I agree to a point.<quoted text>
Most systems do.
But it is in the best interest of the wealthy to keep a healthy and happy middle class to protect them others that will take it away.
The biggest problem is Wall St that ran wild and never got reined in since Reagan was in office. They set up a great dairy there playing on the greed of investors wanting maximum dividend returns. Plus lots of book cooking. There is a very insular and incestuous relationship of parasites riding herd on the economy. Which includes lawyers, politicians, and insurance companies.
In my view, though, the biggest problem is the power of lobbyists.