I have been scamed by this company,is the same company,$$12% interest in my home, taxes not included,,v baloon payments,even though did not request baloon payments. Paid $15,000,for for the ballon,still,wasdid not add ti my payments .so sad.they need to go to jail,no one is,prosecuted yet.if I did something like this ,they will announce if every.he careful of them,not nice company..