Health Care Debate - Hurst, TX
Discuss the national Health Care debate in Hurst, TX.
Do you support President Obama's health care policy?
Osama is tanking it big time...
I am a physician.
It is stupid.
I have read the WHOLE BILL.
It will KILL many Americans.
[QUOTE who="A. L. Shaw, MD"]I am a physician.
It is stupid.
I have read the WHOLE BILL.
It will KILL many Americans.[/QUOTE]Really, the bill is on line. What page does the killing start on Mr. MD. Please do tell!
PROVISIONS THAT TAKE EFFECT IMMEDIATELY
UNDER PATIENT PROTECTION AND AFFORDABLE CARE ACT, AS AMENDED BY THE HEALTH CARE AND EDUCATION RECONCILIATION ACT
FOR SMALL BUSINESSES
SMALL BUSINESS TAX CREDITS—Offers tax credits of up to 35 percent of employer premium contributions for
those small businesses that choose to offer coverage. Effective beginning for calendar year 2010.(Beginning
in 2014, offers credits of up to 50 percent of employer premium contributions, for up to 2 years.)
BEGINS TO CLOSE THE MEDICARE PART D DONUT HOLE—Provides a $250 rebate to those Medicare
beneficiaries who hit the donut hole in 2010. Beginning in January 2011, there is a 50% discount on
prescription drugs in the donut hole.(Also completely closes the donut hole by 2020.)
FREE PREVENTIVE CARE UNDER MEDICARE—Eliminates co‐payments for preventive services and exempts
preventive services from deductibles under the Medicare program. Effective on January 1, 2011.
HELP FOR EARLY RETIREES—Creates a temporary re‐insurance program (until the Exchanges are available) for
employer health plans providing coverage for early retirees, helping to protect coverage while reducing
premiums for employers and these early retirees age 55-64. Effective on June 21, 2010.
FOR THOSE PRIVATELY INSURED
NO DISCRIMINATON AGAINST CHILDREN WITH PRE‐EXISTING CONDITIONS—Prohibits all employer plans and
new plans in the individual market from denying coverage to children with pre‐existing conditions. Effective
for plan years beginning on or after September 23, 2010.
NO RESCISSIONS—Bans all health plans from dropping people from coverage when they get sick. Effective for
plan years beginning on or after September 23, 2010.
NO LIFETIME LIMITS ON COVERAGE—Prohibits all health plans from placing lifetime caps on coverage.
Effective for plan years beginning on or after September 23, 2010.
TIGHTLY REGULATES ANNUAL LIMITS ON COVERAGE—Tightly restricts the use of annual limits by all
employer plans and new plans in the individual market, to ensure access to needed care. Effective for plan
years beginning on or after September 23, 2010.
FREE PREVENTIVE CARE UNDER NEW PLANS—Requires new private plans to cover preventive services with
no co‐payments and with preventive services being exempt from deductibles. Effective for plan years
NEW, INDEPENDENT APPEALS PROCESS FOR NEW PLANS—Ensures consumers in new plans have access to an
effective internal and external appeals process to appeal decisions. Effective for plan years beginning on or
after September 23, 2010.
MORE FOR YOUR PREMIUM DOLLAR—Requires all health plans to put more of your premiums into your care,
and less into profits, CEO pay, etc. This medical loss ratio requires plans in the individual market to spend 80
percent of premiums on medical services, and plans in the large group market to spend 85 percent. Insurers
that don’t meet these thresholds must provide rebates to policyholders. Effective on January 1, 2011.
NO DISCRIMINATION BASED ON SALARY—Prohibits new employer health plans from establishing any
eligibility rules for health care coverage that have the effect of discriminating in favor of higher wage
employees. Effective for plan years beginning on or after September 23, 2010.
FOR THOSE UNINSURED
IMMEDIATE HELP FOR THE UNINSURED WITH PRE‐EXISTING CONDITIONS (INTERIM HIGH‐RISK POOL)—
Provides immediate access to insurance for Americans who are uninsured because of a pre‐existing condition ‐
through a temporary high‐risk pool – until the Exchanges are up and running in 2014. Effective on July 1, 2010.
EXTENDING COVERAGE FOR YOUNG PEOPLE UP TO 26TH BIRTHDAY THROUGH PARENTS’ INSURANCE –
Requires plans to allow young people up to their 26th birthday to remain on their parents’ insurance policy, at
the parents’ choice. Effective for plan years beginning on or after September 23, 2010.
COMMUNITY HEALTH CENTERS—Increases funding for Community Health Centers to allow for nearly
doubling the number of patients served over the next 5 years. Effective beginning in fiscal year 2011.
MORE PRIMARY CARE PRACTITIONERS—Provides new investments to increase the number of primary care
practitioners, including doctors and nurses. Effective beginning in fiscal year 2011.
HEALTH INSURANCE CONSUMER ASSISTANCE—Provides aid to states to establish offices of health insurance
consumer assistance to help consumers file complaints and appeals. Effective beginning in fiscal year 2010.
CREATES NEW, VOLUNTARY, PUBLIC LONG‐TERM CARE INSURANCE PROGRAM—Creates a long‐term care
insurance program to be financed by voluntary payroll deductions to provide benefits to adults who become
functionally disabled. Effective on January 1, 2011.
HOLDS INSURANCE COMPANIES ACCOUNTABLE FOR UNREASONABLE RATE HIKES—Creates a grant program
to support states in requiring health insurance companies to submit justification for requested premium
increases. Effective beginning in fiscal year 2010.
I believe UR stupid, I'm sure of it.
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