Obamacare: Californians will pay 10th highest rates in country under health exchange

Sep 26, 2013 | Posted by: roboblogger | Full story: The Daily Democrat

TOPSHOTS US President Barack Obama listens to President Michel Sleiman of Lebanon speaking to the media before a bilateral meeting on the sideline of the 68th United Nations General Assembly at the UN in New York on September 24, 2013.

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Dee Dee Dee

Emmaus, PA

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#1422
Dec 10, 2013
 
OneRepublic wrote:
<quoted text>
When did the value of stocks become part of the conversation? I'm commenting from a consumer point of view, not an investor. The rest of your gibberish I'm not going to waste my time on.
I guess he was pointing out how Obamacare is expected to be a windfall for the insurance industry. That is no surprise since the government guarantees them a profit backed with tax money. What other industry is given a guaranteed profit margin by the U.S. government?
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#1423
Dec 10, 2013
 

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Memo From Turner wrote:
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It went over your head. If you were a consumer you would know more about the topic.
Again, you don't stick to the topic, and choose to belabor the issue.
As a CONSUMER I'm interested in my policy premiums, and what my coverage is. If I had any money from my 401(k) invested in healthcare stocks, then I'd be interested in the value of the stock. At this point, all that I care about is how much out of pocket I'm going to be paying.

To offend someone's sensibilities because you don't agree with them is precisely why folks on this forum generalize when responding to you, it's simply not an efficient use of one's time to respond to most of your comments.
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#1424
Dec 10, 2013
 

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Dee Dee Dee wrote:
<quoted text>
I guess he was pointing out how Obamacare is expected to be a windfall for the insurance industry. That is no surprise since the government guarantees them a profit backed with tax money. What other industry is given a guaranteed profit margin by the U.S. government?
Absolutely! But how he jumps from Point "A" to Point "C" is odd. Big government is one difference between Democrats and Republicans, as Republicans are in favor of less government intrusiveness into our lives, and our budgets. I guess folks like him are happy to have more money taken from them, if it helps to make them feel that they're actually contributing something of value to society. I, personally, would rather donate to charities directly, instead of having the government mandate what programs should be managed at that level. It's obvious that "Obamacare" was set up as a redistribution of wealth, another scheme to take from the producers and give to the takers.
Memo From Turner

Bellmore, NY

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#1425
Dec 10, 2013
 

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OneRepublic wrote:
<quoted text>
Again, you don't stick to the topic, and choose to belabor the issue.
As a CONSUMER I'm interested in my policy premiums, and what my coverage is. If I had any money from my 401(k) invested in healthcare stocks, then I'd be interested in the value of the stock. At this point, all that I care about is how much out of pocket I'm going to be paying.
To offend someone's sensibilities because you don't agree with them is precisely why folks on this forum generalize when responding to you, it's simply not an efficient use of one's time to respond to most of your comments.
As a consumer? You said before you have a company policy so apparently you have never bought insurance before. Based on you past posts you should be studying how insurance works in general before concerning yourself with minor administrative changes in how individuals purchase insurance.

I have to be honest. I never though of you as the next Emily Post. It is mostly just snarky comments whenever you don't understand the topic.
Memo From Turner

Bellmore, NY

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#1426
Dec 10, 2013
 

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OneRepublic wrote:
<quoted text>
Absolutely! But how he jumps from Point "A" to Point "C" is odd. Big government is one difference between Democrats and Republicans, as Republicans are in favor of less government intrusiveness into our lives, and our budgets. I guess folks like him are happy to have more money taken from them, if it helps to make them feel that they're actually contributing something of value to society. I, personally, would rather donate to charities directly, instead of having the government mandate what programs should be managed at that level. It's obvious that "Obamacare" was set up as a redistribution of wealth, another scheme to take from the producers and give to the takers.
If you do not consider trans-vaginal probes to be "intrusive" then you certainly are a Republican.

http://thinkprogress.org/health/2013/02/07/15...
ima-Ilis Myka Ashanti

El Paso, TX

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#1427
Dec 10, 2013
 

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Memo From Turner wrote:
<quoted text>
It is sad how little the English language means to right wingers. They just throw around words they do not understand and ultimately they have no meaning whatsoever. I guess when you no longer believe in math, science or history then language doesn't matter either.
clueless as usual! if this poster's words have no meaning why do his words bother you to the point you have to throw in your worthless MEANINGLESS comment? But guess what? his words make more sense than yours!
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#1428
Dec 10, 2013
 

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Memo From Turner wrote:
<quoted text>
As a consumer? You said before you have a company policy so apparently you have never bought insurance before. Based on you past posts you should be studying how insurance works in general before concerning yourself with minor administrative changes in how individuals purchase insurance.
I have to be honest. I never though of u as the next Emily Post. It is mostly just snarky comments whenever you don't understand the topic.
Have you ever worked for a company? or are you a career bureaucrat? I, as an employee, although I have insurance through my employer, pay into it, I have my choice between HMO/PPO and 4 different companies to choose from after that. Or, I could decide to forego my employer SPONSORED plan and purchase on the open market. I understand the topic just fine, what I don't understand is how you confuse the issue with your so-called logic.

