CCC&TI will no longer accept...

CCC&TI will no longer accept...

There are 33 comments on the Watauga Democrat story from Apr 20, 2013, titled CCC&TI will no longer accept.... In it, Watauga Democrat reports that:

Caldwell Community College and Technical Institute will join a number of North Carolina colleges in no longer accepting federal student loans starting this fall, the school's board of trustees decided this week.

Join the discussion below, or Read more at Watauga Democrat.

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ohwell

Lenoir, NC

#1 Apr 20, 2013
we'll see how well CCC&TI will survive without accepting Federal loan monies.
Kenny C

Hudson, NC

#2 Apr 20, 2013
What are they supposed to do, keep accepting loans that are not going to be paid back and lose all federal funding? Students that aren't financially stable enough to repay a bank loan should be applying for Pell Grants not student loans that they have no intention of ever repaying.
Common Sense

Sherrills Ford, NC

#3 Apr 21, 2013
80% of those who received these low-interest loans are paying them back. Loans with this very low interest rate aren't available in the private market.
Kenny C

Hudson, NC

#4 Apr 21, 2013
Common Sense wrote:
80% of those who received these low-interest loans are paying them back. Loans with this very low interest rate aren't available in the private market.
Right 80% are paying them back which means that after the low rate interest the 80% pay the system is only losing about 15% of the total money it loans. What's your solution, that they just take the loss and keep giving money away? I guess that's the "Common Sense" thing to do.
Common Sense

Sherrills Ford, NC

#5 Apr 21, 2013
We live in such a poor area, I don't know that there is a good solution. People can't afford to get educated, and the cycle of joblessness continues.

While our state leaders cut away much of the available help (maybe they have to), it will be towns like ours that will suffer the most. However, looks like I'm going to get a big break on my state income tax, so I guess I should be happy.
Kenny C

Hudson, NC

#6 Apr 21, 2013
Common Sense wrote:
We live in such a poor area, I don't know that there is a good solution. People can't afford to get educated, and the cycle of joblessness continues.
While our state leaders cut away much of the available help (maybe they have to), it will be towns like ours that will suffer the most. However, looks like I'm going to get a big break on my state income tax, so I guess I should be happy.
You are correct. The problem isn't with CCCTI it's with the NC State government throwing education under the bus. How can an administration run on job creation and not address education? The days of the "unskilled robot factory workers in NC" are almost over. It seems to me that education should be job one, unless their goal is to turn this state into another Mississippi we already have a higher unemployment rate than West Virginia as a matter of fact there are only four states with higher unemployment than NC.

http://www.bls.gov/web/laus/laumstrk.htm
Common Sense

Sherrills Ford, NC

#7 Apr 21, 2013
We agree 100% on that.
ohwell

Lenoir, NC

#8 Apr 21, 2013
I'm not saying that they won't survive. It's just going to be interesting to see how ceasing student loans will effect them in the long run. I'm not a big fan of any type of debt, and student loans especially should be approached with caution-in some circumstances, a person may find him/herself paying for years on interest with the principle hardly being touched.

I'm wondering if this change will reduce the college's census very much.

Since: May 13

Detroit, MI

#9 May 10, 2013
Kenny C wrote:
What are they supposed to do, keep accepting loans that are not going to be paid back and lose all federal funding? Students that aren't financially stable enough to repay a bank loan should be applying for Pell Grants not student loans that they have no intention of ever repaying.
if it gets to much for you and affect your credit let us help visit techniqueadvisors.blogspot.com can assist in credit help and are cheap.
say what??

Bennettsville, SC

#10 May 10, 2013
Kenny C wrote:
<quoted text>You are correct. The problem isn't with CCCTI it's with the NC State government throwing education under the bus. How can an administration run on job creation and not address education? The days of the "unskilled robot factory workers in NC" are almost over. It seems to me that education should be job one, unless their goal is to turn this state into another Mississippi we already have a higher unemployment rate than West Virginia as a matter of fact there are only four states with higher unemployment than NC.

http://www.bls.gov/web/laus/laumstrk.htm
Much of it is to blame on CCC&TI as they failed to help qualify those seeking a real education from those just trying to grab the loans later only to default..I know several older people, learning skills they could never use yet profiting from the system and being coached on how to get their grab of free money, which the school benefited from as well.
Jeff_D_28681

