the government encourages parasites. remember the Ant and the Grasshopper?<quoted text>
Policyholders and/or taxpayers provide the payments. The government and insurance companies are just intermediaries. Insurance companies spread the risk among all consumers. The government forces the producers to pay for the parasites.
THE ANT AND THE GRASSHOPPER 3.0
THE OLD VERSION
The ant works hard in the withering heat all summer long, building his house and laying up supplies for the winter.
The grasshopper thinks the ant is a fool and laughs and dances and plays the summer away..
Come winter, the ant is warm and well fed. The grasshopper has no food or shelter, so he dies out in the cold.
MORAL OF THE STORY: Be responsible for yourself!