How much will health insurance cost?

Stay-at-home mother Hannah Hood and her family are the type of people federal lawmakers had in mind when they approved the Affordable Care Act, which is bringing sweeping changes to what insurance will cover and how people will pay for it. Full Story
First Prev
of 2
Next Last

“Come Home America!”

Since: Nov 11

Claymont, Delaware 19809

#1 Aug 18, 2013
I already have healthcare coverage with my employer, but I am glad that 30 million Americans who once were prevented from buying insurance because of pre-existing conditions can now do so, and with the added competition from the new healthcare exchanges and Government medicare services it will be a good , revived capitalist incentive for larger Insurer to improve their products at competitive prices . "On competition…

In general, if any branch of trade, or any division of labour, be advantageous to the public, the freer and more general the competition, it will always be the more so.

The Wealth Of Nations, Book II, Chapter II, p.329, para. 106.

Consumption is the sole end and purpose of all production; and the interest of the producer ought to be attended to, only so far as it may be necessary for promoting that of the consumer." -Adam Smith

The Wealth Of Nations, Book IV Chapter VIII, v. ii, p. 660, para. 49."
http://www.adamsmith.org/quotes
Bernadette Jordan

East Hanover, NJ

#4 Aug 30, 2013
I don't have health insurance and this is a big blow for me. I'm planning to purchase one and it looks like I need to use most of my savings just to afford the premiums. If it's too costly, I think i'll just have to pass since I don't have family history or high risk factors of a serious condition. Relying on Medicaid I think will be more than enough for me. I have kids by the way and opting for life insurance right now would be the best choice for me. I've read that there are hybrid products today like what you can see here: http://www.ltcoptions.com/learn-the-basics/ , that gives you death benefits and long term care benefits. Since I won't need a lot of long term care coverage and I'm more keen in leaving money behind when I die, this hybrid product is my priority right now.

Since: Jul 13

Location hidden

#5 Sep 9, 2013
I guess we have Affordable Care Act created a program called the Pre-Existing Condition Insurance Plan (PCIP)to thank. It allows people locked out of the current market to get coverage now, rather than waiting until 2014.

PCIP insurance is a good preview of what post-2014 health plans will look like. It covers primary and specialty medical care, hospitalization, and prescription drugs — along with preventative care, maternity care, imaging and lab tests, home health, hospice and more. It does not cover boob jobs (cosmetic surgeries), artificial insemination, most abortions, or experimental care.

Since: Oct 13

Location hidden

#6 Oct 22, 2013
It depends on you, You can go for any range, the plan you choose if is basic than it will be of less range else more. It is the plan you choose that affects the cost.
Third Coast

Houston, TX

#7 Oct 22, 2013
Most analysts, when asked how much health care will cost simply draw a picture of an arm and a leg.

“Pillars of Creation....”

Since: Jan 11

Into this world we're thrown

#8 Oct 23, 2013
In MN. 2 years ago a plan cost $1550 last year that plan jumped to $3500 and this year the same plan is over $6000.

Is the fed gonna kick in 4 grand to keep it affordable? I doubt it. From what I understand you get audited. Anyone ever hear of anyone being audited and not have to pay in? I've heard of one family, and I'm not sure they were telling the truth....

“Voters elect Big Bird”

Since: Jan 07

Dump American Eagle

#9 Oct 23, 2013
Theres a reason why IF you can get on the website that you have to register BEFORE you can see what your options are. Thats so they will already have your bio info. So that if you choose NOT to enroll you'll be easier for the IRS to find and fine the sh1t out of........ For those that think ObamaCare is going to be a good thing will soon find out they were ohhhh sooooo f**king wrong. Obama force fed you a plate of horsesh1t sandwiches and you liked it. Now the time to pay the bill is coming and you're NOT gonna like it......

And I'm laughing my azz off.......

“Come Home America!”

Since: Nov 11

Claymont, Delaware 19809

#10 Oct 30, 2013
“Why are today’s Republicans so upset with an Act they designed and their patrons adore? Because it’s the signature achievement of the Obama administration.”- Robert Reich Republicans, red-faced with embarrassment , can't find the humility to apologize to the country for blocking so long President Barack Obama's admirable effort to make the GOP 's own healthcare reforms work. Why Republicans Have No Business Being Upset About Obamacare http://bit.ly/17Xpu2p via @BillMoyersHQ
Brad

Marlborough, CT

#11 Oct 30, 2013
I wonder what would happen to our rates if auto insurers were forced to cover pre-existing conditions for jalopies that were in disrepair and hadn't been insured for years?

Not that a human life can be compared to a broken down Rambler,,,,but,,,all insurance companies are the same,greedy.
lolol

Albuquerque, NM

#12 Oct 30, 2013
will you sheep hurry up and sign up for the higher cost payment plans or pay your penalty ? How do you expect me to get my totally free medicaid for me and the 7 kids I snuck across the border if the govt doesn't have your money ? Three of my kids need 5000.00 braces, so hurry up !! Oh, if your kids need braces, you get to pony up the money as it's not covered under your 6000.00 premium, 12000.00 deductible 30% co-pay bronze plan.
CBOW

East Berlin, PA

#13 Oct 30, 2013
Evergreen Health Co-op of Maryland is a nonprofit insurer that got started with a $65 million loan from the federal government. Just days into the Obamacare enrollment fiasco, CEO Dr. Peter Beilenson had to blow up his business plan.

Evergreen Health Co-op CEO Peter Beilenson says the HealthCare.gov website problems have forced his company to revamp its marketing strategy.

"We actually called a meeting immediately, upon learning of he difficulties with the exchange, of our entire 35-person staff and said,'Listen, guys, we're going to have to switch our marketing strategy, our strategy of going after folks," Beilenson said.

