Young adults skip health care as medical debts rise

Full story: CNN 22
Millions of young adults are forgoing necessary care and treatment because of rising health care costs , a report said Friday. Read more
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Saiuz

Fort Lauderdale, FL

#1 Jun 8, 2012
LOL, they 'skip' it because they are healthy.

BTW: Nonsense stories like this aren't going to make them want to participate in your socialized medicine scheme.

Since: May 11

Location hidden

#2 Jun 8, 2012
Guess what. Older adults are skipping it, as well. My out of pocket costs for healthcare have gone up, so I've decided to go to a doctor only when I need to. Preventive medical? Forget it. It costs to much.

And it's not like my insurance premiums have gotten any cheaper. They've gone up to. The only people who can get taken care of properly are the rich and those on Medicaid.
Saiuz

Fort Lauderdale, FL

#3 Jun 8, 2012
PayThat CEO wrote:
Guess what. Older adults are skipping it, as well. My out of pocket costs for healthcare have gone up, so I've decided to go to a doctor only when I need to. Preventive medical? Forget it. It costs to much.
And it's not like my insurance premiums have gotten any cheaper. They've gone up to. The only people who can get taken care of properly are the rich and those on Medicaid.
Perhaps it is time we attacked the real problem. Trial lawyers and absurd federal regulations.

At one time folks could afford healthcare out of pocket without carrying medical insurance.

Tort reform is true healthcare reform.
aur56

Aurora, MO

#4 Jun 8, 2012
i don't go to the doctor, ever and I'm 57. Too expensive, will take my chances with mother nature keeping me OK. I will not leave behind huge medical bills to my family to pay after I'm gone.Don't qualify for medicare for several years, and even then you're supposed to have a supplement that I can't afford. Time will tell how long I live, so far so good. I don't take any prescriptions so there's more money later if that was needed.

“twists and turns”

Since: Feb 09

lufkin

#5 Jun 8, 2012
if insurance was banned, prices would drop. it's like a lottery. people throw good money into a pot every month, and the medical industry tries to grab as much as they can. i went to the doctor once and the nurse noticed that my blood pressure had dropped from the last time i was there, said that can't be right and just wrote down a higher number. said everyone needs to be on some kind of prescription medicine. i wasn't impressed, but i think they get kickbacks from the drug companies for prescribing this or that. it's ironic in this country, we kill babies on the front end of life, then try to milk every dime out of folks on the back end of life. all those killed babies since 1973 could have grown into working adults, paying into the system. legalized abortion was the worst decision ever. don't want a baby? don't have sex. want a baby? go for it. what kind of society do we have where mother's kill their own children? i say when it's time for an abortion, it's a two for one special. baby goes, so does mom.
billingrehab

Bryn Mawr, PA

#6 Jun 8, 2012
Hmmmm, 2-3000 a year in insurance premiums for a health care plan they might not even need or 2-3000 for rent,groceries,car insurance and yes beer and ipods-the stuff they use on a daily basis vs something they might not even need over the next year. Hmmmmm...downright baffling.

“BILLARY 2016 ”

Since: Aug 07

Location hidden

#7 Jun 8, 2012
Saiuz wrote:
<quoted text>
Perhaps it is time we attacked the real problem. Trial lawyers and absurd federal regulations.
At one time folks could afford healthcare out of pocket without carrying medical insurance.
Tort reform is true healthcare reform.
The insurance industry makes record profits every quarter.
Their premiums are not in line with the average income.
There is no way around that fact.

We don't need tort reform.
We need congress to stop taking kickbacks from insurance companies, pharmaceuticals, big oil etc.

Our founding fathers set a course that would insure rich people and corporations wouldn't run the country. The voters would. The Supreme Court put and end to that by ruling that corporations are people.

Weareroyallyphucked.

“BILLARY 2016 ”

Since: Aug 07

Location hidden

#8 Jun 8, 2012
shadowavx wrote:
if insurance was banned, prices would drop. it's like a lottery. people throw good money into a pot every month, and the medical industry tries to grab as much as they can. i went to the doctor once and the nurse noticed that my blood pressure had dropped from the last time i was there, said that can't be right and just wrote down a higher number. said everyone needs to be on some kind of prescription medicine. i wasn't impressed, but i think they get kickbacks from the drug companies for prescribing this or that. it's ironic in this country, we kill babies on the front end of life, then try to milk every dime out of folks on the back end of life. all those killed babies since 1973 could have grown into working adults, paying into the system. legalized abortion was the worst decision ever. don't want a baby? don't have sex. want a baby? go for it. what kind of society do we have where mother's kill their own children? i say when it's time for an abortion, it's a two for one special. baby goes, so does mom.
Brilliant. Kill women.

