Frugal living: El Pasoans take 'baby steps' to conquer debt

Full story: El Paso Times 6
Hannah and Kevin Gross got out of debt in 2008, using tips from money-management expert Dave Ramsey. Full Story
Needs vs Wants

Cromwell, CT

#1 Nov 7, 2010
How about we send President Obama and his friends in Congress to a Dave Ramsey course?

El Paso, TX

#2 Nov 7, 2010
its funny how EL Paso Times featured two people whose last name really is GROSS

El Paso, TX

#4 Nov 8, 2010
In this economic times this system is a really good tool to help people, I recommend it to all.
debt free

El Paso, TX

#5 Nov 10, 2010
My husband and I are debt free, no car payments, no mortgage. Just taxes, utitlities and day to day expenses. Its a great feeling and we aren't scared about reaching retirement age now like so many of our peers. It isn't easy, but you would be amazed at how much money gets wasted if you aren't watching. Just buy what you need, not what you want (except a few fun things once in a while) and you are off to a good start!

Since: Aug 11

Location hidden

#6 Sep 15, 2011
I agree with frugal living. At our age, we already have experienced the prime of our life and this time, we should think of our retirement. However, frugal living is best applied not at late age; but more at the early stage of marriage to avoid financial disaster. We have been there,too and we didn't like it. Having huge amount of debt is traumatic and unhealthy. Now, that we are debt free, we can enjoy life better and we only use our credit card for convenience. Buying only what we need without depriving of ourselves with what we want at times. At least, we can truly afford those few wants.

London, UK

#7 Mar 26, 2014
This is the first time I had ever applied for a loan. I couldn't have asked for anything more from the staff that answered any of my questions to the application process. Once this had all been completed the money was transferred quickly into my account. I will definitely be recommending 911PDAY .COM ( ) too my friends and family.

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