Joint Credit Card Issue

[Mike M]

My mom added me to her American XPress account when I left for college (1996). I used it sparingly for emergencies during school. After college, I met and married my wife and we established our own line of joint credit. My mother recently died (March) and our American XPress account was at $400. That was all debt that she accrued prior to her death. Here's the question: Am I responsible for this debt even though it is not from my spending? I am receiving calls from collectors now and I don't mind settling for such a small amount. However, I am really stubborn also and part of me feels that I shouldn't be responsible for another's debt. Any help/suggestions on this one would be appreciated.

[Olivia Jenkins]

Hey call this company they can tell you especially since its in collections... they now have access to it.. The same thing kind of happened to me when I was 16 I was in the hospital and the bill was in my name but my parents were the responsible party.. well when I got out of collge on my own and got a credit card they found me and started calling me to pay the hospital bill balance that was left and it had been in collections I guess for years... But they eventually wrote it off I guess, I know it didn't go on my credit but they were calling and harrasing me for the longest time... but here is Paige's number

[phone] ext.#3769 promo code 249511 and her name is
Paige.

[Olivia Jenkins]

I have no idea why that posted 3 times sorry..

[DebtManagement]

Mike M wrote:

My mom added me to her American XPress account when I left for college (1996). I used it sparingly for emergencies during school. After college, I met and married my wife and we established our own line of joint credit. My mother recently died (March) and our American XPress account was at $400. That was all debt that she accrued prior to her death. Here's the question: Am I responsible for this debt even though it is not from my spending? I am receiving calls from collectors now and I don't mind settling for such a small amount. However, I am really stubborn also and part of me feels that I shouldn't be responsible for another's debt. Any help/suggestions on this one would be appreciated.

If your mother was the primary card holder then you should forward a cop of the death certificate to American Express. They will more than likely write it off.

[Lou]

Should have read this Business Credit Card info:

http://www.consumercreditcardscom.com/best-bu...