Few options for Obama to fix cancellations problem

Nov 9, 2013 Full story: SFGate 57

President Barack Obama speaks about the economy, Friday, Nov. 8, 2013, at the Port of New Orleans.

Full Story
First Prev
of 3
Next Last

“i hope we can change this!”

Since: Aug 08

usa

#1 Nov 9, 2013
fix it????
he PLANNED it!

Since: Mar 09

The Left Coast

#2 Nov 9, 2013
I hope he tells us the one of how great were doing, the average person makes more under Him and once obamacare is fully implemented (maybe by 2019) that's when we'll really see the savings. I like that speech.
Eric Gustafson

Newport News, VA

#3 Nov 9, 2013
"Most of the discontinued policies appear to have been issued after the law was enacted, according to insurers and independent experts. Legally, that means they would have never been eligible for cancellation protections offered by the statute. Its grandfather clause applies only to policies that were in effect when the law passed in 2010."

"a Republican-sponsored bill that would give insurers another year to sell individual policies that were in effect Jan. 1, 2013, is expected to get a floor vote late next week."

Full Definition grandfather clause
law : a part of a law which says that the law does not apply to certain people and things because of conditions that existed before the law was passed.

a provision in several southern state constitutions designed to enfranchise poor whites and disenfranchise blacks by waiving high voting requirements for descendants of men voting before 1867

Once again the Republicans in electing to approve their bill are being frauds in claiming to not know or understand the grandfather clause in ACA.
bottlecap

Orlando, FL

#4 Nov 9, 2013
Some BRAVE Republicans stood up against this monstrosity and had they been given a fair hearing by the CORPORATE Fascist MSM, we wouldn't have been in this mess.
bottlecap

Orlando, FL

#5 Nov 9, 2013
Eric Gustafson wrote:
"Most of the discontinued policies appear to have been issued after the law was enacted, according to insurers and independent experts. Legally, that means they would have never been eligible for cancellation protections offered by the statute. Its grandfather clause applies only to policies that were in effect when the law passed in 2010."
"a Republican-sponsored bill that would give insurers another year to sell individual policies that were in effect Jan. 1, 2013, is expected to get a floor vote late next week."
Full Definition grandfather clause
law : a part of a law which says that the law does not apply to certain people and things because of conditions that existed before the law was passed.
a provision in several southern state constitutions designed to enfranchise poor whites and disenfranchise blacks by waiving high voting requirements for descendants of men voting before 1867
Once again the Republicans in electing to approve their bill are being frauds in claiming to not know or understand the grandfather clause in ACA.
There is NO Remedy for the cancelled policies. The Corporations got a year delay, Congress, and now unions are getting breaks BUT Obama is not giving individual citizens "the same courtesy".

THIS is what Fascism looks like.
cavypower

United States

#6 Nov 9, 2013
Mind if we impeach this fuck up now? I love the fact tht slavery in a way is coming back to America feels good to know tht free isnt free anymore hope all the rebels tht wanted a black president are happy now tht our economy is in the toliet and the thievery of the government can continue

Since: Mar 08

Allentown, PA

#7 Nov 9, 2013
Eric Gustafson wrote:
"Most of the discontinued policies appear to have been issued after the law was enacted, according to insurers and independent experts. Legally, that means they would have never been eligible for cancellation protections offered by the statute. Its grandfather clause applies only to policies that were in effect when the law passed in 2010."
"a Republican-sponsored bill that would give insurers another year to sell individual policies that were in effect Jan. 1, 2013, is expected to get a floor vote late next week."
Full Definition grandfather clause
law : a part of a law which says that the law does not apply to certain people and things because of conditions that existed before the law was passed.
a provision in several southern state constitutions designed to enfranchise poor whites and disenfranchise blacks by waiving high voting requirements for descendants of men voting before 1867
Once again the Republicans in electing to approve their bill are being frauds in claiming to not know or understand the grandfather clause in ACA.
The cancellations were always a bigger issue than the malfunctioning website.
.
The ACA is the Democrats saying we know what's better for you than you.
.
What is happening now to individual insurance policies is expected to happen to industry once Obama's waiver runs out next year. If cancellations or large costs increases do happen, it will be interesting times.
Eric Gustafson

Newport News, VA

#8 Nov 9, 2013
bottlecap wrote:
<quoted text>
There is NO Remedy for the cancelled policies. The Corporations got a year delay, Congress, and now unions are getting breaks BUT Obama is not giving individual citizens "the same courtesy".
THIS is what Fascism looks like.
and there should not be any remedies. the problem is that most of those policies, so says the insurance companies; were issued by insurance companies in Jan 2013, or after the signing of the law, in March 2010 and therefore aren't entitled to any considerations or grandfathering.

