I have never seen any credible proof that a soul exist. I have never seen any credible proof that a soul doesn't exist. Therefore I haven't decided one way or the other. However, we weren't talking about that. We were talking about if a person can experience life after death and there is no question that when the lights go out - that's it.What makes you assume that our non-corporeal being is trapped within a physical realm?
Nothing to be scared of. You will feel no pain, no emotions and have no thought process. You would need a living brain to experience any of these.