Health Care Debate - Bridgeport, CT

Discuss the national Health Care debate in Bridgeport, CT.

Do you support President Obama's health care policy?

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TV MAN

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#214
Mar 8, 2012
 
Deldoodoot wrote:
<quoted text>
That doesn't make sense.... Just like any business, you need to make cuts when your losing money and spend more when you're making more... What happens if a business spends what little money it has left on a plan that doesn't work out?? It goes broke and goes out of business.....
I understand why you think that way. However,successful business men and women push marketing programs, drop prices, and create volume when things are down. When times are good, you don't need to spend lots of money, and you don't need to drop prices. When you stop spending during bad times you end up shrinking tell you go out of business. I can tell you never owned a business.
TV MAN

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#215
Mar 8, 2012
 
Deldoodoot wrote:
<quoted text>
The plan isn't complete, not until 2014??? Then why are we pushing it now and not in 2014 when it's complete??? And if it's not complete I would think you're speculating on the results just like the people you are accusing... I'm not trying to be a jerk but I'm new at this political thing and I'm just asking the questions any average Joe would ask....
I'm not speculating on reformed health care, it's already law. I would be speculating if it wasn't. Parts of it are already in place, and it's working. Read my post above. Talk to the insured having free preventive care. Talk to the kids that are 26. Talk to those who were exposed to life time caps. Mandates are not speculation, there law.
TV MAN

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#216
Mar 8, 2012
 
gas and oil priceskills wrote:
Look at the car program,which is a tiny effort compared to healthcare reform, you will see that it is was so poorly thought out even though it has been a short run program with a definite stop point ...it was a Giant mess ... the USGOV currently ownes some 1.9 billion dollars to car dealers ... those charged with wreaking the clunkers are refusing to do so because of the 400 pages of regulation they must comply with and the NHTSA (the crash test dummy folks)has come to an absolute stand still trying to deal with the hastily put together plan ...and it is costing three times what was originally budgeted....how can we expect this same group to manage a program that is budgeted for 1000 times this much money dealing the intracacies and nuances of human medicine?
GM was saved based on the risk to reward ratio. Saving the American Auto Industry makes sense. Giving away the industry makes no sense. We did that with electronics. Guess what? Electronics is being sold and manufactured somewhere else. Besides it wasn't a bail out it was a loan with interest. So far Gm is up to date on it's payments.
TV MAN

United States

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#217
Mar 8, 2012
 
gas and oil priceskills wrote:
Everything that is spend cost US dollars to pay for. The money has to be raised through taxes or issuance of debt. unless you argue that obama has actually lowered taxes , then an increase in debt by definition means there was an increase in spending.
Something you left out. There's good debt and bad debt. Good debt is considered an investment. Bad debt is considered stuff. Example: I borrow 5,000 dollars which equals 5000 dollars in debt, however I create 7000 dollars in return. That's called a good investment. It's even better when it creates instant cash flow with a profit. If you don't spend money you can't make money. That's the problem with middle class Americans, they buy stuff. Home's, cars, furniture, clothes, vacations etc. Mostly liabilities. The rich buy income producing assets. I'm not sure it's a good idea to allow financial illiterates to vote on our economy.
Deldoodoot

North Haven, CT

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#218
Mar 9, 2012
 
TV MAN wrote:
<quoted text>I understand why you think that way. However,successful business men and women push marketing programs, drop prices, and create volume when things are down. When times are good, you don't need to spend lots of money, and you don't need to drop prices. When you stop spending during bad times you end up shrinking tell you go out of business. I can tell you never owned a business.
You're right, I never owned my own business... Never had the chance to, nor have I ever needed to. I'm lucky, I don't have to worry about healthcare, me and my family have had it through work for as long as I can remember... I may not have owned my own business but I do work for a multibillion dollar company for most of my career and one thing I do know is that when sales aren't good and profit margins are down, cuts are made.... PERIOD... Money is still pumped into R+D and marketing but that's about it, every other section will have some sort of cuts, either personel cuts or budget cuts..... Prices do not go down, they actually go up each year just like everything else... When was the last time (other than gas or other commodities) you've seen products go down in price?? And the last thing that is done is creating volume when things are down, that just means more products than what is needed leading to more products expiring and money going to waste...
TV MAN

