I don't think this is anything like the kind of information I've challenged you on, lisw.here's a new fact that we did not know about. My husband gets medicare and his employee sponsored healthplan is his secondary. That provides prescription coverage. He does not need part D medicare. However he has to pay for Part D medicare even though he is not getting any benefits from it beginning in 2014. This is because of the Affordable Care act. These are the words of the Social security agent he just talked to. But i guess I don't know what I'm talking about right Willie?
Since you brought it up - your husband should have received a letter from his plan telling him whether his prescription benefits are compliant (pay on average what Medicare would pay).
If it's complaint there's no reason under the ACA he should have to pay for Part D. If it's not complaint, my understanding is that he could still opt out BUT that comes with significant financial risk due to the penalty for late enrollment should the benefits be needed.
Was the agent he spoke to a representative of the social security administration, or the agent for his plan that handles social security?