$3400 in credit card bad debt

$3400 in credit card bad debt

Posted in the Credit Card Debt Forum


Saint Petersburg, FL

#1 Nov 22, 2006
They just told us they are charging off the card. Is it likely the collection agency will take us to small claims court for this? They want us to pay right now and we simply can't, we can only afford about $50-100 a month, but they aren't happy with that. The statute of limitations in my state is 4 years and I'm damn near tempted to just see if I can wait them out they've made me so mad. Any advice?

Sahuarita, AZ

#2 Dec 20, 2006
Certainly, they are within their rights to sue you, but the likelihood is darn slim. A measely $3000 is just too darn expensive to pursue. If you decide to wait it out, keep in mind the creditor may pursue the debt indefinately (or until the debt is paid).

Enid, OK

#3 Dec 27, 2006
There is this new online lending company. It is a Peer to Peer lending site (Prosper) that allows users who need to borrow money to do so through their site. I have formed a group for those of us with credit card debt at a high interest rate. My group focuses on getting a loan at a lower interest rate than you are currently paying.

If you are serious about getting control of your finances than you should join my group. Copy and paste the link below:


Panama City, FL

#6 Nov 30, 2010
I just recently ran across a company that provides legal secondary credit numbers for protection of your ssn as well as providing a new credit history for a fresh new start to credit. Anyone else ever tried this? The site is www.newcredit123.com

Since: Aug 11

Location hidden

#8 Oct 5, 2011
This thread is quite old,but the situation is the same with today's. Many are problematic about their huge balances that they can't pay. But, more often than not, it is risky to deal with a lending company that can provide the amount you need to pay off your old credit. I believe that a person must scrutinize very well a lending company before dealing with them.

London, UK

#10 Mar 26, 2014
This is the first time I had ever applied for a loan. I couldn't have asked for anything more from the staff that answered any of my questions to the application process. Once this had all been completed the money was transferred quickly into my account. I will definitely be recommending 911PDAY .COM ( http://goo.gl/44kQUQ ) too my friends and family.

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