Obamacare: Californians will pay 10th highest rates in country under health exchange

There are 20 comments on the Sep 26, 2013, The Daily Democrat story titled Obamacare: Californians will pay 10th highest rates in country under health exchange. In it, The Daily Democrat reports that:

TOPSHOTS US President Barack Obama listens to President Michel Sleiman of Lebanon speaking to the media before a bilateral meeting on the sideline of the 68th United Nations General Assembly at the UN in New York on September 24, 2013.

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Since: Jun 13

Location hidden

#106 Oct 1, 2013
Memo From Turner wrote:
<quoted text>
There is a choice about the uninsured motorist coverage, but there is no choice when it comes to buying auto insurance. If a patriotic flag waving teabagger thinks he is making a statement by not having medical insurance, the taxpayers do not have a choice about having to pay to pick up the tab when he does get sick.
There are approx 45 million US citizens uninsured today and after Obamacare there will still be 15 million uninsured. Now take the 20 million illegals that are here and wont qualify for Obamacare. How does leaving 35 million people uninsured help our overall situation? This cant work. These 35 million will still flock the the ER for primary care costing billions.
And why "no fault" Obamacare? If you drive bad, you pay more for auto insurance, but under Obamacare, you can be a 400lb tub of lard couch potato, eating McDonald's 4 times a day or a healthy person, 175lb, jog every day, eat right, yet pay the exact same rate? Sure, that makes sense, we wouldnt want to encourage healthy living, would we? I could go on and on...

Since: Jun 13

Location hidden

#107 Oct 1, 2013
And how many people will still go without insurance and just pay the penalty? I bet at least 10 million will just pay the penalty, at least. So with my above figures, and including the 10 million that will pay the penalty, we are up to 45 million without insurance. Isnt that the same figure we started at before Obamacare? Under Obamacare a "silver" plan is the best you can get with the Govt subsidies. You can still rack up $2600 in medical bills per year. Considering that most that qualify for the subsidies will be low income, how are they going to afford $2600 on top of $125-300 monthly premiums? With my current insurance, I just had open gut surgery, bill was $80,000, my co-pay was $20 and I have an average HMO from Anthem BC, which rated poorly by Consumer Reports. My wait time for surgery non emergency elective surgery was less than 2 weeks. And I havent paid a dime in premiums for the last 17 years, till Obamacare...Gee, Thanks!

Since: Jun 13

Location hidden

#108 Oct 1, 2013
Memo From Turner wrote:
<quoted text>
There is a choice about the uninsured motorist coverage, but there is no choice when it comes to buying auto insurance. If a patriotic flag waving teabagger thinks he is making a statement by not having medical insurance, the taxpayers do not have a choice about having to pay to pick up the tab when he does get sick.
Not true. Driving is an option, so then, auto insurance is an option. If you dont drive, you dont have to buy auto insurance. You will not get fined for having no car along with no auto insurance. I have no option like that concerning health insurance. Also, with auto insurance, almost every state allows one to "self insure", you post a bond in lieu of insurance. No such allowance under Obamacare...
sheepleloveroyal ty

Bryn Mawr, PA

#109 Oct 1, 2013
Memo From Turner wrote:
<quoted text>
If you are that opposed to insurance then pay the $95 penalty and just show up at the emergency room when you have a problem. I wish I could solve my problems with an annual $95 fee.
By the way, my car insurance bill includes a $3 per month fee to cover me for damages caused by uninsured drivers. Why should I have to pay for less responsible people. If you decide that you do not want to use health insurance and prefer to stick the taxpayer that is your choice, but a $95 fee for this is reasonable.
You are ASSuming I and many others go to the ER for care IF I'm not carrying insurance at the time. I've had to go without INSURANCE many times over yearS and I paid a regular doctor/practice out of pocket.

I also had an old school primary care dr who never took INSURANCE for routine office visits or minor problems. The largest amount I ever paid was 75$ for a visit and I could've used in network drs from work with a 45 dollar co pay. He retired so my first trip to an in network dr with insurance was 285$ with a 45$ deductible and 60$ records fee for what ever. I spent less than 5 minutes with the doc for a minor problem. INSURANCE causes inflation along with a lot of other problems.

