The Learning Network Blog: Student Op...

The Learning Network Blog: Student Opinion | Would You Want to Grow Up in the Public Eye?

There are 30 comments on the FiveThirtyEight story from Jan 22, 2013, titled The Learning Network Blog: Student Opinion | Would You Want to Grow Up in the Public Eye?. In it, FiveThirtyEight reports that:

Malia, right, and Sasha Obama at the presidential box during the Inaugural parade on Monday.

Join the discussion below, or Read more at FiveThirtyEight.

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au contraire

“Forever Is Promised To No One”

Since: Nov 12

Location hidden

#22 Jan 23, 2013
Ninthman wrote:
Hillary testifies today. Will she let loose with the truth? Will she lie and deny? Either way, we will all have plenty of books to read and movies to see about Benghazi when she is done. The Biggest lie ever told. It"s like Watergate on Steroids.
Obama will get his wish. He will be immortalized, but not in a way he would wish.
It's gonna gum up all the Februarys I think, from now on. It's history.
Surly you jest. It is a circus and photo op for the morons to preen their plumage.
Your Ex

United States

#23 Jan 23, 2013
au contraire wrote:
<quoted text>Surly you jest. It is a circus and photo op for the morons to preen their plumage.
Boehner will be there sporting the faux-tan?
Doubtful.
He's too busy herding cats in the House

au contraire

“Forever Is Promised To No One”

Since: Nov 12

Location hidden

#24 Jan 23, 2013
Your Ex wrote:
<quoted text>
Boehner will be there sporting the faux-tan?
Doubtful.
He's too busy herding cats in the House
I see your much more interested in hurding cats instead of a dead Ambassador and three other. Typical liberal.

HILLARY CHOKES UP, LASHES OUT ON HILL. This is not presidential material. If she can’t handle an outpost, she surly can’t handle protecting the country.
Your Ex

United States

#25 Jan 23, 2013
au contraire wrote:
<quoted text>I see your much more interested in hurding cats instead of a dead Ambassador and three other. Typical liberal.
HILLARY CHOKES UP, LASHES OUT ON HILL. This is not presidential material. If she can’t handle an outpost, she surly can’t handle protecting the country.
Find a piece of cardboard & a marker.
Write "etircopyH" on it.
Place under chin
Look in mirror.
Enjoy!
OH NO YOU did not

Rancho Cucamonga, CA

#26 Jan 23, 2013
Ninthman wrote:
<quoted text>I disagree. History shows that the democrats, especially Barney Frank and Chris Dodd, caused the mortgage crisis, Dodd even went so far as to filibuster a Bush bill that would have stopped the catastrophe from happening in the first place. Just Google Dodd filibuster. How is it that you know so little of history? Did you know that Obama was part of a legal team that sued Citicorp to give mortgages to people who didn't qualify in Chicago, and that ACORN protested and threatened the bank president on his family's property to force the bank to settle out of court, thus starting the trend of making bad mortgages, That's right. Obama had a hand in the mortgage debacle too. Google Obama sues Citicorp. that was back in 1996, I believe. It's a shame that your obvious strong patriotism is wasted on a bunch of liars and con-artists as Obama and his horde. So much for education in this country where people like you can no longer recognize the truth. That's what an education is supposed to do. You didn't get it. You poor thing. And the sad part is you blame it on the GOP and praise the Democrats for saving the country? Man. We are in trouble with nuts like you around. You are all backward. Oh well.
There's no cure for stupid.
This socialist government will never stop the negative impact of Dodd-Frank.
http://www.nerdwallet.com/blog/2012/doddfrank...
In late 2008, the U.S. economy experienced a sharp decline. Much of the American public placed the blame for this “Great Recession” on large financial conglomerates, as the collapse of Bear Stearns, Lehman Brothers, and others triggered a bailout of “too big to fail” institutions.

In response to the events, the U.S. government passed the Dodd-Frank Wall Street Reform & Consumer Protection Act to better regulate the financial industry and protect American taxpayers from harmful banking practices. The bill was signed into law on July 21, 2010.

Dodd-Frank in a nutshell

Dodd-Frank signaled to U.S. banks that they would face increased regulations and restrictions on certain fees, among other things. The Durbin Amendment, for example, limited the fees banks can collect from merchants for debit card swipes.

In addition to Dodd-Frank reforms, the Federal Reserve initiated a rule on July 1, 2010 which removed bank’s ability to automatically enroll customers in costly and deceiving overdraft coverage programs.

Banks, seeking new ways to make up for these increased costs and lost revenues, began taking actions to extract additional fees from their customers. In particular, they seemed to be targeting those customers with lower deposits and investments. Such customers with balances under $100,000 are, in the words of JP Morgan Chase CEO Jamie Dimon,“no longer profitable,” in most cases.

How Dodd-Frank impacted checking accounts – step by step
1.In 2010-2011, big banks began by ending traditional free checking accounts. Customers who previously didn’t pay monthly service fees now had to meet minimum balance or usage requirements to avoid regular charges. Over the 4 largest U.S. commercial banks, this new fee averaged about $7.25 per month, or $87 per year.
2.In 2011 and 2012, banks raised monthly fees. The average yearly cost to big bank checking customers increases to over $100.
3.Now in 2012, with even the most basic checking accounts exhausted by monthly fees, many banks are attempting to scrape revenue from other sources.

The most notorious of these may have been Bank of America’s announcement circa September 2011 of a proposed $5 monthly fee for debit card usage. CEO Brian Moynihan responded to the public outcries against this new fee by emphasizing that his company “has a right to make a profit.”
...
Other changes directly affecting bank customers include raising fees for things like overdrafts and out-of-network ATM withdrawals. In some cases, banks are also cutting costs by closing branches and reducing available ATMs.
OH NO YOU did not

Rancho Cucamonga, CA

#27 Jan 23, 2013
au contraire wrote:
<quoted text>Too bad science proves that life begins at conception.
lol, So true!
OH NO YOU did not

Rancho Cucamonga, CA

#28 Jan 23, 2013
Ninthman wrote:
Hillary testifies today. Will she let loose with the truth? Will she lie and deny? Either way, we will all have plenty of books to read and movies to see about Benghazi when she is done. The Biggest lie ever told. It"s like Watergate on Steroids.
Obama will get his wish. He will be immortalized, but not in a way he would wish.
It's gonna gum up all the Februarys I think, from now on. It's history.
Well, remember she was the first one to take responsibility for Benghazi even before Obama.
OH NO YOU did not

Rancho Cucamonga, CA

#29 Jan 23, 2013
Your Ex wrote:
<quoted text>
The same 'science' that has Jesus riding dinosaurs....
Is that what liberals believe? Amazing!
OH NO YOU did not

Rancho Cucamonga, CA

#30 Jan 23, 2013
Your Ex wrote:
<quoted text>
Boehner will be there sporting the faux-tan?
Doubtful.
He's too busy herding cats in the House
What the heck? What does this mean in English?

au contraire

“Forever Is Promised To No One”

Since: Nov 12

Location hidden

#31 Jan 24, 2013
Your Ex wrote:
<quoted text>
Find a piece of cardboard & a marker.
Write "etircopyH" on it.
Place under chin
Look in mirror.
Enjoy!
Psyco Babble

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