Howdy, DF!! Passably well, thank you and hope you are the same!<quoted text>
I trust you are well.
Yes, rational, responsible adults who are able to.
What about those who has fallen on hard times, amigo?
Society must have a safety net. Hell, I am young. I am willing to bet that a risky investment may be my undoing. Is it fair to then be on the streets because of a stroke of misfortune?
"Risky" is a relative term. It's not risky at all if you can be certain of a public tax funded "safety net". Assessing risks and accepting the responsibility and consequences of poor choices lends moderation, conservatism and due consideration to a broad spectrum of behaviors ... social, economic and personal. So yeah ... it's "fair" if that "stroke of misfortune" is the result of a poorly calculated risk.