If you have an on going medical condition that requires really regular visits then you might very well want a health plan that covers a lot of routine work. In theory you still should be able to weigh the costs of multiple office visits a year vs monthly premiums and come out ahead paying for a few visits/small problems a year out of pocket. I've always opted for cheapest or free plan at work and have comeout ahead paying for one or two office visits/problems a year out of pocket.
freebird

Long Beach, CA

#110 Oct 1, 2013
barefoot2626 wrote:
<quoted text>
You wouldn't mind so much having a requirement of some drunk teenager drove his piece of cr@p Chevy into the back of your car and put your ignorant azz in the hospital.
Let's say this happened to you. You have medical insurance, but now you can't work because you were hurt real bad in the accident. So you can't pay the premiums and they drop you. Then you are in no better position than I am.

I'm not against medical insurance. I wouldn't mind having it myself, but I can't afford it, because the illegal vermin have ruined the construction industry. They don't need it and they still won't be required to get it. I'll have to pay the fine, and still won't have medical insurance.

Maybe if my taxes were less, and I didn't have to help pay for the government workers including the President, the illegal vermin, their anchor rats, poor people, and prisoners, I could afford the insurance. Just Sayin!!!
freebird

Long Beach, CA

#111 Oct 1, 2013
sheepleloveroyalty wrote:
<quoted text>
You are ASSuming I and many others go to the ER for care IF I'm not carrying insurance at the time. I've had to go without INSURANCE many times over yearS and I paid a regular doctor/practice out of pocket.
I also had an old school primary care dr who never took INSURANCE for routine office visits or minor problems. The largest amount I ever paid was 75$ for a visit and I could've used in network drs from work with a 45 dollar co pay. He retired so my first trip to an in network dr with insurance was 285$ with a 45$ deductible and 60$ records fee for what ever. I spent less than 5 minutes with the doc for a minor problem. INSURANCE causes inflation along with a lot of other problems.
If you have an on going medical condition that requires really regular visits then you might very well want a health plan that covers a lot of routine work. In theory you still should be able to weigh the costs of multiple office visits a year vs monthly premiums and come out ahead paying for a few visits/small problems a year out of pocket. I've always opted for cheapest or free plan at work and have comeout ahead paying for one or two office visits/problems a year out of pocket.
I pay $45.00 per visit to my doctor.
Memo From Turner

Bellmore, NY

#112 Oct 1, 2013
sheepleloveroyalty wrote:
<quoted text>
You are ASSuming I and many others go to the ER for care IF I'm not carrying insurance at the time. I've had to go without INSURANCE many times over yearS and I paid a regular doctor/practice out of pocket.
I also had an old school primary care dr who never took INSURANCE for routine office visits or minor problems. The largest amount I ever paid was 75$ for a visit and I could've used in network drs from work with a 45 dollar co pay. He retired so my first trip to an in network dr with insurance was 285$ with a 45$ deductible and 60$ records fee for what ever. I spent less than 5 minutes with the doc for a minor problem. INSURANCE causes inflation along with a lot of other problems.
If you have an on going medical condition that requires really regular visits then you might very well want a health plan that covers a lot of routine work. In theory you still should be able to weigh the costs of multiple office visits a year vs monthly premiums and come out ahead paying for a few visits/small problems a year out of pocket. I've always opted for cheapest or free plan at work and have comeout ahead paying for one or two office visits/problems a year out of pocket.
That's a great plan. I don't know why nobody else ever thought of the idea of never getting sick. Kudos to you.

There are some other people who actually do become ill at some point. It is very easy to run up a tab of tens or even hundreds of thousands of dollars very quickly. I am glad you have never had the opportunity to see it up close, but that is why people have insurance.
see the light

El Paso, TX

#113 Oct 1, 2013
barefoot2626 wrote:
<quoted text>
We have to pay for your methadon treatments, shug.
I'd rather pay for kids who deserve it.
LOL, no I get the real thing.

Since: Feb 11

Location hidden

#114 Oct 1, 2013
sheepleloveroyalty wrote:
<quoted text>
Straying from health INSURANCE to controversial US history will not rationalize or justify the ACA aka Obama Care.
I cannot help you: I cannot always write for the lowest common denominator.

Certain- sentences with more than six words in them may lead you to conclude others are straying when, I am afraid, shug, it would be your attention span.

Since: Feb 11

Location hidden

#115 Oct 1, 2013
sheepleloveroyalty wrote:
<quoted text>
You are ASSuming I and many others go to the ER for care IF I'm not carrying insurance at the time. I've had to go without INSURANCE many times over yearS and I paid a regular doctor/practice out of pocket.
You are an ASSand it isn't an ASSumption to conclude that if you did not have insurASSnce but wASS in an accident, you would not fight the ambulance drivers ASS they hauled your ASSup to the hospital.