Lenoir, NC

#11 May 10, 2013
This was all a conspiracy by AZ to keep spoon from going to school and getting away from AZ, I just know it is.
I know something

Hudson, NC

#12 May 10, 2013
Common Sense wrote:
We live in such a poor area, I don't know that there is a good solution. People can't afford to get educated, and the cycle of joblessness continues.
While our state leaders cut away much of the available help (maybe they have to), it will be towns like ours that will suffer the most. However, looks like I'm going to get a big break on my state income tax, so I guess I should be happy.
To resolve 90% pf this areas problems one must sit back and figure out why the problems happen in the first place. Lack of education? Lack of ambition? And why both occur so rampantly in this area? I think we all know why these things happen, so what's next is to attack these issues.
say what??

Bennettsville, SC

#13 May 10, 2013
I know something wrote:
<quoted text>To resolve 90% pf this areas problems one must sit back and figure out why the problems happen in the first place. Lack of education? Lack of ambition? And why both occur so rampantly in this area? I think we all know why these things happen, so what's next is to attack these issues.
One major issue that recessed education in this area is already gone. It was called the furniture industry.
jaz

Hudson, NC

#14 May 11, 2013
[QUOTE who="say what??"]<quoted text>
Much of it is to blame on CCC&TI as they failed to help qualify those seeking a real education from those just trying to grab the loans later only to default..I know several older people, learning skills they could never use yet profiting from the system and being coached on how to get their grab of free money, which the school benefited from as well.[/QUOTE]It's not just older people. There are many young folks who are not interested in going to school. They are only there to get $$$. I think all financial aid should be based on academic performance. If one does not make decent grades, he/she should not receive any assistance period!
I know something

Hudson, NC

#15 May 11, 2013
[QUOTE who="say what??"]<quoted text>
One major issue that recessed education in this area is already gone. It was called the furniture industry.[/QUOTE]I agree. When an area tries to depend on one industry for the majority of the jobs someone is going to get hurt. The workers. It should never have been allowed for any one industry to be in control of the job market. The people of CCounty and surrounding areas should have thought of this 50 years ago by demanding other industries be brought into the area. There again, the lack of education and foresite was the problem even back then.
I know something

Hudson, NC

#16 May 11, 2013
jaz wrote:
<quoted text>It's not just older people. There are many young folks who are not interested in going to school. They are only there to get $$$. I think all financial aid should be based on academic performance. If one does not make decent grades, he/she should not receive any assistance period!
another thing is that the college doesn't always teach what new industries want employees to know. Therefore, therefore, their graduates don't always find jobs in the fields they have studied. They simply can't pay back the loans.
TSF

Clayton, NC

#17 May 12, 2013
You voted for republikans, now suffer the consequences of that as they destroy public education and your children's chances of ever getting jobs better than tailing rip saws and stuffing furniture cushions in sweat shops for furniture barons at minimum wages.
curious

Charlotte, NC

#18 May 12, 2013
TSF wrote:
You voted for republikans, now suffer the consequences of that as they destroy public education and your children's chances of ever getting jobs better than tailing rip saws and stuffing furniture cushions in sweat shops for furniture barons at minimum wages.
What complicates the issue more is the fact there are no rip saws to tail or cushions which need stuffing.. It will take generations to change the mindset on education in this area. Even those that do manage to obtain a degree will need to search outside this area for employment.. Education is the only driving force which can bring economic recovery and jobs back to this area.
I know something

Hudson, NC

#19 May 12, 2013
I agree that education and job skills will bring the workforce back. Until them people need to think about self employment, simple things that people need everyday. Working in factories did teach many people skills and discipline to work.
Caldwell

Salt Lake City, UT

#20 May 12, 2013
curious wrote:
<quoted text>
What complicates the issue more is the fact there are no rip saws to tail or cushions which need stuffing.. It will take generations to change the mindset on education in this area. Even those that do manage to obtain a degree will need to search outside this area for employment.. Education is the only driving force which can bring economic recovery and jobs back to this area.
the only thing that complicates the issue is people like you complainers. nothing can help this town and recover our economy.

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