Well educated leaves you out of your cracked "skeptic equation". Epic fail, loser.... Skeptics have to be well educated, but even the most educated people can often have delusions. Take Newton and Einstein for example, highly intelligent and educated, but delusional none-the-less. We don't discount their accomplishments, we just ignore their delusions.
There are people at every level of intelligence in both camps, believers AND unbelievers. I've seen people with IQs as low as 65 vehemently declare that "God is a fairytale!" and some that claim the opposite. Intelligence has nothing to do with either skepticism or belief.