And you wonder why Americans hate
so called Xtians like you.
You are a sickphuck.
Seek a doctor, immediately.
Nurse

Muscotah, KS

#9 Jun 8, 2012
Yes it is very frustrating the healthcare system, thanks to our government! I am a nurse and I work with people on a daily basis who can't afford to go to the doctor. About the only ones who can afford to go are like someone mentioned are the rich and the patients of medicaid or medicare. Interestly I have health insurance through my work but I still can't afford to go to a doctor due to the outrages deductible, so why I make appointments for these people who sit on their butts and don't work because they don't want to and have Medicaid I schedule them for medical care I can't have because I can't afford it but yet I am actually paying for their test. Definetly something is VERY wrong with this. So if I get a little bitter I think I have every right to. I work 40+ hours a week, can't afford to go to a doctor, but I sure can pay for someone else to...
billingrehab

Bryn Mawr, PA

#10 Jun 8, 2012
Nurse wrote:
Yes it is very frustrating the healthcare system, thanks to our government! I am a nurse and I work with people on a daily basis who can't afford to go to the doctor. About the only ones who can afford to go are like someone mentioned are the rich and the patients of medicaid or medicare. Interestly I have health insurance through my work but I still can't afford to go to a doctor due to the outrages deductible, so why I make appointments for these people who sit on their butts and don't work because they don't want to and have Medicaid I schedule them for medical care I can't have because I can't afford it but yet I am actually paying for their test. Definetly something is VERY wrong with this. So if I get a little bitter I think I have every right to. I work 40+ hours a week, can't afford to go to a doctor, but I sure can pay for someone else to...
I have a similar problem. I have some money but no insurance. I was told I would basically have to bankrupt myself for many of these programs. I've been able to pay cash for my bills so far and can pay other bills from my life savings(NOT a mit romney bank account either). I was told I literally it's better to become a welfare case rather than struggle to pay for your bills on your own.

Part of the problems is the health insurance and health care industry base their pricing on a corporate for profit third party reimbursement optional form of payment system. Even insurance companies base their pricing not on an individual but the business paying for that individual.

When someone doesn't have insurance even though a lower cash price would keep a health care practice/hospital in business they feel entitled to corporate back insurance payments. When alot of these hospitals say they aren't making enough money or are "loosing" money that means they can't get their DESIRED fees. So compared to insurance backed & reimbursed patients in past years they must bill at a lower to ensure payment and steady business. No pity party here

Since: May 11

Location hidden

#11 Jun 8, 2012
Nurse wrote:
Yes it is very frustrating the healthcare system, thanks to our government! I am a nurse and I work with people on a daily basis who can't afford to go to the doctor. About the only ones who can afford to go are like someone mentioned are the rich and the patients of medicaid or medicare. Interestly I have health insurance through my work but I still can't afford to go to a doctor due to the outrages deductible, so why I make appointments for these people who sit on their butts and don't work because they don't want to and have Medicaid I schedule them for medical care I can't have because I can't afford it but yet I am actually paying for their test. Definetly something is VERY wrong with this. So if I get a little bitter I think I have every right to. I work 40+ hours a week, can't afford to go to a doctor, but I sure can pay for someone else to...
You are absolutely correct. I work in healthcare, as well, and I too see people get taken care of and I know they will either pay with Medicaid or won't pay at all. I've seen women use an ambulance as a taxi to bring their constipated kid to the emergency room. Ambulance, by law, has to transport them and ER, by law, has to treat them. All for free.

Yet, I have to pay higher and higher costs for MY medical care. It's time the deadbeats - those on Medicaid and non-payers start kicking in a little. Doctors and facilities can't survive on insured patients alone.

