Credit Q&A: Does Interest Rate Affect Your Credit Score?

Oct 10, 2011 Full story:

Emily from Ohio has been told that if you pay off a credit card with another credit card that has a lower interest rate, it will lower your credit score.

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Since: Aug 11

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#1 Oct 11, 2011
I don't think so. I know what affects your credit score is how you used your credit limit and how you pay your balances monthly. If you don't use up your limit and you pay the total balances monthly, you can have a good score.

London, UK

#2 Mar 26, 2014
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