PS: If you don't like the ACA- which is the law of the land pASSed by a democratically elected CongrASS and signed by the president, get of your bigfatASS and write your own freaking bill.

Good luck pASSing it.

Since: Feb 11

Location hidden

#116 Oct 1, 2013
freebird wrote:
<quoted text>
I pay $45.00 per visit to my doctor.
hmmm... the hooker charges $50 and she doesn't wash her hands.

Since: Feb 11

Location hidden

#117 Oct 1, 2013
edsmith1360 wrote:
<quoted text>
Not true. Driving is an option, so then, auto insurance is an option. If you dont drive, you dont have to buy auto insurance.
I see.

Breathing is an option so then... health insurance is an option.

If you don't breath, you don't have to buy health insurance.
Hey Wheels

Beckley, WV

#118 Oct 1, 2013
barefoot2626 wrote:
<quoted text>
hmmm... the hooker charges $50 and she doesn't wash her hands.
Hey scooter, I see you are still hung up on gay sex, hookers, etc, been hiring a male hooker to take care of your dead lower extremities? Or you taking care of his?
spud

Dallas, PA

#119 Oct 2, 2013
barefoot2626 wrote:
<quoted text>
I see.
Breathing is an option so then... health insurance is an option.
If you don't breath, you don't have to buy health insurance.
You're trying too hard to be witty and funny but neither is working. Why not just try making sense, shug?

Since: Feb 11

Location hidden

#120 Oct 2, 2013
spud wrote:
<quoted text>You're trying too hard to be witty and funny but neither is working.
You are funny and you are trying to be serious.

Wipe your chin, Shug.

Since: Feb 11

Location hidden

#121 Oct 2, 2013
edsmith1360 wrote:
<quoted text>
There are approx 45 million US citizens uninsured today and after Obamacare there will still be 15 million uninsured. Now take the 20 million illegals that are here
Here's some conservative math for you sweetums...

Made up numbers are: made up numbers.

Made up numbers TIMES made up numbers: bigger made up numbers.

PS: the Republicans caused the shutdown... but not because they were insisting taxpayers could cover illegal aliens.

Since: Feb 11

Location hidden

#122 Oct 2, 2013
edsmith1360 wrote:
I bet at least 10 million will just pay the penalty
You bet? I bet so many people will want health insurance so badly that they will try to get it on the first day even though they have six months that the websites will shut down because of the rush.

Since: Feb 11

Location hidden

#123 Oct 2, 2013
edsmith1360 wrote:
So with my above figures
We've established your figures are lies.

LIES times LIES = bigger lies.
Dee Dee Dee

Emmaus, PA

#124 Oct 2, 2013
edsmith1360 wrote:
<quoted text>
Not true. Driving is an option, so then, auto insurance is an option. If you dont drive, you dont have to buy auto insurance. You will not get fined for having no car along with no auto insurance. I have no option like that concerning health insurance. Also, with auto insurance, almost every state allows one to "self insure", you post a bond in lieu of insurance. No such allowance under Obamacare...
Thank you for explaining Obamacare from the point of view of those who are going to pay for it, the working tax payers who have insurance through their job and have had insurance for many years. Of course those who will benefit from the extra we are paying to subsidize them seem to think it is only fair that those who have had insurance for years pay for them also.
Memo From Turner

Bellmore, NY

#125 Oct 2, 2013
Dee Dee Dee wrote:
<quoted text>
Thank you for explaining Obamacare from the point of view of those who are going to pay for it, the working tax payers who have insurance through their job and have had insurance for many years. Of course those who will benefit from the extra we are paying to subsidize them seem to think it is only fair that those who have had insurance for years pay for them also.
You are remarkably full of yourself for somebody who never knows what they are talking about.

You have said a number of times that you do not have coverage through your employer and you buy individual insurance yourself. Apparently you have changed your story again, but that is nothing new.

This law has no effect on you at all. You enjoy the same "exemption" as Congress, the President, SCOTUS, Jay Carney, FOX correspondents and anybody else in the country that already has insurance.

I pay $3200 a month for medical insurance for the family. You now claim to pay absolutely nothing. That is good and I am happy for you, but to somehow suggest that somebody who pays thousands of dollars for something is somehow being subsidized by somebody who does not pay one cent for insurance is bizarre.

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