Can't get a mortgage loan because of credit scores...

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Level 1

Since: Mar 12

Baytown

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#1
Mar 2, 2012
 
Credit scores should be banned. They used them to determine elegibility for loans, to insurance, to buy any large items on credit, to get insurance, to lease a home or apartment, to get JOB! Well getting them banned is my wishfull thinking. They are here to stay, that is for sure. Anyone has ideas, credit isuues, stories, misshaps...I would like to know that I am not alone.

“New & Improved..”

Level 8

Since: Oct 07

Formerly From Kenya

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#2
Mar 2, 2012
 
jmcglot wrote:
Credit scores should be banned. They used them to determine elegibility for loans, to insurance, to buy any large items on credit, to get insurance, to lease a home or apartment, to get JOB! Well getting them banned is my wishfull thinking. They are here to stay, that is for sure. Anyone has ideas, credit isuues, stories, misshaps...I would like to know that I am not alone.
They are the trail of crumbs one leaves behind them and one of the only legal ways to assess someones credibility of paying what they say they will pay for..I don't agree that they should be banned, I believe that people should quit delving into money they don't have.

“If it ain't broke don't fix it”

Level 9

Since: Jul 09

Chesapeake, VA

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#3
Mar 2, 2012
 
justaguess wrote:
<quoted text>
They are the trail of crumbs one leaves behind them and one of the only legal ways to assess someones credibility of paying what they say they will pay for..I don't agree that they should be banned, I believe that people should quit delving into money they don't have.
I agree. People that try to blame their ills on credit scores are the same type of people (no offense to the creator of this thread) that believe they have the right to live beyond their means.

“We're all Bozos on this bus”

Since: Jan 07

Indianapolis, IN

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#4
Mar 2, 2012
 
Hey, since you can't legally be turned down by someone because they don't like you, they have to have some other way of turning you down.

Since: Feb 08

Location hidden

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#5
Mar 2, 2012
 
jmcglot wrote:
Credit scores should be banned. They used them to determine elegibility for loans, to insurance, to buy any large items on credit, to get insurance, to lease a home or apartment, to get JOB! Well getting them banned is my wishfull thinking. They are here to stay, that is for sure. Anyone has ideas, credit isuues, stories, misshaps...I would like to know that I am not alone.
Sorry, wish I had something...I pay my bills on time so I don't have any credit woes.
scorps

Sutton, UK

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#6
Mar 29, 2012
 
Uh Clem wrote:
Hey, since you can't legally be turned down by someone because they don't like you, they have to have some other way of turning you down.
so people like me that have nothing on credit, house payed for dont owe anything so havnt got a credit score are penalised by insurance and other services that do a credit check . car insurance give you a higher quote if your credit score isn't high so basically they are saying we are all criminals that will make a false claim if our credit score isn't good enough

so i would be better off living beyond my means owing money to have a credit score
credit agencies another company cashing in on selling useless information that doesn't work in the real world

“We're all Bozos on this bus”

Since: Jan 07

Indianapolis, IN

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#7
Mar 29, 2012
 
scorps wrote:
<quoted text>
so people like me that have nothing on credit, house payed for dont owe anything so havnt got a credit score are penalised by insurance and other services that do a credit check . car insurance give you a higher quote if your credit score isn't high so basically they are saying we are all criminals that will make a false claim if our credit score isn't good enough
so i would be better off living beyond my means owing money to have a credit score
credit agencies another company cashing in on selling useless information that doesn't work in the real world
Essentially. It's a socialist-leaning society so the rules favor the good little socialists.

“Out in the West Texas”

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Since: Mar 08

town of El Paso

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#8
Mar 29, 2012
 

Judged:

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Uh Clem wrote:
<quoted text>
Essentially. It's a socialist-leaning society so the rules favor the good little socialists.
That's why I'm an anti-social socialist.

“We're all Bozos on this bus”

Since: Jan 07

Indianapolis, IN

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#9
Mar 29, 2012
 
William Pena wrote:
<quoted text>
That's why I'm an anti-social socialist.
Geeze, thought you rode of finto the sunset, cowboy. Where you been

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