The total amount of rebates in 2012 was negligible and the rebate goes to the employer if the employer paid the premiums.John Galt, "Will the Obama regime install withholding for the Obamacare penalty-tax, or will it hit like a bomb on April 15? " The 'bomb' in Obamacare has already gone off in the bastion of Big Insurers' boardrooms. The Medical Loss Ratio ensures that your insurance provider must pay you back for health services that they could not deliver as promised. Millions of Americans are receiving rebate checks from their insurance companies totally in the billions of dollars as we speak.:-D
In most cases, the cost of distributing the rebates to employees far exceeds the amount of the rebates, typically $20 per employee.