Since: May 11

Location hidden

#12 Jun 8, 2012
billingrehab wrote:
<quoted text>
I have a similar problem. I have some money but no insurance. I was told I would basically have to bankrupt myself for many of these programs. I've been able to pay cash for my bills so far and can pay other bills from my life savings(NOT a mit romney bank account either). I was told I literally it's better to become a welfare case rather than struggle to pay for your bills on your own.
Part of the problems is the health insurance and health care industry base their pricing on a corporate for profit third party reimbursement optional form of payment system. Even insurance companies base their pricing not on an individual but the business paying for that individual.
When someone doesn't have insurance even though a lower cash price would keep a health care practice/hospital in business they feel entitled to corporate back insurance payments. When alot of these hospitals say they aren't making enough money or are "loosing" money that means they can't get their DESIRED fees. So compared to insurance backed & reimbursed patients in past years they must bill at a lower to ensure payment and steady business. No pity party here
Trust me...it's NOT the hospitals. There are hospitals all around the country that are hanging on by their fingernails. Often state or federal subsidies (more tax dollars) are used to keep these places open because communities need them.

This is how it works. Let's say you and I are in a bus crash. We are both rushed to the hospital with the same injuries. I have insurance and you don't. Our medical bills total $10,000. My insurance company covers my costs; you look the bill and laugh and throw it away. You know you can't pay it. You know they can't get any money out of you.

The hospital has just lost $10k. But in order to pay it's doctors and staff and other bills, the hospital takes that cost and spreads around to their insured patients. So MY insurance company will end up paying MORE for in order to help cover YOU. And in the end, my insurance company will charge me more in premiums to offset the cost of THEM being charged more.

With MILLIONS of people uninsured in this country it's creating a HUGE burden on those who are insured. Doctors and facilities can't just write off hundreds of millions of dollars a year in lost revenue.

The uninsured are like shoplifters. They steal and the cost of their theft is put on the consumer.
billingrehab

Bryn Mawr, PA

#13 Jun 8, 2012
PayThat CEO wrote:
<quoted text>
Trust me...it's NOT the hospitals. There are hospitals all around the country that are hanging on by their fingernails. Often state or federal subsidies (more tax dollars) are used to keep these places open because communities need them.
This is how it works. Let's say you and I are in a bus crash. We are both rushed to the hospital with the same injuries. I have insurance and you don't. Our medical bills total $10,000. My insurance company covers my costs; you look the bill and laugh and throw it away. You know you can't pay it. You know they can't get any money out of you.
The hospital has just lost $10k. But in order to pay it's doctors and staff and other bills, the hospital takes that cost and spreads around to their insured patients. So MY insurance company will end up paying MORE for in order to help cover YOU. And in the end, my insurance company will charge me more in premiums to offset the cost of THEM being charged more.
With MILLIONS of people uninsured in this country it's creating a HUGE burden on those who are insured. Doctors and facilities can't just write off hundreds of millions of dollars a year in lost revenue.
The uninsured are like shoplifters. They steal and the cost of their theft is put on the consumer.
I'm sure there are areas of the country where un or under insured patients crash a hospital's financial plans but are they writing off "losses" on what they actually lost or what they could've made with an insured patient. Be very carefull when anything corporate says they "lost" which simply means they didn't make as much as in prior years yet they paid all their bills and had money left for their piggy bank. You have one penny left over you've made money at the end of the year.

I heard patients with no insurance have two prices/sets of records/numbers written or associated with every bill. If my $500 procedure cost $2000 they'll charge you $2000 and write the $1500 off as loss in many cases even though you have a written agreement and paperwork for the 500$. The reason I note this because I was told most non insured patients are charged at cost(at this hospital for planned services). I've had doctors complain about hospital costs and admit the hospital is what kills most financially all the time. My care was planned and agreed upon ahead of time knowing I didn't have insurance.

I agree there are areas of the country where only subsidized health care will work but that is function of the local economy. But for those who voluntarily chose to use insurance to pay for their health care to compare the uninsured as shoplifters is outrageous(for starters til 2014 the purchase of health insurance is a voluntary act). If a hospital or doctor doesn't want to treat a non insured patient especially in non emergency situation tell the patients their desired fee upfront. Give the patient the cost up front. The patient will decide to have or not have treatment based on COST. Insurance really should'nt be brought up when talking about PRICE but medical care people and patients alike voluntarily chose to base their health care on health INSURANCE.

