Wis Multiple Options for Health Insurance
Posted in the Wisconsin Forum
#1 Aug 25, 2013
MADISON — There will be multiple options across Wisconsin for purchasing insurance through the new marketplaces, or exchanges, required under the federal health care overhaul, an analysis released Thursday concluded.
Citizen Action of Wisconsin determined that every part of the state is covered by at least two insurance companies, at least three companies will be selling plans in nearly 99 percent of the state, and more than 68 percent of the state will be covered by at least four companies.
Under the federal law, each insurance provider in the exchange must offer at least two levels of coverage. This means at least six different plans will be offered nearly everywhere in Wisconsin, the Citizen Action report said.
Thirteen insurance companies have notified state regulators that they will sell individual plans through the exchanges, where people can shop for insurance starting in October for plans that take effect in January.
But a spokesman for the Wisconsin insurance commissioner’s office dismissed the report as speculative.
J.P. Wieske said exchange service areas have no relationship to insurance company service areas. He said the analysis also is based on old data and is not based on exchange filings.
“Anything you say about coverage or coverage maps is speculative,” Wieske said.
Earlier this month the state insurance commissioner’s office released the names of the companies that will sell insurance through the exchanges, but it has not provided details about coverage or rates. Wieske said insurance companies have until Sept. 9 to sign an exchange service contract, and that information won’t be released until after the deadline.
“We’ll do it when we can,” Wieske said, adding there is no date yet.
The most competition between plans will be in Madison and Fond du Lac, where six insurers will be offering plans, the report said. Five companies will sell in Janesville, Appleton, Manitowoc and Green Bay. And four insurers will sell in Waukesha, Racine, Kenosha, Sheboygan, Eau Claire and Wausau.
In Wisconsin, about 92,000 people currently on Medicaid will lose coverage in January. Gov. Scott Walker, an opponent of the federal law, toughened Medicaid eligibility, forcing those people off of the state’s BadgerCare plan and into the marketplace.
There is also an estimated 400,000 uninsured people in the state who might shop for coverage through the marketplace to avoid federal penalties.
The state Department of Health Services, along with dozens of other public and private local groups, is working on coming up with plans for enrolling those people starting in October.
#2 Aug 25, 2013
Know that on Oct 1.....all people will start contributing to abortion at a rate of a minimum of $1 per month. This charge will be included in your premiums. The money is dictated to be held in a special account by the insurance companies and only used for a specific list of health 'services.' On that list is abortion by chemicals (kind of like a Syrian attack on the unborn) and birth control pills.
The actual purchasing of the insurance----before you buy any food for yourself----is what is called the individual mandate. YOU WILL purchase insurance first! Otherwise you will get a tax penalty!
Employers have been granted a one year delay by the federal administration.
Only the individual mandate starts Oct 1, 2013.
So, if you work for an employer who currently does not provide insurance---you will not be obtaining any from them. You will be forced to provide for yourself through other avenues.
The reason that there is a delay in the employer portion of the mandate is because the federal administration did not wish people to become aware of the loss of their freedom to live a moral life before the 2014 election.
Many law suits filed by employers have been sitting, pending, waiting for the employer mandate to kick-in. Employers were not allowed to sue for their constitutional 1ST amendment rights until the law became effective. The administration did not want all those law suits in the news while the election was happening. So they post-poned it hoping that people would be stupid enough to vote, once again, for the candidates and party that stripped them of the freedom to spend money as personally desired and also stripped them of the freedom to live a moral life....free from coercion to contribute to murder.
The law suits....although delayed....will hopefully restore 1st amendment rights....but by then the ACA law will be so convoluted into society that any change will be difficult.
Due to the political tricks of the current federal administration, there is no choice on the life isse anymore. It used to be, due to Roe V Wade, that people had a choice to abort or to not abort.
That has now changed. There is only one choice
----everyone will contribute to abortion!
If you choose to not contribute, then you will
not be able to purchase health insurance and thus see tax penalties and possible personal bankruptcy!
There is only ONE choice now! That choice is murder. You can no longer live a moral life,unless you martyr yourself.
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