There is a choice Grams. You said you didn't believe...so everything else is irrelevant.Scenario
Soul arrives in the hereafter and is told hell is a MUST.
"Is there no middle place for people who have done good works, but didn't believe in you GOD? I have been kind."
"NO ... absolutely not!!! Kindness means nothing to me."
"But I was taught that if you existed you would be merciful."
"That was a lie! As your Lord and Master, I expect complete obedience."
"Well, I don't choose to burn in hell."
"That's too bad ... because I have the FINAL word, and I choose that you are GOING to burn in hell!!!"
Eventually though Grams, you will believe in God.