Holiday Spending Debate - Blue Ridge, GA

Discuss the national Holiday Spending debate in Blue Ridge, GA.

Will you spend more or less on holiday shopping this year?

Blue Ridge will spend less
Less
 
13
More
 
1

Voting is now closed

ghost tree

Birmingham, AL

#1 Nov 26, 2010
My cash flow is at an all-time low.
just sayin

Vidalia, GA

#2 Nov 26, 2010
I won't be spending more than I have available. It's a bit more than last year at this same time--but not much.
Overdrive

Ellijay, GA

#3 Nov 27, 2010
just sayin wrote:
I won't be spending more than I have available. It's a bit more than last year at this same time--but not much.
What are you? some form of government? How does one spend more than they have available? That is the kind of home loans that were made and got us in the mess we are in now. Folks thinking they can spend more than they have.
just sayin

Vidalia, GA

#4 Nov 27, 2010
I think that you did not actually read what I wrote. I said that I WON'T be spending more than I have available. In other words--I won't be using a credit card.
Overdrive

Ellijay, GA

#5 Nov 27, 2010
just sayin wrote:
I think that you did not actually read what I wrote. I said that I WON'T be spending more than I have available. In other words--I won't be using a credit card.
I'm sorry, I read what you wrote but what I said remains the same. Common sense would say that you do not spend more than you have, available or otherwise. I just see so many people that do not know when to quit spending. We are supposed to have record unemployment, yet the "experts" are saying Black Friday was the biggest yet. I constantly see folks that do not have a job but they always have a new tattoo or a $100.00 cell phone bill and just do not know when to shut up and they have to call everyone they know to tell them about the new piercing they have and they are always on their way to Wal-mart to guess what? Spend more money. Again, sorry if you took this wrong, I see what you are saying, I just took what you said to task generically. Nothing against you. I am not fussing because I am unemployed or broke, just the opposite really. But I will survive whatever because I don't have to spend spend spend and I do not buy more home than I know I can pay back. In one sentence, I don't buy things I don't need, with money I don't have, to impress people I don't like.
just sayin

Vidalia, GA

#6 Nov 27, 2010
fair enough. *smile* When my husband and I were first married--his parents were the type who judged how much you loved them based upon how much money you spent, and expected that if they spent $400 on you, you were supposed to spend $400 on them. They even left price tags on the gifts so that we would know how much to spend. The biggest difference was--they had over a $150,000/year income--we had a $30,000/yr income. They did not consider homemade stuff to be real Christmas gifts--after all they did not have a price tag attached. That first year, we went into debt that took us a full year to pay off in order to satisfy his parents. Then we decided that that was nuts. From that time on, we made homemade gifts, and did not go into debt. They did not ever respect such...but...sigh..such is life.
Overdrive

Ellijay, GA

#7 Nov 27, 2010
just sayin wrote:
fair enough.*smile* When my husband and I were first married--his parents were the type who judged how much you loved them based upon how much money you spent, and expected that if they spent $400 on you, you were supposed to spend $400 on them. They even left price tags on the gifts so that we would know how much to spend. The biggest difference was--they had over a $150,000/year income--we had a $30,000/yr income. They did not consider homemade stuff to be real Christmas gifts--after all they did not have a price tag attached. That first year, we went into debt that took us a full year to pay off in order to satisfy his parents. Then we decided that that was nuts. From that time on, we made homemade gifts, and did not go into debt. They did not ever respect such...but...sigh..such is life.
Wow, homemade gifts! You are such an angel. Hardly anyone does that any more, and I think it is the absolute best way to show how you care and the thought that is actually put into a gift. My wife and I stayed up up rather late one night last week making apple butter and guess what some of our gifts will be? I have made my grandsons homemade toys and such and they love them. You just keep on giving homemade and if no one recognizes what they really are.. oh well.
just sayin

Vidalia, GA

#8 Nov 27, 2010
None of the folks around here have ever had homemade freezer strawberry freezer jam....I'm strongly considering buying some strawberries and sure-jel and making some for Christmas gifts.

One year...I had so much fun! I bought some 18 inch dolls (Gotz dolls) on ebay for a good price and then used the American Girl patterns and made prairie era outfits for them and gave them to my nieces. I made skirts, blouses, dresses, pinafores, pinner caps, bonnets, nightgowns, houseshoes, slips, pantaloons...it was a hoot! They still have those.
Overdrive

Ellijay, GA

#9 Nov 28, 2010
just sayin wrote:
None of the folks around here have ever had homemade freezer strawberry freezer jam....I'm strongly considering buying some strawberries and sure-jel and making some for Christmas gifts.
One year...I had so much fun! I bought some 18 inch dolls (Gotz dolls) on ebay for a good price and then used the American Girl patterns and made prairie era outfits for them and gave them to my nieces. I made skirts, blouses, dresses, pinafores, pinner caps, bonnets, nightgowns, houseshoes, slips, pantaloons...it was a hoot! They still have those.
The jam would be the best present under the tree. The dolls were a grand idea and I am sure you had a wild time and I bet the dolls will be around for some time, may be setting on a shelf, but those that received them will keep them a long long time.
Better Days Ahead