That means forgetting about individuals for now and instead targeting small businesses the old-fashioned way, with phone calls and TV ads.

The 23 small co-ops across the country that are part of the Affordable Care Act exchanges are intended to provide competition. As they adjust to stay afloat, some analysts worry that Obamacare, as designed, might not.

Their biggest fear is that with the website problems, more of the people who enroll will be the sickest and most motivated. If that happens, insurers would have no choice but to raise premiums and that could cause more healthy customers to flee. Wonder if the taxpayer will get the $65 million back when Odumbocare fails??? Solyndra all over again. Nice job dems.
lolol

Albuquerque, NM

#14 Oct 30, 2013
It costs the moochers nothing, same as it always has. Costs the wage earner more than they paid before the bill. bams is happy cause he has more of the workers income to redistribute to the gimme mo' crowd which after all is the intent and backbone of socialism.

“Voters elect Big Bird”

Since: Jan 07

Dump American Eagle

#15 Oct 30, 2013
frontporchreactionary wrote:
“Why are today’s Republicans so upset with an Act they designed and their patrons adore? Because it’s the signature achievement of the Obama administration.”- Robert Reich Republicans, red-faced with embarrassment , can't find the humility to apologize to the country for blocking so long President Barack Obama's admirable effort to make the GOP 's own healthcare reforms work. Why Republicans Have No Business Being Upset About Obamacare http://bit.ly/17Xpu2p via @BillMoyersHQ
What the GOP proposed in the way of health care reform resembles ObamaCare like horseshit does fruit salad.... BTW: Quoting Bill Moyer as a reputable source is about the same as Chris(Tingle up my leg)Mathews. Hell,might as well ask Moochelle her opinion.....

“Voters elect Big Bird”

Since: Jan 07

Dump American Eagle

#16 Oct 30, 2013
lolol wrote:
It costs the moochers nothing, same as it always has. Costs the wage earner more than they paid before the bill. bams is happy cause he has more of the workers income to redistribute to the gimme mo' crowd which after all is the intent and backbone of socialism.
Our idiot Governor here in Kentucky was on CNBC this morning touting Kentucky's participation in enrolling in ObamaCare. He left out one small factoid.... Of the almost 60,000 people who enrolled 51,000 signed up for Medicaid. NOT ObamaCare. The numbers for that part of the program were a miserable 5,000.......

Since: May 13

Location hidden

#17 Nov 5, 2013
You can take a policy you find comfortable with, no limits are there for this.

Since: Jan 14

Nasik, India

#18 Jan 17, 2014
It depends on the company. From where you are buying from there are many health insurance company's that gives you the beneficial plan in low cost
Sean

Des Plaines, IL

#19 Jan 17, 2014
Hey please help us do a survey on health insurance. Please answer these four little questions:

https://www.surveymonkey.com/s/KX8V9WD
Thanks
Jaimie

Madison, WI

#20 Jan 17, 2014
Dear stay at home mom, Where do you have your taxes done? Retorical:

Tax ID no. Is customary for life and for a tax Id number and workers compensation thru H& R block or other, it should be around $250 annually or $2500 contingent on where you live.

Aflax is a good group, I HEARD I seen their check payouts, you dont pay outfront for hospital or clinical appointments anyway, you get a copy of your dr or hosptial visit and they send you a check int he mail to make your own payments honestly. USually they do California Rates so places like I live in Midwest, the checks are big. That dont mean get hurt on purpose either.

Something to look into Better then Medicaid, where Your whle life is audited and jewelry and proerty to see a collective accumulation which will be audited and can cause repayment and prison for fraud. Their crooks.

Something to look into
Dickweed

Santa Rosa Beach, FL

#21 Jan 17, 2014
Healthcare will always cost too much until we grow up and have universal healthcare 100% paid for by the government.
Let's join the REAL world and realize that "free market" healthcare is COMPLETELY impossible.
As long as medical care is based on $$$ first, we will always be LAST among first world countries.
financial ruin due to illness is only an American problem.
No other country does that to it's people...only America.
Our medical system is a joke.

“Voters elect Big Bird”

Since: Jan 07

Dump American Eagle

#22 Jan 17, 2014
Dickweed wrote:
Healthcare will always cost too much until we grow up and have universal healthcare 100% paid for by the government.
Let's join the REAL world and realize that "free market" healthcare is COMPLETELY impossible.
As long as medical care is based on $$$ first, we will always be LAST among first world countries.
financial ruin due to illness is only an American problem.
No other country does that to it's people...only America.
Our medical system is a joke.
Dickweed.... Hmmmm. YOU'RE aptly well named. When did healthcare become a a right? Become a doctor and do community service for the betterment of mankind if you are SOOOO decidied it is. Otherwise close your blowhole. You're a symptom,not a solution.

Tell me when this thread is updated:

Subscribe Now Add to my Tracker
First Prev
of 2
Next Last

Add your comments below

Characters left: 4000

Please note by submitting this form you acknowledge that you have read the Terms of Service and the comment you are posting is in compliance with such terms. Be polite. Inappropriate posts may be removed by the moderator. Send us your feedback.

Claire McCaskill Discussions

Title Updated Last By Comments
Body cameras for cops could be the biggest chan... 21 min barefoot2626 2,380
EMAIL: Missouri Democratic Governor ORDERED Nat... Jan 22 Ex-Democrat for M... 1
Top officials tried to pressure Ferguson police... Jan 12 Better believe it 4
Postal Service poised to begin controversial pl... Jan 2 Hooogle It 18
New fear: What happens in Ferguson if no charges? Dec '14 neveratfault 3,340
Rolling Stone's 'bad journalism' in U.Va. rape ... Dec '14 Grubered out 6
Chicago police to test body cameras a within 60... Dec '14 Maltamon 39
More from around the web