You can kill yourself using a step ladder, Shug.<quoted text>
It is not TYRANNY to require that if you use something has the potential to kill or injure another person (a vehicle), that there be a requirement to PROTECT OTHERS from the costs associated with the damage that you may cause (insurance).
Do stop pretending the potential lethality of the device is what pushes the "requirement" for auto insurance.
We both know: it is the FINANCIAL liability of you driving into the side of my car.
If you fall off a step ladder and break your neck- and don't die- you are going to cost the taxpayers (typically) millions of dollars over your lifetime.