That's a matter of consumers not comprehending what they read.

Why would you purchase a policy in Jan 2013 after the enacted law was signed in March 2010 and expect it to be grandfathered?
Eric Gustafson

Newport News, VA

#9 Nov 9, 2013
LookingToEscape wrote:
<quoted text>
The cancellations were always a bigger issue than the malfunctioning website.
.
The ACA is the Democrats saying we know what's better for you than you.
.
What is happening now to individual insurance policies is expected to happen to industry once Obama's waiver runs out next year. If cancellations or large costs increases do happen, it will be interesting times.
So what, this is a bogus argument. The Insurance Companies that sold those policies said most of the policies were not sold and issued until after Jan 2013, and therefore can't be considered for grandfathering because you can only grandfather a policy that was in effect prior to the law being signed in March 2010.

That's just the garden variety uneducated consumer who is complaining. That's not anyone's fault except those who purchased those sham policies.

“i hope we can change this!”

Since: Aug 08

usa

#11 Nov 9, 2013
it's so amazing that there are still people who think this is a good idea...and defend Obama's lies.

Since: Mar 08

Allentown, PA

#12 Nov 9, 2013
Eric Gustafson wrote:
<quoted text>
So what, this is a bogus argument. The Insurance Companies that sold those policies said most of the policies were not sold and issued until after Jan 2013, and therefore can't be considered for grandfathering because you can only grandfather a policy that was in effect prior to the law being signed in March 2010.
That's just the garden variety uneducated consumer who is complaining. That's not anyone's fault except those who purchased those sham policies.
Sham policies= Democrat talking point to run cover for Obama and The Democrat's BIG F*CK UP.
.
Maybe you have a point, I know a lot of 70 year old men who need maternity coverage. You never know, right?
.
I love how the Democrats say a small percentage were affected. The numbers are going into the millions. It just shows you how condescending the Democrat have become.

“Happiness comes through giving”

Since: Feb 08

Location hidden

#13 Nov 9, 2013
Millions of people have had their health insurance policies without warning. It is true however that these policies did not meet minimal criteria for a legal health plan, and that these people will be able to get much better coverage for the same money or less.

But many of us are asking, what do these people do in the meantime? What if something catastrophic happens to someone who is not covered? I think the Fed should step in and find a way to give these people temporary coverage until this gap is resolved. I would suggest considering an intermediate plan along the lines of Medicare.

“Happiness comes through giving”

Since: Feb 08

Location hidden

#14 Nov 9, 2013
cancelled, that is.

Since: Mar 08

Allentown, PA

#16 Nov 9, 2013
Lawrence Wolf wrote:
Millions of people have had their health insurance policies without warning. It is true however that these policies did not meet minimal criteria for a legal health plan, and that these people will be able to get much better coverage for the same money or less.
But many of us are asking, what do these people do in the meantime? What if something catastrophic happens to someone who is not covered? I think the Fed should step in and find a way to give these people temporary coverage until this gap is resolved. I would suggest considering an intermediate plan along the lines of Medicare.
Piss poor planning by the DEMOCRATS all around, wouldn't you say?

Since: Mar 08

Allentown, PA

#17 Nov 9, 2013
Lawrence Wolf wrote:
Millions of people have had their health insurance policies without warning. It is true however that these policies did not meet minimal criteria for a legal health plan, and that these people will be able to get much better coverage for the same money or less.
But many of us are asking, what do these people do in the meantime? What if something catastrophic happens to someone who is not covered? I think the Fed should step in and find a way to give these people temporary coverage until this gap is resolved. I would suggest considering an intermediate plan along the lines of Medicare.
I'll give you a point, at least you acknowledge there is a problem.
Eric Gustafson

Newport News, VA

#18 Nov 9, 2013
LookingToEscape wrote:
<quoted text>
Sham policies= Democrat talking point to run cover for Obama and The Democrat's BIG F*CK UP.
.
Maybe you have a point, I know a lot of 70 year old men who need maternity coverage. You never know, right?
.
I love how the Democrats say a small percentage were affected. The numbers are going into the millions. It just shows you how condescending the Democrat have become.
Talking Point..... maybe you should look up the word Grandfather, it's obvious it's a term you're unfamiliar with.

