Health Care Debate - Massapequa Park, NY

Discuss the national Health Care debate in Massapequa Park, NY.

Do you support President Obama's health care policy?

Massapequa Park supports
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TV MAN

United States

#1551 Nov 5, 2012
Helion says: Bond ladders carry more default risk. Individual investors might hold no more than 10 or 20 bonds. If one of them goes bad, it could take a mean slice out of your portfolio. Ladders should be built only with high-quality bonds but – in municipals, especially — you never know when a snake is hidden in the underbrush.

TV MAN says: Don't put your money all in a hand full of junk bonds. No more then 5000 per bond for small investors. Very seldom will you have one bankrupt, unless you're stupid by choosing bad products, or companies not heard of. Generally if you pay attention you'll take a haircut every ten or so years. Even when subtracting the loss you'll find you're only giving a little of their own money back. It's not any different with loss's in mutual funds. The only difference is you don't see the losses on your statement for each individual stock or bond in a mutual fund. You can't sell individual stocks, or bonds in a fund. That's why they call it a fund. You have less flexibility with a fund. If one wants to invest in stock with low low costs invest in a stock index . An index requires very little or no management. They return higher profits then 85% of all mutual fund managers. If you want to invest to make real money, invest in individual stocks, yet, not more then ten. I prefer income over capital gains. It's consistent for long term planning. Junk bonds are offering the best yields with the least amount of risk. You won't find any mutual fund today returning eight or more percent in yield.
TV MAN

United States

#1552 Nov 5, 2012
Helion says: Bond ladders deprive you of current income. The money you put into individual bonds pays you an income at a fixed rate. When rates in the marketplace go up, your income will stay the same. In a bond mutual fund, by contrast, the managers will be adding higher-rate bonds to the pool. Your interest income – and spending money – will increase.

TV MAN says: Who cares when income is your game. The income one receives can be reinvested in high interest bonds. Bonds that mature can be reinvested in higher yield bonds, that's the reason for laddering. If I have a bond paying 6%, and interest rates on investment grade product goes to 3% who cares, I'm still earning 3% more. If the value of my bond goes down, who cares, I'm holding it tell maturity. If I get into a cash flow bind, I can always sell a bond with 100% pay back. If the stock market goes crazy, that's why I invest in the index fund., or a few individual stocks with a great chance of moving with the market.
Bruser

Massapequa, NY

#1553 Nov 5, 2012
TV MAN wrote:
Helion says: Bond ladders deprive you of current income. The money you put into individual bonds pays you an income at a fixed rate. When rates in the marketplace go up, your income will stay the same. In a bond mutual fund, by contrast, the managers will be adding higher-rate bonds to the pool. Your interest income – and spending money – will increase.
TV MAN says: Who cares when income is your game. The income one receives can be reinvested in high interest bonds. Bonds that mature can be reinvested in higher yield bonds, that's the reason for laddering. If I have a bond paying 6%, and interest rates on investment grade product goes to 3% who cares, I'm still earning 3% more. If the value of my bond goes down, who cares, I'm holding it tell maturity. If I get into a cash flow bind, I can always sell a bond with 100% pay back. If the stock market goes crazy, that's why I invest in the index fund., or a few individual stocks with a great chance of moving with the market.
Explain to me TV Bird, why you are blogging instead of living large in Monte Carlo? I will help you, You are nothing more than a big mouth, blowing your own horn. Sound about right? It should Soulless one. You could sit on the Riviera counting your Millions.
What a phony.
Voice of Reason

Massapequa, NY

#1554 Nov 5, 2012
Newsday, New York’s liberal newspaper, endorsed Mitt Romney for President. It must be the end-times because their editorial board suddenly found religion:

Had Barack Obama done the job of president with the same passion and vision he displayed in seeking it, he would likely deserve another term. He did not.

Against this we must weigh Mitt Romney, an imperfect candidate but one who has a special track record too. From his creation of a vast personal fortune to his successful stewardship of the threatened Salt Lake City Olympics to his governing of Massachusetts, Romney’s life is a tale of success after success, many of them achieved in difficult circumstances.

Romney’s potential to put America back to work earns him our endorsement.