I wonder if you've ever actually worked for a living, or if you've been sponsored through life by government benefits.
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#1429
Dec 10, 2013
 

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Memo From Turner wrote:
<quoted text>
If you do not consider trans-vaginal probes to be "intrusive" then you certainly are a Republican.
http://thinkprogress.org/health/2013/02/07/15...
And you must be a Democrat if you

think a 50 year old woman needs maternity coverage. what they heck! let's just cover everything for everyone, why don't we?!

It's a fact getting harder to dispute by the day, Obamacare is a disaster, one that I, thankfully, don't have to participate in. I do feel for those folks who are now in the open market, looking for an affordable plan that makes sense for their circumstances, not yours.
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#1430
Dec 10, 2013
 

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Memo From Turner wrote:
<quoted text>
As a consumer? You said before you have a company policy so apparently you have never bought insurance before. Based on you past posts you should be studying how insurance works in general before concerning yourself with minor administrative changes in how individuals purchase insurance.
I have to be honest. I never though of you as the next Emily Post. It is mostly just snarky comments whenever you don't understand the topic.
Oh, and those of us on employer-sponsored plans do indeed see ourselves as consumers, as our paychecks go into making the premium payments every month. Nothing in life is free, dear,unless you're on the government dime, and then the cost transfers to taxpaying citizens like myself.
Memo From Turner

Bellmore, NY

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#1431
Dec 10, 2013
 

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OneRepublic wrote:
<quoted text>
Have you ever worked for a company? or are you a career bureaucrat? I, as an employee, although I have insurance through my employer, pay into it, I have my choice between HMO/PPO and 4 different companies to choose from after that. Or, I could decide to forego my employer SPONSORED plan and purchase on the open market. I understand the topic just fine, what I don't understand is how you confuse the issue with your so-called logic.
I wonder if you've ever actually worked for a living, or if you've been sponsored through life by government benefits.
Ah ha ha ha ha. The old welfare dig. How silly and unoriginal. If you really must know I worked for several companies. Then I started my own company. It soon grew and before long I had companies located in five different countries. I sold them and retired at a ridiculously early age. Then I got bored. Now I mostly just write, consult, collect dividend checks and go on speaking tours. It is not so much for the money. It just gives me a chance to travel.

Why are you still working for a company? What went wrong?

Anyway, I have seen insurance from many different perspectives. Now I purchase my insurance on the individual market.

Choosing between several different options in a group plan takes a little research, but it is a whole lot different than purchasing insurance on the individual market before the ACA. Group plans vary a little, but they are all good options. On the individual market it is much different. In New York there were a total of six policies available. That's it for everybody in the state. Unless somebody in your family has a pre-exisitng condition. In that case there were no polices to chose from. A couple of policies cost close to $2000 per month per person. These were good plans. There were a couple for about $300 a month, but these were the bogus plans that got cut.$10,000 deductibles and very little actual coverage. That left a total of 2 plans to choose from and these cost about $1000 per moth per person. Not good choices.

Now thanks to the ACA these individual market polices are being bundled together as group plans just like you have. That's all. Other people are now able to buy the same type of policy as your company provides.

In my case I went from having a choice of two bad policies to now having a choice of 119 different policies to chose from. All are much better then my present policy and they all cost less then my current policy. My insurance bill will go down by over 50% next month. Oh the horrors of the ACA. How dare Obama leave me with all of this extra money.
Memo From Turner

Bellmore, NY

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#1432
Dec 10, 2013
 
OneRepublic wrote:
<quoted text>
And you must be a Democrat if you
think a 50 year old woman needs maternity coverage. what they heck! let's just cover everything for everyone, why don't we?!
It's a fact getting harder to dispute by the day, Obamacare is a disaster, one that I, thankfully, don't have to participate in. I do feel for those folks who are now in the open market, looking for an affordable plan that makes sense for their circumstances, not yours.
Here is a little insurance trivia for you. No company has every offered a gender specific or age specific policy. No company.

Don't worry about us people on the "open market". We are loving every minute of this. I just wish they would have implemented the ACA years ago.
Memo From Turner

Bellmore, NY

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#1433
Dec 10, 2013
 

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OneRepublic wrote:
<quoted text>
Oh, and those of us on employer-sponsored plans do indeed see ourselves as consumers, as our paychecks go into making the premium payments every month. Nothing in life is free, dear,unless you're on the government dime, and then the cost transfers to taxpaying citizens like myself.
Some things in life are free and in your case most of your medical insurance is free. When companies ask employees to contribute towards their insurance they generally only pay about 10% of the total premium. The company pays the rest.
spud

Bangor, PA

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#1434
Dec 10, 2013
 

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Memo From Turner wrote:
<quoted text>
If you do not consider trans-vaginal probes to be "intrusive" then you certainly are a Republican.
http://thinkprogress.org/health/2013/02/07/15...
You didn't seem to mind when the Democrats installed mind controlling probes on you. What's the big deal?
Dee Dee Dee

