Adam, if you don't believe in God, obviously you would "find it hard to believe anyone could believe in such a place" (hell)- it goes without saying.Derek, do you really believe in a literal hell, as a place of eternal punishment, or that it is a state of mind? I find it hard to believe anyone could believe in such a place.
It is almost like asking me if I accept some fine point within the theory of evolution when I have already stated I reject the theory of evolution as a whole.
Is MY personal perception of hell relevant to your rejection or acceptance of Christianity?
Does your belief or disbelief in hell, or my conception of hell change hell or it's reality or lack thereof in any way?
The answer to both questions is obviously "no", so it's a pointless discussion for us to have.