Since: Mar 09

The Left Coast

#14 Jun 9, 2012
Listening to the debate, it is obvious we still need health care reform. After the Supreme Court throws out obamacare, may they can do it right next time.

“BILLARY 2016 ”

Since: Aug 07

Location hidden

#15 Jun 9, 2012
RustyS wrote:
Listening to the debate, it is obvious we still need health care reform. After the Supreme Court throws out obamacare, may they can do it right next time.
40% of Americans are the size of small whales.

Juvenile diabetes-
Heart Disease-
Cancer-

All tied to obesity.

Just wait until you have to foot the bill for the 49 million Americans who are impoverished. You'll be begging for Obamacare.

Since: Mar 09

The Left Coast

#16 Jun 9, 2012
x0x0x wrote:
<quoted text>40% of Americans are the size of small whales.
Juvenile diabetes-
Heart Disease-
Cancer-
All tied to obesity.
Just wait until you have to foot the bill for the 49 million Americans who are impoverished. You'll be begging for Obamacare.
We're supposed to hate rich people and now fat people too? I've always been slender, so OK.

“BILLARY 2016 ”

Since: Aug 07

Location hidden

#17 Jun 9, 2012
RustyS wrote:
<quoted text>
We're supposed to hate rich people and now fat people too? I've always been slender, so OK.
I don't hate rich people or fat people.
I just entertain my common sense once
in a while and if taxes are disproportionate,
fix them.
If incomes in our country are currently more
disproportionate than any other country
in the world, which they are,
fix them.
If Congress is being financed by billionaires
and big corporations, fix it.
They are supposed to govern by individual votes, not $$$.
If healthcare is going to cost us trillions
because we have become Romans and want others
take care of us or foot our hospital bills,
give incentives to stay HEALTHY or pay higher premiums.

It's really not rocket science but we seem to
keep putting people in office whose only goal
is to get re-elected. Term limits, anyone?

Since: Mar 09

The Left Coast

#18 Jun 9, 2012
Term limits would be great. Who decides if you're too fat, a bureaucrat in Washington? If you are 15 lbs. overweight and are charged 20% more for health insurance is that an incentive or a punishment? How would the government go about deciding how much wealth is enough? Would assets all count or just based on annual personal income? Do you trust the politicians to decide for you? I have thought it through and decided it would be best if I just take care of myself.

“BILLARY 2016 ”

Since: Aug 07

Location hidden

#19 Jun 10, 2012
RustyS wrote:
Term limits would be great. Who decides if you're too fat, a bureaucrat in Washington? If you are 15 lbs. overweight and are charged 20% more for health insurance is that an incentive or a punishment? How would the government go about deciding how much wealth is enough? Would assets all count or just based on annual personal income? Do you trust the politicians to decide for you? I have thought it through and decided it would be best if I just take care of myself.
Insurance companies are notorious for making clients take physicals before they accept them. Why not let them set certain standards? They already do in many cases. If you are 5'7, your weight doesn't fall into the obesity category, you don't smoke and you are in good health because you do some form of exercise, you should pay less because chances are, you will have less health issues that the insurance company won't have to fork out $$$. If you save them money, why can't they reward you for that?

This has nothing to do with Government. This has to do with insurance plans that are unaffordable for the average American family. You do know that 65% of Americans who file for bankruptcy list "Medical bills" as the reason they went broke? Do you see the correlation? That is why the Gov. has to do something about the epidemic of obesity as well as poverty cause by an inability to pay your medical bills.

If the Gov. can mandate that small businesses pay thousands of dollars in workman's comp. coverage, they should be able to mandate that all Americans have some kind of insurance when it comes to their health and not rely on other Americans to pay their hospital bills for them. Maybe having to pay for their own health care will motivate them to get off their fat asses and exercise more and eat in moderation. If we don't do something, healthcare is going to bankrupt the entire middle class of this country because we always seem to bare the brunt of the debt. It certainly isn't wealthy Americans who are paying more in taxes...it's us.

Since: Mar 09

The Left Coast

#20 Jun 10, 2012
Could being fat qualify as a pre-existing condition. As far as bankruptcy, I know a few people who do it as a regular part of business. I can agree with you that something needs to be done about healthcare costs, not just insurance costs. The first solution would be to open up insurance coverage nationwide. Let employers, co-ops and any other group bid for coverage from any insurance company in the US.

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