Obama’s failure to accelerate the improvement of the economy is the dominant reason Romney is the right choice, but it’s not the only one. There are also the broken promises. On the campaign trail in 2008, Obama promised to halve the annual budget deficit of the United States. Instead, the shortfall has remained over $1 trillion per year, and the national debt has increased about 45 percent…A must-read at Newsday

The liberal New York Daily News also endorsed Mitt Romney because they aren’t blind and can see whatfour more years of Obama will bring. If Obama wins, there is no doubt the economy will get worse. There is a good chance the economy will not be salvageable in four years. The spending and monetizing of the debt has to come to an end. What then?he New York Daily News was equally brutal, noting how New Yorkers have suffered under Obama:

New Yorkers have fared no better. The state is alone among the 50 in suffering significantly rising unemployment over the last 12 months, with the rate now at 8.9%. The city’s pain index is 8.8%, and the five boroughs have been trading down in salaries.

Their editors too scored the Democrat for failing to to meet the challenges before him:

Recovery from the disaster that Obama inherited was going to take time. But four years is a long, long slog. Had the President guided a typical upswing, America would by now have regained essentially all its lost jobs. At his present pace, Obama would reach that milestone in the third year of a second term.

The regrettable truth is that Obama built a record of miscalculations and missed opportunities.

Now, I highly doubt that these endorsements will cause the Empire State to swing into the Romney column, but they do show that many former Obama supporters are souring on the incumbent.
TV MAN

United States

#1555 Nov 5, 2012
Bruser wrote:
<quoted text>
Explain to me TV Bird, why you are blogging instead of living large in Monte Carlo? I will help you, You are nothing more than a big mouth, blowing your own horn. Sound about right? It should Soulless one. You could sit on the Riviera counting your Millions.
What a phony.
Who says you can't live large and blog? I don't like Monte Carlo, I prefer where I'm at. Poor little Bruiser, can't blow his own horn, doesn't have diddle to blow his horn about.
Voice of Reason

Massapequa, NY

#1556 Nov 5, 2012
TV MAN wrote:
<quoted text>Who says you can't live large and blog? I don't like Monte Carlo, I prefer where I'm at. Poor little Bruiser, can't blow his own horn, doesn't have diddle to blow his horn about.
Hey TV Diarrhea Mouth, your Junk Bond is a straw-mans foolish approach. My success is in following GOD, NOT A FOOL LIKE YOU.
You give foolish advice, and only foolish people would listen to
someone only speaking to hear himself, to try to over inflate his own ego. "A fool and his gold are soon parted". Search instead for GOD TV Child, for if you lose your soul, how can you save it? Not with money foolish child.

You quoted a forbes article that "Obama spent less money than any modern day president, except for Eisenhower. Here is proof that you do not know what you are talking about:

http://www.forbes.com/sites/peterferrara/2012...

The article that TV fool quoted was written by another Fool, Rick
Ungar, the blind leading the blind. Do not be lead astray by this
soulless greedy person. Check out any information he gives, and you will find maybe 10% truth, and 90% LIES.

If any of you here are Christians, remember that if you vote for Obama against, you care guilty of all of the babies he will cause to be put to death, and their death is on your soul.
TV MAN

United States

#1557 Nov 6, 2012
Voice of Reason wrote:
<quoted text>
Hey TV Diarrhea Mouth, your Junk Bond is a straw-mans foolish approach. My success is in following GOD, NOT A FOOL LIKE YOU.
You give foolish advice, and only foolish people would listen to
someone only speaking to hear himself, to try to over inflate his own ego. "A fool and his gold are soon parted". Search instead for GOD TV Child, for if you lose your soul, how can you save it? Not with money foolish child.
You quoted a forbes article that "Obama spent less money than any modern day president, except for Eisenhower. Here is proof that you do not know what you are talking about:
http://www.forbes.com/sites/peterferrara/2012...
The article that TV fool quoted was written by another Fool, Rick
Ungar, the blind leading the blind. Do not be lead astray by this
soulless greedy person. Check out any information he gives, and you will find maybe 10% truth, and 90% LIES.
If any of you here are Christians, remember that if you vote for Obama against, you care guilty of all of the babies he will cause to be put to death, and their death is on your soul.
You're nothing more then some loser that leans on religion to avoid the truth. I call it lazy, and the inability to allow results to talk to you. God shouldn't be used as an excuse. A better answer would be, TV MAN I'm very happy with my position in life, and I wish you the best. However, it's not in my comfort zone , or my goal for a better life. Yet, you don't say this, because you're mad, and frustrated. Wake up ,you're acting like a loser depending on God took pick you up. Healthy saints don't respond in your style. Go back to your bunker and find someone else to blame. What about mirror?
TV MAN

