Get rid of your Credit Cards !

Posted in the Credit Card Debt Forum

Since: Apr 08

Riyadh, Saudi Arabia

#1 Aug 8, 2010
That is the only effective way to deal with debt. Plastic will just persuade you time and time again to spend more even for things you don't need. So use cash for your budget expenses. If you have to use credit cards in shopping on the net, then use debit visa or mastercard. They are debit cards but can be treated like the regular credit cards. The only difference is you now use the deposited amount from your current account when it comes to those debit cards

Since: Dec 09

Delhi, India

#2 Aug 9, 2010
Maybe you still don't see much difference, besides where the money comes from and when you have to pay up. So which one is better to use? It depends upon how careful you are with your card and why you are using the card.
naomibatac

Bayan, Philippines

#4 Oct 18, 2011
Actually, credit cards are not that bad. They were supposedly created to provide convenience and security. The only bad thing is how people use them. If you can't discipline yourself in using credit cards, then use cash for your purchases, but if you can use credit cards responsibly, then you may use them.
Sissie

London, UK

#5 Mar 26, 2014
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