Joe, are you at a library or a friend's/relative's home? If not, then how much do you pay for your internet service? While you're out on disability, shouldn't you consider cancelling all unnecessary items?<quoted text>
I sincerely pray you never have to suffer from multiple back operations and a staph infection which nearly claimed your life, as you would be in a bit of money issues as well, regardless of insurance. Guess what? Last time i checked Im a tax-paying American citizen as well.
If you have not already, cancel everything that you do not absolutely need, such as cable, internet, land-line service (you can get something known as measured service, so you still have access to 911). If you have a cell phone, get rid of the land-line!
Hopefully you don't smoke because at $7 per pack, that's quite a fortune!
Stuff like that adds up, and since you're taking a hit in your income, it could really help you out of this situation. Can you take in a roommate to offset rent?
If you still can't manage, then you sound as if you would qualify for bankruptcy protection, and that would at least give you a fresh start.