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#219
Mar 9, 2012
 
Deldoodoot wrote:
<quoted text>
You're right, I never owned my own business... Never had the chance to, nor have I ever needed to. I'm lucky, I don't have to worry about healthcare, me and my family have had it through work for as long as I can remember... I may not have owned my own business but I do work for a multibillion dollar company for most of my career and one thing I do know is that when sales aren't good and profit margins are down, cuts are made.... PERIOD... Money is still pumped into R+D and marketing but that's about it, every other section will have some sort of cuts, either personel cuts or budget cuts..... Prices do not go down, they actually go up each year just like everything else... When was the last time (other than gas or other commodities) you've seen products go down in price?? And the last thing that is done is creating volume when things are down, that just means more products than what is needed leading to more products expiring and money going to waste...
When was the last time (other than gas or other commodities) you've seen products go down in price??

TV MAN: Have you looked at electronics over the years. It becomes cheaper and cheaper each year. Have you checked out the drop in flat-screen TVs. Forty inch was 900 dollars two years ago, and now there 400 dollars. Plus the current product is better.
Maybe you call that commodities, yet electrnoics never goes back up. Commodities swing in all directions. Guess what else has gone down. "Real-estate", do you call homes commodities. Cutting back on spending isn't the full answer. Most of the time it's about spending more money in the right places.

I do know is that when sales aren't good and profit margins are down, cuts are made.... PERIOD

TV MAN: I never said cuts aren't made, I said more money is shoveled into proper places. Fat may be cut, however increases are made to create more efficiency and productivity. You can argue the point all you want, yet cutting fat doesn't mean cutting spending. It free's money up to be spent in the right places. The only reason business parks money on their balance sheet is for good credit and cheap loans. Parked money doesn't keep you in business.

And the last thing that is done is creating volume when things are down, that just means more products than what is needed leading to more products expiring and money going to waste

TV MAN: Volume is created with more customers. How? Marketing, discounts, and more of the right products. One should not increase inventory on those items that aren't popular. Turning the inventory fast is very important especially on commodities. Even when sold for a lose it creates cash flow, this allows one to keep great product lines. Cash flow also pays the bills. Of course profit is the bottom line , yet it's not more important then cash flow. Example: you sell a hamburger at 100% profit, yet it only creates a 5.00 dollar ticket. You'll never pay rent on a few hamburgers even at a 100% profit. Cash flow is more important.
Deldoodoot

North Haven, CT

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#220
Mar 9, 2012
 
TV MAN wrote:
<quoted text>When was the last time (other than gas or other commodities) you've seen products go down in price??
TV MAN: Have you looked at electronics over the years. It becomes cheaper and cheaper each year. Have you checked out the drop in flat-screen TVs. Forty inch was 900 dollars two years ago, and now there 400 dollars. Plus the current product is better.
Maybe you call that commodities, yet electrnoics never goes back up. Commodities swing in all directions. Guess what else has gone down. "Real-estate", do you call homes commodities. Cutting back on spending isn't the full answer. Most of the time it's about spending more money in the right places.
I do know is that when sales aren't good and profit margins are down, cuts are made.... PERIOD
TV MAN: I never said cuts aren't made, I said more money is shoveled into proper places. Fat may be cut, however increases are made to create more efficiency and productivity. You can argue the point all you want, yet cutting fat doesn't mean cutting spending. It free's money up to be spent in the right places. The only reason business parks money on their balance sheet is for good credit and cheap loans. Parked money doesn't keep you in business.
And the last thing that is done is creating volume when things are down, that just means more products than what is needed leading to more products expiring and money going to waste
TV MAN: Volume is created with more customers. How? Marketing, discounts, and more of the right products. One should not increase inventory on those items that aren't popular. Turning the inventory fast is very important especially on commodities. Even when sold for a lose it creates cash flow, this allows one to keep great product lines. Cash flow also pays the bills. Of course profit is the bottom line , yet it's not more important then cash flow. Example: you sell a hamburger at 100% profit, yet it only creates a 5.00 dollar ticket. You'll never pay rent on a few hamburgers even at a 100% profit. Cash flow is more important.
Everything you say makes sense... I never thought of electronics, but the quality of the product is definitely not better. The picture may be clearer but the lifetime of the product is way shorter.. Labor in China is cheaper and they use cheaper parts each year, which is probably part of the reason they are so cheap and going down in price.... I still have a bullsh*t TV from the 80's, guess what it still works... Now a days TV's and electronics don't last more than 5 years, that's may be why they are cheaper..
I won't talk about the housing market because I waited for a long time before I bought a house, and it actually worked to my benefit because I got it so cheap with a cheap rate... I hate to say it but someone else's misery because of foreclosure because my happiness... But I really wouldn't consider realestate as a commodity.
You talk about freeing up money so we can spend it in the right spots, I totally agree... But my taxes keep going up and up, on a state and federal level... So my question now is, is the Gov freeing up money or are they just asking us for more????
Deldoodoot

