Virginia's New Tax Refund Card Hits B...

Virginia's New Tax Refund Card Hits Bumps

There are 13 comments on the NBC29 Charlottesville story from Apr 3, 2013, titled Virginia's New Tax Refund Card Hits Bumps. In it, NBC29 Charlottesville reports that:

The cards work like a debit card. Taxpayers are supposed to be able to use them for free in some instances.

Join the discussion below, or Read more at NBC29 Charlottesville.

Just Checking

Herndon, VA

#1 Apr 4, 2013
And the production and issue of this tax refund card is how much cheaper than cutting a check?
I knew it

Staunton, VA

#2 Apr 4, 2013
The majority of people who are making the complaints about the new system are obviously those who did not read the details of the prepaid card prior to selecting this option. I knew this would cause an uproar due to many people not taking the time to read and understand the requirements, fees, caps, etc of the card.

If anything, this teacher people do open a bank account if they do not already have one and start saving money. It's not that difficult to open a checking account people.
County Resident

Raleigh, NC

#3 Apr 4, 2013
I knew it wrote:
The majority of people who are making the complaints about the new system are obviously those who did not read the details of the prepaid card prior to selecting this option. I knew this would cause an uproar due to many people not taking the time to read and understand the requirements, fees, caps, etc of the card.
If anything, this teacher people do open a bank account if they do not already have one and start saving money. It's not that difficult to open a checking account people.
Oh, yes it is! If you have had any bad situations with another bank, can't open an account, or if you have bad credit.
I knew it

Staunton, VA

#4 Apr 4, 2013
County Resident wrote:
<quoted text>
Oh, yes it is! If you have had any bad situations with another bank, can't open an account, or if you have bad credit.
if that's the case then giving the person a prepaid debit card they are required to spend in order to get the funds probably is not the best of ideas. Bad managing of finances and overspending is likely how they got there.
huck

Charlottesville, VA

#5 Apr 4, 2013
I knew it wrote:
The majority of people who are making the complaints about the new system are obviously those who did not read the details of the prepaid card prior to selecting this option. I knew this would cause an uproar due to many people not taking the time to read and understand the requirements, fees, caps, etc of the card.
If anything, this teacher people do open a bank account if they do not already have one and start saving money. It's not that difficult to open a checking account people.
there shouldn't be any fees in the first place
the bank is making money on the funds they hold
County Resident

Raleigh, NC

#6 Apr 4, 2013
I knew it wrote:
<quoted text>
if that's the case then giving the person a prepaid debit card they are required to spend in order to get the funds probably is not the best of ideas. Bad managing of finances and overspending is likely how they got there.
For sure that's how they got there. It takes forever to get your credit rating up, and that's what it takes to open an account. I agree with the other poster who said,what costs more...cutting a check or making these cards?
County Resident

Raleigh, NC

#7 Apr 4, 2013
huck wrote:
<quoted text>
there shouldn't be any fees in the first place
the bank is making money on the funds they hold
The fees are charged by the card issuer, not the banks, or the State. Third parties issue the cards, who are in it to make money.
central va marine

Earlysville, VA

#8 Apr 4, 2013
Always, when the GOP hand a job, without apparently a competitive bid, to a contractor, it costs the Citizens more money. Haliburton and Black Water come to mind.

more to come
sez you

Charlottesville, VA

#9 Apr 4, 2013
central va marine wrote:
Always, when the GOP hand a job, without apparently a competitive bid, to a contractor, it costs the Citizens more money. Haliburton and Black Water come to mind.
more to come
Not something the average citizen contemplates. The unwashed masses just don't want to know how bad they're getting fracked.
Someone

Stanardsville, VA

#10 Apr 16, 2013
Don't go for the cards...we did and they are a royal pain in the a**. Fees can be charged to cash or deposit them in at some places (banks). Ask for the direct deposit. The state's lame reason for these cards is the belief it will make it cheaper for the state in the long run. Somebody must hve screwed up in the cost effectiveness studies. How can a plastice card be cheaper than a paper check?
Gnu

Charlottesville, VA

#11 Apr 17, 2013
Someone wrote:
Don't go for the cards...we did and they are a royal pain in the ****. Fees can be charged to cash or deposit them in at some places (banks). Ask for the direct deposit. The state's lame reason for these cards is the belief it will make it cheaper for the state in the long run. Somebody must hve screwed up in the cost effectiveness studies. How can a plastice card be cheaper than a paper check?
Those without banking access benefit from these cards - and it is cheaper than having the check cashed by the loan sharks.
If you have a checking account, it's way better to have the $ direct deposited.
County Resident

Raleigh, NC

#12 Apr 18, 2013
I knew it wrote:
The majority of people who are making the complaints about the new system are obviously those who did not read the details of the prepaid card prior to selecting this option. I knew this would cause an uproar due to many people not taking the time to read and understand the requirements, fees, caps, etc of the card.
If anything, this teacher people do open a bank account if they do not already have one and start saving money. It's not that difficult to open a checking account people.
Yes it is. Most people cannot pass the credit check.
internets

Charlottesville, VA

#13 Apr 18, 2013
i got one when i was 17 and had zero credit history. it was free.

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