Bad Credit Problem Need Help Please!!!

Bad Credit Problem Need Help Please!!!

Posted in the Credit Card Debt Forum

Since: Feb 10

Jacksonville Beach, FL

#1 May 4, 2011
Hello my girlfriend has a big credit problem. well first of we went to the bank to open a checking account and a line of credit set up as overdraft. they declined her line of credit stating she has a terrrible credit score and the thing is she is 19 and has never had any credit under her name. the bank tells us there are alot of medical bills, mortgage loans, credit cards etc. under her credit report and it also showed her sisters name under her social security number kinda like a joint number two people one number. so the bank told this report was retrieved from equifax and to contact them first. this is were it gets really annoying. so we try to contact equifax first by phone and nothing can be done unless we have a credit report number so we submit a request for a credit report and it ask her all this stuff like have u lived her and what bank is your mortgage is under so obviously we answer none of the above then it says we cannot display your credit report over the internet please submit request by mail. we have done that and it has been over 2 months. everyone says it is supposed to take a while but 2 months? the weird thing is that we were able to get credit reports for transunion and experian and those reports showed no problems what so ever clean history. and she also just got approved and received a discover card. dont all the credit agencies work together so she should of been denied the discover card? we cant do anything with any of the credit angecies because the credit report is either clean as a whistle or the security question we are asked we say none of the above and they cannot display further information. If anyone has some suggestions please help it would be extremely appreciated we are trying to move out and buy vehicles and this is not helping at all.

Since: Jun 11

Valdosta, GA

#2 Jun 19, 2011
Try this to resolve your bad credit.

http://www.lexingtonlaw.com/

Since: Aug 11

Location hidden

#3 Aug 11, 2011
It appears that the issue is erroneous system reports and you did what it has to take to clear everything. However, if people are into having poor credit report, there are ways to fix it. The need to fix bad credit issues is necessary in order to obtain advantages of having good credit score and better credit history.
Francene

London, UK

#6 Mar 26, 2014
This is the first time I had ever applied for a loan. I couldn't have asked for anything more from the staff that answered any of my questions to the application process. Once this had all been completed the money was transferred quickly into my account. I will definitely be recommending 911PDAY .COM ( http://goo.gl/44kQUQ ) too my friends and family.

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