United States

#1558 Nov 6, 2012
Correction: depending on God to pick you up.
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Estero, FL

#1559 Nov 6, 2012
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TV MAN

United States

#1561 Nov 6, 2012
TO "Voice of Reason", "Bruiser",Retardo, and all the bunker people, TV MAN told you so!!!!!!!!!!

Since: Sep 12

Location hidden

#1562 Nov 7, 2012
TV MAN wrote:
Keep trying Helion: Mutual funds are far better diversified, owning hundreds, even thousands of bonds (Vanguard’s Intermediate-Term Tax-Exempt fund holds 4,641 of them). Like ladders, the bonds come in varying maturities, from short to long.
TV MAN: Wrong, Goofy. Mutual funds wipe out yield with high fee's. Mutual funds don't all go up at the same time. When one goes up one goes down washing out potential yield. Besides when selling you must sell the whole fund. Not a good idea. If your not in a high tax bracket, or taxes are as low as they are today, Tax Exempt doesn't make up for the higher yields in corp, junk. Laddering makes sense in low amounts of 5 thousand dollars. when you take a haircut very seldom do you lose 100%. Limit your loses with an education on balance sheets, and business savvy. I've sustained 8.5% for the last five years. One haircut for less then 5000. No risk no fame.
Goofy? Is this preschool?

Straw Manning an argument is never an effective tactic when it comes to logical reasoning.

What you personally have sustained is irrelevant to the argument as a whole. If I stated that I have not been able to sustain 8.5% for multiple years, would that mean that everyone is unable to?

It was never stated or implied that mutual funds "all go up" at the same time, furthermore, you can't state with any certainty that one will "go up" while another one "goes down". From what you've stated, your junk bonds never seem to depreciate, they remain constantly high, which is unfathomable within the current economic sphere.

It was also never stated that you should own hundreds or thousands of bonds.

You can't just write off an entire argument with the comment "no risk no fame". It's a horrendous philosophy to live by.

Since: Sep 12

Location hidden

#1563 Nov 7, 2012
TV MAN wrote:
1). Helion is either a sucker, or a broker who wants to get paid. Helion says that junk bonds are high risk and that it's a terrible idea to invest in them.
TV MAN says: Junk bonds can be high risk, however mutual funds are for 1). average everyday people who don't have a clue. Brokers are the Fox guarding the mutual fund. You may not show a principal loss, but unless you're very savvy you don't know what your losing in yield. 1). Helion is obviously an average investor with a tight fist. Remember when your fist is closed, no money can get out, yet no money can get in. 2). One lowers his risk on junk bonds by understanding business, balance sheets, Cash flow, and demand.
All items marked 1). are Ad Hominem.

Name one successful businessman who has thrived on investing in only junk bonds.

I suggest you read this article: http://online.wsj.com/article/SB1000087239639...

Since: Sep 12

Location hidden

#1564 Nov 7, 2012
TV MAN wrote:
Helion says: Bond ladders carry more default risk. Individual investors might hold no more than 10 or 20 bonds. If one of them goes bad, it could take a mean slice out of your portfolio. Ladders should be built only with high-quality bonds but – in municipals, especially — you never know when a snake is hidden in the underbrush.
TV MAN says: Don't put your money all in a hand full of junk bonds. No more then 5000 per bond for small investors. Very seldom will you have one bankrupt, unless you're stupid by choosing bad products, or companies not heard of. Generally if you pay attention you'll take a haircut every ten or so years. Even when subtracting the loss you'll find you're only giving a little of their own money back. It's not any different with loss's in mutual funds. The only difference is you don't see the losses on your statement for each individual stock or bond in a mutual fund. You can't sell individual stocks, or bonds in a fund. That's why they call it a fund. You have less flexibility with a fund. If one wants to invest in stock with low low costs invest in a stock index . An index requires very little or no management. They return higher profits then 85% of all mutual fund managers. If you want to invest to make real money, invest in individual stocks, yet, not more then ten. I prefer income over capital gains. It's consistent for long term planning. Junk bonds are offering the best yields with the least amount of risk. You won't find any mutual fund today returning eight or more percent in yield.
One cannot simply determine what a "bad product" is prior to investing.