Emmaus, PA

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#1435
Dec 11, 2013
 
Memo From Turner wrote:
<quoted text>
Some things in life are free and in your case most of your medical insurance is free. When companies ask employees to contribute towards their insurance they generally only pay about 10% of the total premium. The company pays the rest.
10% that is funny. While that was true 15 or 20 years ago unless you work in a unionized government job that figure is way off. Of course as those of us who work know the entire cost of company sponsored health plans are part of a compensation package. For those of you with simple minds that means health insurance is part of your pay just like life insurance, vacation, sick days, etc.
Dee Dee Dee

Emmaus, PA

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#1436
Dec 11, 2013
 

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Memo From Turner wrote:
<quoted text>
Here is a little insurance trivia for you. No company has every offered a gender specific or age specific policy. No company.
Don't worry about us people on the "open market". We are loving every minute of this. I just wish they would have implemented the ACA years ago.
Of course those who are getting subsidies from the tax payer to cover their health costs like it. It is those of us who have to pay for your insurance that don't like it. Especially since we have to pay for our insurance also.
Here in Pa there was a 20% increase in Medicaid applicants since Obamacare took effect.
Dee Dee Dee

Emmaus, PA

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#1437
Dec 11, 2013
 

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spud wrote:
<quoted text>You didn't seem to mind when the Democrats installed mind controlling probes on you. What's the big deal?
He did scream a bit when they removed half his brain to make room for it.
Dee Dee Dee

Emmaus, PA

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#1438
Dec 11, 2013
 

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Memo From Turner wrote:
<quoted text>
Ah ha ha ha ha. The old welfare dig. How silly and unoriginal. If you really must know I worked for several companies. Then I started my own company. It soon grew and before long I had companies located in five different countries. I sold them and retired at a ridiculously early age. Then I got bored. Now I mostly just write, consult, collect dividend checks and go on speaking tours. It is not so much for the money. It just gives me a chance to travel.
Why are you still working for a company? What went wrong?
Anyway, I have seen insurance from many different perspectives. Now I purchase my insurance on the individual market.
Choosing between several different options in a group plan takes a little research, but it is a whole lot different than purchasing insurance on the individual market before the ACA. Group plans vary a little, but they are all good options. On the individual market it is much different. In New York there were a total of six policies available. That's it for everybody in the state. Unless somebody in your family has a pre-exisitng condition. In that case there were no polices to chose from. A couple of policies cost close to $2000 per month per person. These were good plans. There were a couple for about $300 a month, but these were the bogus plans that got cut.$10,000 deductibles and very little actual coverage. That left a total of 2 plans to choose from and these cost about $1000 per moth per person. Not good choices.
Now thanks to the ACA these individual market polices are being bundled together as group plans just like you have. That's all. Other people are now able to buy the same type of policy as your company provides.
In my case I went from having a choice of two bad policies to now having a choice of 119 different policies to chose from. All are much better then my present policy and they all cost less then my current policy. My insurance bill will go down by over 50% next month. Oh the horrors of the ACA. How dare Obama leave me with all of this extra money.
What happened to the $3800.00 a month plan you claimed you had? I guess that was just another lie. You said you insurance was going from $3800.00 a month to $300.00 now it is $1000.00 to $500.00. Seems you can't keep your story straight. No wonder you cannot find a job.
truth facts

Delaware, OH

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#1439
Dec 11, 2013
 
The desperation,the desperation.365,000 have signed up,WHAT?Signed up,but not paid.Meaning they do not have insurance.For those that think they can dispute that,those are kathleen Sypillous own words.Their goal was 3.3 million by Dec 23.Oh,Obozo should have put a red line on that,people would have crossed it.
Memo From Turner

Bellmore, NY

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#1440
Dec 11, 2013
 
Dee Dee Dee wrote:
<quoted text>
10% that is funny. While that was true 15 or 20 years ago unless you work in a unionized government job that figure is way off. Of course as those of us who work know the entire cost of company sponsored health plans are part of a compensation package. For those of you with simple minds that means health insurance is part of your pay just like life insurance, vacation, sick days, etc.
Now which story are you going with today? A few week ago you had a group plan and you had to pay your employer thousands of dollars a month for it. Seemed kind of step, but you got testy if anybody questioned it. Then a little while later you were saying that you did not pay one cent for your plan. Apparently on that day anybody with a reputable job did not have to pay anything.

I would guess the 10% figure is somewhere between zero dollars and thousands of dollars, but with your ever evolving insurance plan it is hard to tell.
Memo From Turner

Bellmore, NY

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#1441
Dec 11, 2013
 

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Dee Dee Dee wrote:
<quoted text>
What happened to the $3800.00 a month plan you claimed you had? I guess that was just another lie. You said you insurance was going from $3800.00 a month to $300.00 now it is $1000.00 to $500.00. Seems you can't keep your story straight. No wonder you cannot find a job.
Numbers are not your thing are they? That is $1000 per person. I would walk you through the math, but you would not be able to follow it.

The rest of the numbers you just made up. How lame.

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