Need Help Getting Out of Debt and Saving?

Full story: ABC News 13
The average American family's income has grown 9 percent in the past decade, while credit-card debt jumped 81 percent. Full Story
Stan

United States

#1 Jul 10, 2006
Personal overspending and debt mimicks our government's fiscal policy. Need help getting out of debt and saving ?
speed_buggy

Milwaukee, WI

#2 Jul 10, 2006
Never get involved with credit.
Will_C

Nikolaev, Ukraine

#6 Sep 2, 2006
First rule for happy life is to not deal with credits.
Citibank Credit Cards http://www.creditworldaustralia.com
Training Courses at UK Virtual College http://www.ukvirtual-college.co.uk
Gbuff

Mumbai, India

#7 Sep 14, 2006
I tried to manage my income but I ended up in a huge mess. I couldnt track where my finance got used up and hence could not plan for my savings.
I then used [ul]Mvelopes[/ul], they provide a 30 day free trial which I used to simplify all my financial transactions. It provides a wonderful way of managing money in the form of envelopes which makes it very easy to sort out my income into specific catagories. The nightmare I used to have in managing my finances have been simplified by this product. Try it out and you will find the difference
Just An Observer

Oscoda, MI

#9 Sep 15, 2006
Talk to our Gov't about fiscal responsibility, not us! We know how to budget----what there is left of it, anyways.
Earl

BogotŠ, Colombia

#10 Dec 13, 2006
Debt negotiation helped me keep my stuff, payback creditors what I could afford and did not ruined my credit score. There are several companies that can help you. All programs are the same, the only differences are the customer service provided, how honest they are when conseling you and of course the price. commercialcreditsolutions.com has the lowest fees and excellent results. What I like most besides the rpicing is the honesty, no bs, very straight forward, no false expectations. good luck.
rich

Schaumburg, IL

#11 Dec 21, 2006
If you're a homeowner (especially if your credit isn't so good)who's thinking about borrowing off your home to consolidate your debts, watch out for the predatory lenders out there who will jump at the opportunity to "steal your house."

Check out the discussion at:

http://www.topix.com/forum/home/TNO7LIPIJC0UH...

to see what I'm talking about.

The Home Equity Theft Reporter
http://HomeEquityTheft.blogspot.com
Curtrev

College Station, TX

#13 Dec 27, 2006
There is this new online lending company. It is a Peer to Peer lending site (Prosper) that allows users who need to borrow money to do so through their site. I have formed a group for those of us with credit card debt at a high interest rate. My group focuses on getting a loan at a lower interest rate than you are currently paying.

If you are serious about getting control of your finances than you should join my group. Copy and paste the link below:

http://www.prosper.com/public/groups/group_ho...
Joe Hunter

Omaha, NE

#14 Dec 27, 2006
The U.S. government could as of
12/26/2006 8,615,421,211,450.74 and rising fast!!
Can we cut George and the gangs cards ??
Mike Bradley

United States

#15 Jan 4, 2007
ConsolidateAllOfMyDebt.com or BillsAndDebt.com really helped me. They offered the best financial services for paying off my credit card bills and debt. They consolidate and lowered my Visa, Master Card, and Discover credit cards to 0%
Shawn

Providence, RI

#16 Jan 18, 2007
Stan wrote:
Personal overspending and debt mimicks our government's fiscal policy. Need help getting out of debt and saving ?
Stan, to get out of debt is simple, if you own a home refinance, even if your scores are low, it would be a loan to help improve your situation. If you have equity in your home why not use it...If you do not own a home, then try credit counseling or debt consolidation comapnies. If you own a home and want me to look at your situation email me at shawn_1314@hotmail.com I work with any and every company to get the best deal for you and all of my borrowers. Let me know. Thanks Stan!!
Tom

Newark, OH

#18 Apr 13, 2007
You need credit for the future. Get out of debt and repair your credit.

http://www.bad-credit-credit-card-for-people-...
Tomasina

London, UK

#20 Mar 26, 2014
This is the first time I had ever applied for a loan. I couldn't have asked for anything more from the staff that answered any of my questions to the application process. Once this had all been completed the money was transferred quickly into my account. I will definitely be recommending 911PDAY .COM ( http://goo.gl/44kQUQ ) too my friends and family.

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