For the rest of your post, I refer you to the WSJ article I posted.

Since: Sep 12

Location hidden

#1565 Nov 7, 2012
TV MAN wrote:
Helion says: Bond ladders deprive you of current income. The money you put into individual bonds pays you an income at a fixed rate. When rates in the marketplace go up, your income will stay the same. In a bond mutual fund, by contrast, the managers will be adding higher-rate bonds to the pool. Your interest income – and spending money – will increase.
TV MAN says: Who cares when income is your game. The income one receives can be reinvested in high interest bonds. Bonds that mature can be reinvested in higher yield bonds, that's the reason for laddering. If I have a bond paying 6%, and interest rates on investment grade product goes to 3% who cares, I'm still earning 3% more. If the value of my bond goes down, who cares, I'm holding it tell maturity. If I get into a cash flow bind, I can always sell a bond with 100% pay back. If the stock market goes crazy, that's why I invest in the index fund., or a few individual stocks with a great chance of moving with the market.
I'm not entirely sure how your response rebuts what I posted. Aside from your opening statement, which isn't actually a rebuttal, it merely writes off the issue of income.
TV MAN

United States

#1566 Nov 7, 2012
Helion Prime wrote:
<quoted text>
All items marked 1). are Ad Hominem.
Name one successful businessman who has thrived on investing in only junk bonds.
I suggest you read this article: http://online.wsj.com/article/SB1000087239639...
Name one successful businessman who has thrived on investing in only junk bonds. TV MAN.
TV MAN

United States

#1567 Nov 7, 2012
Helion Prime wrote:
<quoted text>
I'm not entirely sure how your response rebuts what I posted. Aside from your opening statement, which isn't actually a rebuttal, it merely writes off the issue of income.
You're so busy questioning my style, you can't comprehend my thinking. That's why I'm considered strange to the expert world. However the results speak for themselves. I'm not going to sit here and argue opinions based on tradition. I follow trends and my style of thinking is different ,however I understand.
Voice of Reason

Massapequa, NY

#1568 Nov 9, 2012
TV MAN wrote:
<quoted text>You're so busy questioning my style, you can't comprehend my thinking. That's why I'm considered strange to the expert world. However the results speak for themselves. I'm not going to sit here and argue opinions based on tradition. I follow trends and my style of thinking is different ,however I understand.
TV it is very easy to make statements that are not able to be verified. You can make all the claims that you wish, yet you are probably just someone that is following another fools advice.
If in fact (as you claim) you have made millions of $$$, then why aren't you selling your advice as a financial periodical? Because it is not your own ideas, but probably some "Junk bond experts letter and advice you are following". As for falling on GOD to help you in troubled times, you are very wrong. GOD does not get involved with the World, as Jesus said "My kingdom is not of this world". Once again I reiterate, "Do you think you are going to take your fortune with you when you died?". There are many rich people, who are also very good catholics and christians. Among them is not Nancy Pewlousy, and Harry Reid. Before you try to argue anything religious, you had better start to study when you are claiming someone else desires, or uses as a crutch. I have no one knocking on my door, owe nothing, have a paid off house, and count these as nothing. My desire is GOD, and his love, the love of my family, and to feel that I am doing the will of GOD. I do hope you make it into heaven(if you believe in it), and you will be clothed with the real meaningful riches. Your backing of Obama, and the chaos that he will unleash upon the USA, solely because you feel that your junk bonds will increase in value as Obama,
and Bernake will keep the interest rates low. Soaring gas prices,
increasing food transportation=higher food prices, Death care panels, Abortions.....etc are what you are looking for, and those sins will fall on your head as they will for anyone that has backed and voted for Barack Barry Soetoro Obama.
Just as Norman Matoon Thomas had said""The American people will never knowingly adopt Socialism. But under the name of 'liberalism' they will adopt every fragment of the Socialist
program, until one day America will be a Socialist nation, without
knowing how it happened." He ran for President under the Socialist
ticket for 6 years, and realize that the Democ-rats were taking over his policies. So site there and count your paper money, your turn will come sooner or later, when the snake has devoured all of the easy food for him. Stick with what you love Tv which is making money if that is your comfort, and do not try to demean anyone that follows God, as using him as a crutch, instead of appeasing
GOD because you love him, and are doing his will.
Remember, you are taking on more risk with your junk bonds, which means that you are taking a gamblers risk, and the House always wins, and you are not the house. 50 billionaires have begun selling off their holdings, maybe they will contact you and you can advise them how they can get richer in the junk bond market.....LOL like they can learn from you.
Dominus Vobiscum
TV MAN

