Home insurance yanked as wildfires burn

Home insurance yanked as wildfires burn

There are 4 comments on the Monterey County Herald story from Aug 14, 2008, titled Home insurance yanked as wildfires burn. In it, Monterey County Herald reports that:

For 42 years, John Barry Smith paid his premiums to United Services Auto Association.

Join the discussion below, or Read more at Monterey County Herald.


Salinas, CA

#1 Aug 14, 2008
Sounds like a scam to me.
Harry Shaw

United States

#2 Aug 14, 2008
Insurance companies are crooks generally as are real estate people. They even have the mafia as head of the State Real Estate Commission. He head of the State Insurance Commission was a crook.

United States

#3 Aug 14, 2008
and if you dont have a fire station within 5 road miles to your house...your insurance will triple or they will drop you all together

Santa Cruz, CA

#4 Aug 20, 2008
This is happening to me now. I've had coverage with USAA for over 20 years, with no claims. They sent out a contracted inspector last month to take pictures. I just got a call from USAA yesterday informing me they will not renew because they "cannot develop a rate structure for my property". No way to appeal; no way to correct any issue. I live in the forest and there are redwoods on the property, but I have followed and exceeded my fire dept. guidelines and have NO brush or dead vegetation on the property.

They did the same thing to my dad and his home in Redwood Estates. No specific defect, never a claim, customer for 58 years.

Apparently there is no appeal to the insurance commisioner; an insurance company has no obligation to renew a policy, no reason needed.

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