North Haven, CT

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#221
Mar 9, 2012
 
TV MAN wrote:
TV MAN: Even when sold for a lose it creates cash flow, this allows one to keep great product lines. Cash flow also pays the bills. Of course profit is the bottom line , yet it's not more important then cash flow. Example: you sell a hamburger at 100% profit, yet it only creates a 5.00 dollar ticket. You'll never pay rent on a few hamburgers even at a 100% profit. Cash flow is more important.
You're right, cash flow is very important, and it will pay the bills... FOR NOW... But there is only a certain amount of time you'll be able to sell products at a loss before it catches up to you... Sounds like living paycheck to paycheck spending on WANTS, and not saving any money for the NEEDS "Just in Case/Sh*t happens times"....
TV MAN

United States

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#222
Mar 9, 2012
 
Deldoodoot wrote:
<quoted text>
Everything you say makes sense... I never thought of electronics, but the quality of the product is definitely not better. The picture may be clearer but the lifetime of the product is way shorter.. Labor in China is cheaper and they use cheaper parts each year, which is probably part of the reason they are so cheap and going down in price.... I still have a bullsh*t TV from the 80's, guess what it still works... Now a days TV's and electronics don't last more than 5 years, that's may be why they are cheaper..
I won't talk about the housing market because I waited for a long time before I bought a house, and it actually worked to my benefit because I got it so cheap with a cheap rate... I hate to say it but someone else's misery because of foreclosure because my happiness... But I really wouldn't consider realestate as a commodity.
You talk about freeing up money so we can spend it in the right spots, I totally agree... But my taxes keep going up and up, on a state and federal level... So my question now is, is the Gov freeing up money or are they just asking us for more????
So my question now is, is the Gov freeing up money or are they just asking us for more????

TV MAN: The broadest measure of the tax rate is total federal revenues divided by the gross domestic product

By this measure, federal taxes are at their lowest level in more than 60 years.The Congressional Budget Office estimated that federal taxes would consume just 14.8 percent of G.D.P. this year. The last year in which revenues were lower was 1950, according to the Office of Management and Budget.One would not know from the Republican document that corporate taxes are expected to raise just 1.3 percent of G.D.P. in revenue this year, about a third of what it was in the 1950s.The many adjustments to income permitted by the tax code, plus alternative tax rates on the largest sources of income of the wealthy, explain why the average federal income tax rate on the 400 richest people in America was 18.11 percent in 2008, according to the Internal Revenue Service, down from 26.38 percent when these data were first calculated in 1992. Among the top 400, 7.5 percent had an average tax rate of less than 10 percent, 25 percent paid between 10 and 15 percent, and 28 percent paid between 15 and 20 percent.

The truth of the matter is that federal taxes in the United States are very low. There is no reason to believe that reducing them further will do anything to raise growth or reduce unemployment.

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TV MAN

United States

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#223
Mar 9, 2012
 
Now a days TV's and electronics don't last more than 5 years, that's may be why they are cheaper..

Speculation at best, however I do agree new tv's don't last as long as old tv's. yet that wasn't the issue. The issue was prices don't go down. You're wrong on the issue. I just gave you proof where prices go down and you said "when was the last time (other than gas or other commodities) you've seen products go down in price"?? Electronics are not commodities, it never goes back up. If you're wrong on this issue why should I believe you on others. One way is know both sides of the argument and understand it's possibilities. Without that understanding one can't be sure of their own opinion.
TV MAN

United States

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#224
Mar 9, 2012
 
correction: Now days.

Since: Jul 12

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#226
Aug 9, 2012
 
My family feel sorry for the poor people on Earth. God bless them all. It is getting worst then in the past.

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