SITE ===&#61672; >>>> http://www.thecrow nmanagement.com <<<< &#61671;===  (Oct 1, 2013 | post #1)

Business News

I actually thought I finally found the perfect website I ...

So we were asked by our professor to research on the current issue about our environment and as we all know we are dealing on many. I thought it will be easy to research on this as per the rate our environment is going I bet it is a hot issue. I was right it is a hot issue but it isn’t easy to research. Why? Here is why! There are many frauds out there like this website. I totally wasted my time reading on their articles then I got nothing. Nothing! Their articles are totally not connected to each other. Everything is outdated and every article seems to be lacking some evidence, it looks and feels like everything were all made up aside from each are all unfinished. It actually took me a day reading on them with my hopes high that I could get something from the, but I ended up thwarted because everything was nonsense, yeah I am confident in saying this is a fraud. The best thing I from reading on them is that I learn not to believe everything on the internet and in websites that appears to be legitimate. So I decided on researching on how to spot a bogus website and I will share them with you. Uses an incorrect URL, if you are used to going to your bank via a regular address and the address of the site you land at is not the same name, you can be confident that you are not at the real site. Always double check to make sure that the site address is accurate. You can also hover your mouse pointer over a link in the email to verify that the link is directed to the same site that the email came from. Asks for banking information, a real bank would never ask for your bank account information or your debit card and PIN numbers via email. Be wary of any email or site that asks for sensitive information (such as your social security number) that is beyond your standard login. Uses a public Internet account, before you click on any link sent to you by email, take a look at the sender’s email address. If the email is from a public account, but claims to be from your bank or other business, do not trust the email. Moreover, do not trust any email or website that asks you to “confirm” sensitive account information, because this is surely a scam. You should also make sure that any email claiming to be from your bank includes your given name in the message, such as “Dear William Smith,” instead of “Dear Valued Customer.” Real banks address messages to you by name as a way of confirming your relationship. Includes misspelled words, if a bank asks you to log in to your “acccount,” this is pretty good clue that you’ve stumbled upon a phishing email or fake website. Real companies have staff checking the accuracy of emails and website, and a mistake like this would be caught before it was sent or published. If you see a misspelling or a misuse of the company name, look for other mistakes and clues to confirm your suspicions—and don’t enter any of your personal information on the site. Is not a secure site, legitimate e-commerce sites use encryption, or scrambling, to help insure that your payment information remains safe. You can see if a site uses encryption by looking for a lock symbol in the browser window. Clicking on the lock symbol allows you to verify that a security certificate was issued to that site, a sign that it’s a legitimate, trusted website. You should also check that the address starts with “https://” rather than just “http://”. Do not enter payment information on any site that isn’t secure. Displays low resolution images, scammers usually erect fake sites quickly, and this shows in the quality of the sites. If the logo or text appears in poor resolution, this is an important clue that the site could be phony. ****SCAM SITES**** http://www.thecrow nmanagement.com/  (Oct 1, 2013 | post #1)

Business News

Crown Capital Eco Management: Want to Fix the Economy? Sp...

http://www.counter punch.org/2013/02/ 04/want-to-fix-the -economy-spend-mor e-money/ The economy operates on a simple principle: When people spend money, the economy grows. That means the goal of economic policy should be to maintain a level of spending that keeps the economy growing and minimizes the unavoidable peaks and valleys of the business cycle. This can’t be done without government intervention, mainly because free market capitalism tends to be too erratic (spending can fall sharply) and crisis prone. (See: Lehman Brothers 2008). Dramatic fluctuations in the markets, typically result in anemic business investment which leads to higher unemployment, slower growth and weaker demand. This problem was largely solved by British economist John Maynard Keynes. Keynes understood that when private sector spending dropped off, public sector (government) spending had to increase or output would shrink, unemployment would rise, and the economy would begin to sputter.  (Feb 4, 2013 | post #1)

Business News

Crown Capital Management Jakarta Indonesia

Crown Capital Eco Management works with government bodies, international entities, private sectors and other non-governmental organizations in providing extensive information to the public, media and policymakers that are involved in addressing environmental issues and sustainable initiatives in a worldwide scale. Though our group does not personally conduct research, we analyze and review both recent and old data on technical and socio-economic sectors that are relevant to our field, which is environment preservation. We are composed of volunteer professionals in the scientific sector, supported by various agencies around the world. Our group is an independent organization supporting programs involving climate change, biodiversity, organic pollutants and greenhouse gases, to name a few.  (Oct 10, 2012 | post #1)