401K investment guaranty
Posted in the 401K Forum
#1 Dec 29, 2012
Is any one familiar with a minimum 1.5 % investment return guaranty available in a 401K program. A investment group is making a pitch to my company to take over our 401K P/S plan. One of the features of the plan is a guaranty of a minimum 1.5% investment return. Claiming if there is a correction in the stock market such as in 2008; a employee's portfolio would not suffer.
This seems almost too good to be true. Supposedly, this is to encourage people parking their portfolio in cash to re enter the stock market with their 401K funds.
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