Most states only have one state health care option.<quoted text>
Please avoid telling me what I "fail to understand" when you entirely ignore one of my two posts. That post explained roots causes of the insurance system's costs that you clearly don't appreciate.
The government, in collusion with big pharma and the insurance industry, is the reason costs are high. More government has never lowered costs and it certainly won't now.
In point of historical fact, it was a misguided government program that created the giant health insurance industry during World War II. Prior to that, there was very little health insurance, health care costs were quite low and service was excellent.(Remember house calls?)
The are many, viable solutions to health care costs. Neither you nor President Obama are considering any than single payer government health care. That one is unviable.
Also, you do not understand pre-existing conditions, period. Nothing you describe is legally permissible.
I don't understand your "democratic process" question and therefore cannot answer it.
This leads to price fixing,never in the consumers interest.
Why not have several options including crossing state lines for coverage?
This would eliminate the geographical monopoly and lower prices and increase services.
Having a national health care provider would only further shrink,or eliminate,the already dismal options we have thanks to over regulation.