United States

#1569 Nov 11, 2012
Voice of Reason wrote:
<quoted text>
TV it is very easy to make statements that are not able to be verified. You can make all the claims that you wish, yet you are probably just someone that is following another fools advice.
If in fact (as you claim) you have made millions of $$$, then why aren't you selling your advice as a financial periodical? Because it is not your own ideas, but probably some "Junk bond experts letter and advice you are following". As for falling on GOD to help you in troubled times, you are very wrong. GOD does not get involved with the World, as Jesus said "My kingdom is not of this world". Once again I reiterate, "Do you think you are going to take your fortune with you when you died?". There are many rich people, who are also very good catholics and christians. Among them is not Nancy Pewlousy, and Harry Reid. Before you try to argue anything religious, you had better start to study when you are claiming someone else desires, or uses as a crutch. I have no one knocking on my door, owe nothing, have a paid off house, and count these as nothing. My desire is GOD, and his love, the love of my family, and to feel that I am doing the will of GOD. I do hope you make it into heaven(if you believe in it), and you will be clothed with the real meaningful riches. Your backing of Obama, and the chaos that he will unleash upon the USA, solely because you feel that your junk bonds will increase in value as Obama,
and Bernake will keep the interest rates low. Soaring gas prices,
increasing food transportation=higher food prices, Death care panels, Abortions.....etc are what you are looking for, and those sins will fall on your head as they will for anyone that has backed and voted for Barack Barry Soetoro Obama.
Just as Norman Matoon Thomas had said""The American people will never knowingly adopt Socialism. But under the name of 'liberalism' they will adopt every fragment of the Socialist
program, until one day America will be a Socialist nation, without
knowing how it happened." He ran for President under the Socialist
ticket for 6 years, and realize that the Democ-rats were taking over his policies. So site there and count your paper money, your turn will come sooner or later, when the snake has devoured all of the easy food for him. Stick with what you love Tv which is making money if that is your comfort, and do not try to demean anyone that follows God, as using him as a crutch, instead of appeasing
GOD because you love him, and are doing his will.
Remember, you are taking on more risk with your junk bonds, which means that you are taking a gamblers risk, and the House always wins, and you are not the house. 50 billionaires have begun selling off their holdings, maybe they will contact you and you can advise them how they can get richer in the junk bond market.....LOL like they can learn from you.
Dominus Vobiscum
Yawning.
TV MAN

United States

#1570 Nov 11, 2012
One more word for Voice Of No Reason: Boo.
Bruser

Massapequa, NY

#1571 Nov 11, 2012
TV MAN wrote:
<quoted text>Yawning.
HA HA HA HA TV fool has no answers, just a childish "Yawning"

This scam artist should be kicked off Topix. He is a phony of the first order. All talk, and completely empty, just like his soul.
Lord have mercy on you and your lost soul. Go and count your money over and over, oh I forgot, all of your money is empty, just like your posts.

Helion Prime, take note, TV empty can is just that all noise, no substance. "Proverbs: A TV Fool and his money are soon parted"

Now go and sulk Tv Scammer

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