United States

#10 Nov 28, 2010
A lot of good common sense shown by the posters on this thread! As a child of the Great Depression, we didn't have much but we had family, great neighbors who helped each other and the determination to make it regardless. We didn't have all the goodies, bells, and whistles to spend money we didn't have on like today so I guess that made it easier. Some of things we learned from living during hard times was to not spend more than we earned, pay our debts, and above all...put some aside for a rainy day. That rainy day has arrived for a lot of folks and, while many are working to adjust, some just can't seem to give up those luxuries they cannot afford. Different world, I guess. Fortunately, most folks in Fannin County reach out and try to help each other make it through the hurt by sharing what they have with those in true need. One of the benefits of living in a small town, rural community. God Bless and let's pray for those better days ahead!
Pond Jumper

Onalaska, WA

#11 Nov 28, 2010
Amen

Since: Aug 10

Atlanta, GA

#12 Nov 29, 2010
Overdrive wrote:
<quoted text>
I'm sorry, I read what you wrote but what I said remains the same. Common sense would say that you do not spend more than you have, available or otherwise. I just see so many people that do not know when to quit spending. We are supposed to have record unemployment, yet the "experts" are saying Black Friday was the biggest yet. I constantly see folks that do not have a job but they always have a new tattoo or a $100.00 cell phone bill and just do not know when to shut up and they have to call everyone they know to tell them about the new piercing they have and they are always on their way to Wal-mart to guess what? Spend more money. Again, sorry if you took this wrong, I see what you are saying, I just took what you said to task generically. Nothing against you. I am not fussing because I am unemployed or broke, just the opposite really. But I will survive whatever because I don't have to spend spend spend and I do not buy more home than I know I can pay back. In one sentence, I don't buy things I don't need, with money I don't have, to impress people I don't like.
Why are you harping just on the homes? Look around you. Builders put up thousands of quarter to half million dollar homes around here and enticed buyers with too-good-to-be-true mortgages. Many of those homes have sat vacant and unsold for 2 or 3 years now. Why didn't those builders build modest homes that people could actually afford?

And it's not just overpriced homes people spend money on. There are these things called credit cards. Go to any store and watch how many people are using them to pay for things they really can't afford to buy.
Overdrive

Ellijay, GA

#13 Nov 29, 2010
tidy catz wrote:
<quoted text>
Why are you harping just on the homes? Look around you. Builders put up thousands of quarter to half million dollar homes around here and enticed buyers with too-good-to-be-true mortgages. Many of those homes have sat vacant and unsold for 2 or 3 years now. Why didn't those builders build modest homes that people could actually afford?
And it's not just overpriced homes people spend money on. There are these things called credit cards. Go to any store and watch how many people are using them to pay for things they really can't afford to buy.
You have answered yourself all in one sentence. One, the builders only build in hopes of selling, it is called speculation. the banks sell the mortgages. The builders built what was selling at the time. The builders did build modest homes and they, for the most part, have sold. But the bottom line remains the same, I don't care what kind of mortgage you get, you have to be able to pay it back. When my wife and I moved here, we were constantly offered mortgages for 200,000 to 300,000 dollars. All we had to do was sign on the dotted line. We thought, these folks are out of their mind, we knew what we could afford and what kind of payment would keep us solvent if the economy went south. Well, it did and we still have our home and business and although finances did get tight for a while, we will be alright. And credit cards, you are so right on the way people abuse these things. And you are really right on them spending it on things they cannot afford and also, most of the time they don't even need it.
The wise man

Hotchkiss, CO

#14 Nov 29, 2010
I asked my nephew what he wanted for Christmas and he said "I just want to keep what I have"! Out of the mouth of a babe. As I choked back the tears I thought he was wise beyond his years as he was seven at the time. I don't think I'll ever forget his comment each year as Christmas arrives.

Since: Oct 10

Blue Ridge

#16 Dec 1, 2010
saving:)
Bill

Wildwood, FL

#17 Dec 2, 2010
Most downtown Blue Ridge merchants had a GREAT retail weekend after Thanksgiving. A Huge Thank You to all the Floridians and Atlantans who made it possible for those merchants to contribute to the well being of Blue Ridge in the form of tax revenue. We Fannin County residents really appreciate the Light Up Blue Ridge festivities and the Blue Friday Shopping day. A Big Thank You is in order for these Downtown Blue Ridge Merchants. THANK YOU!
Better Days Ahead

United States

#19 Dec 3, 2010
We give cash to our family members to buy what they want or need. This year is tough on everyone so we upped the ante a little. We spent a lifetime saving for our retirement and everything we have is paid for so we can afford to do it. Also we intend to contribute a little more to charitable causes in our local community to help those who are having a hard time through no fault of their own.Fannin County is a great place to live with wonderful giving people who care about each other. Merry Christmas!
sissy

Cleveland, TN

#20 Dec 6, 2010
no increase in social security. Prices on food gas heat much higher
Patrick

Saint Petersburg, FL

#21 Dec 6, 2010
Everything cost too much, gas. groceries,insurance,etc. Don't have the extra monet to spend.

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