It's impossible to grandfather something after the regulation or law has been enacted, in this case those policies were purchased early in 2013 and the law was signed in March 2010.

This isn't a complex issue for anyone with 8th grade reading comprehension skills.
Eric Gustafson

Newport News, VA

#19 Nov 9, 2013
LookingToEscape wrote:
<quoted text>
Piss poor planning by the DEMOCRATS all around, wouldn't you say?
That's not poor planning, that's a lack of reading skills in America. The Insurance Companies knew those plans they sold early this year to those consumers were not sufficient and were not in compliance with the new law that takes effect in Jan 2014.

That never stopped the Insurers from selling garbage plans to suckers who purchased them. The plans are still good until Dec 31, 2013. The Insurers aren't giving any premiums back. They didn't have to sell the good policies until after Jan 1, 2014, if the consumers could not read and understand that's on the illiterate consumer.

This is not difficult to understand if you can read at an 8th grade level.
Eric Gustafson

Newport News, VA

#20 Nov 9, 2013
Americans benefiting from the laws and rights now protecting them from Insurance companies aren't willing to see ACA repealed because of the low literacy rate in America isn't sufficient enough where consumers can't interpret trash policies for themselves.

Most of those individual never read their declaration pages to check their coverage, all Health Care policies are for one year and then you renew if it's available to you by the insurer. Some people, especially those who have a claim are dropped at the discretion of the Insurer.
Eric Gustafson

Newport News, VA

#21 Nov 9, 2013
If you purchased Insurance in the last 15 years in the Individual Market you'd not be confused and know cancellations has been a standard operating procedures used by the insurance companies to plurg individuals annually, when that year contract is completed, who had developed conditions requiring medical treatment and services.

that was the reason Health Care was reformed.
LookingToEscape wrote:
<quoted text>
The cancellations were always a bigger issue than the malfunctioning website.
.
The ACA is the Democrats saying we know what's better for you than you.
.
What is happening now to individual insurance policies is expected to happen to industry once Obama's waiver runs out next year. If cancellations or large costs increases do happen, it will be interesting times.

Since: Mar 08

Allentown, PA

#22 Nov 9, 2013
Eric Gustafson wrote:
If you purchased Insurance in the last 15 years in the Individual Market you'd not be confused and know cancellations has been a standard operating procedures used by the insurance companies to plurg individuals annually, when that year contract is completed, who had developed conditions requiring medical treatment and services.
that was the reason Health Care was reformed.
<quoted text>
The issue is, the grand fathering guaranteed you would lose your policy in favor of what Barack Obama and the Democrats think you need.
.
That is the point, Barack Obama and Nancy Pelosi decided what you needed, not yourself.
.
By the way, does a 70 year old man need maternity benefits?
.
A minor change in your current policy removes the grandfather clause. This was intended to create a cross subsidy scheme, a racket in which you pay insurance for others (except in the case of smokers).
.
How about if Barack Obama and Nancy Pelosi decided your current car in which you hardly use wasn't safe enough and for the sake of safety you must buy a Mercedes-Benz and at a price to subsidize other drivers who drive everyday?

Tell me when this thread is updated:

Subscribe Now Add to my Tracker
First Prev
of 3
Next Last

Add your comments below

Characters left: 4000

Please note by submitting this form you acknowledge that you have read the Terms of Service and the comment you are posting is in compliance with such terms. Be polite. Inappropriate posts may be removed by the moderator. Send us your feedback.

US News Discussions

Title Updated Last By Comments
BARACK OBAMA BIRTH CERTIFICATE: Suit contesting... (Jan '09) 3 min wojar 182,271
The President has failed us (Jun '12) 3 min woodtick57 295,118
Evolution vs. Creation (Jul '11) 4 min Blitzking 134,750
Obama: Racism, bias in US will take time to tackle 6 min Uncle Bob 795
Ben Carson: Race Relations Have 'Gotten Worse' ... 8 min De Oppresso Liber 937
Barack Obama, our next President (Nov '08) 9 min Yeah 1,156,607
Chicagoa s 2014 murder total on track for anoth... 10 min Did enuf die 6
"The Interview" Opens to Sold-Out Crowds 2 hr Dr Wu 13
Clinton economic approach under scrutiny 3 hr Deo Vindice 5
More from around the web