Car Insurance Law: Wisconsin drivers with no insurance to face heft...

Full story: Fox6

If you don't have car insurance you'll need it. For the first time in Wisconsin, it will soon be the law.

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Peter Passante

Minneapolis, MN

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#1
May 17, 2010
 

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If everyone is going to be required to have insurance:

WHY DOES THE STATE ALSO MANDATE UNINSURED AND UNDERINSURED COVERAGE??????????
sse

Oconomowoc, WI

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#2
May 17, 2010
 

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What about people who can't afford insurance cause they lost there job, and they need to put food on the table. I dont have that issue, but I am concerned for people who are struggling.
Johnny

United States

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#3
May 17, 2010
 

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Approx $200 every 6 months for liability insurance. Thats about $34 a month. Doesnt sound like much, but for the people who lost jobs or who are just squeaking by, i understand the burden it can cause.
John Q

United States

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#4
May 17, 2010
 
Motorcycle coverage in 2008 was $155 for 12 months.
Last year that jumped to $170 for 12 months. NOW, with mandatory insurance for 12 months... mind you NEVER a claim. Never a ticket while riding...nothing, is $390 for 12 months. I'm on a fixed income. We need every penny. I can NOT afford that increase. SO I like many many many others, will roll the dice and drive without. Sorry, I had "good coverage" all my life. But I just can't swing these high price hikes and I dropped my coverage.
Amy

Sussex, WI

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#5
May 17, 2010
 
what makes them think thats going to make people get insurance..It seems to me with the rates constantly going up, that more people will be without. We are one of the those families with someone unemployed and just cant afford more money.. My tree is empty in the backyard, and the state/government just think i can pull money out of my a-ss
maynardstowing

Milwaukee, WI

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#6
May 17, 2010
 
People will get a $500 THE 1ST TIME and when they can't pay it they lose there D.L AND the next time it's even more tickets.
DO they have any clue what that will do to our courts? Or how many will go to jail? Also make it more money when you can afford it.

HOW MANY -HIT & RUNS DO YOU SEE COMING?---ALOT.

HOW MANY POLICE CHASE'S COMING?--- ALOT.
New Berlin

Milwaukee, WI

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#7
May 17, 2010
 

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I don't see madatory Ins. as actually working. Aren't our jails over booked already?
Nick

Dayton, OH

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#8
May 17, 2010
 

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Are you people serious? Wisconsin is one of two states that currently does not require auto insurance. ONE OF TWO!!!! In its simplest sense, auto insurance is smart planning planning that can help protect you from expensive, sometimes devastating surprises. Think of auto insurance as part of your total financial plan; a powerful tool that can help:

-Safeguard the investment you've made in your car

-Pay for medical bills after an accident

-Shield you from the costly damages of an accident-related lawsuit

-Guard the valuable assets you've worked hard to collect (such as your home, retirement funds, stock or bond investments, etc.)

-Protect you from uninsured or under-insured motorists

-Pay for damage repairs due to theft, vandalism, or natural disasters; and, of course,

-Strengthen your peace of mind, every time you take to the road.

If you can't act like a responsible adult & be prepared for situations that you have no control over... you should not be driving in the first place.
RikiF

Milwaukee, WI

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#9
May 17, 2010
 
Watch how much liability insurance will go UP! Also, check on being penalized for not have prior insurance when getting insurance. I got nailed (have always had insurance), but, when I moved to WI and did not have a car for a couple of months, I got penalized for not having consecutive insurance.
thanks dad

Sussex, WI

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#10
May 17, 2010
 

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Nick wrote:
Are you people serious? Wisconsin is one of two states that currently does not require auto insurance. ONE OF TWO!!!! In its simplest sense, auto insurance is smart planning planning that can help protect you from expensive, sometimes devastating surprises. Think of auto insurance as part of your total financial plan; a powerful tool that can help:
-Safeguard the investment you've made in your car
-Pay for medical bills after an accident
-Shield you from the costly damages of an accident-related lawsuit
-Guard the valuable assets you've worked hard to collect (such as your home, retirement funds, stock or bond investments, etc.)
-Protect you from uninsured or under-insured motorists
-Pay for damage repairs due to theft, vandalism, or natural disasters; and, of course,
-Strengthen your peace of mind, every time you take to the road.
If you can't act like a responsible adult & be prepared for situations that you have no control over... you should not be driving in the first place.
thanks for the update "Dad"...some people just cant afford the rediculous prices they charge for insurance with the economy the way it is...
Nick

Dayton, OH

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#11
May 17, 2010
 

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thanks dad wrote:
<quoted text>
thanks for the update "Dad"...some people just cant afford the rediculous prices they charge for insurance with the economy the way it is...
If you can't afford the insurance, don't drive. Need a job? Walmart is hiring... McDonalds is hiring...
Johnny

United States

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#12
May 17, 2010
 

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Nick wrote:
<quoted text>
If you can't afford the insurance, don't drive. Need a job? Walmart is hiring... McDonalds is hiring...
nope, walmart not hiring and Mcdonalds only hires kids.Macs not hiring right now
Nicksamoron

Sussex, WI

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#13
May 17, 2010
 

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Nick wrote:
<quoted text>
If you can't afford the insurance, don't drive. Need a job? Walmart is hiring... McDonalds is hiring...
Dude, your just a clueless moron
Jammie

Sussex, WI

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#14
May 17, 2010
 

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so if my employer is 30-45 minutes away with no bus route/no train and if i dont go to work i can afford the insurance..now what...hmmmmmmmmmmmmmmm..quit my job cause i cant afford insurance, sorry dude, i'm driving without it..
meohmy

Watertown, WI

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#15
May 17, 2010
 

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You are right. Neither Wal Mart or McDonalds are hiring. The recession has caused people to cut back on eating out. And people are cutting back on what they go shopping. My husband has been trying to find a job for quite some time. He does lawn mowing on the side, plus he fixes up lawn mowers that he gets cheap and resells them. I just lost my job almost 3 weeks ago. My unemployment barily pays the bills. Now you want to cough up money I don't have to get insurance. All we have is '84 Dodge Ram pickup. If Wisconsin wants me to have insurance, let them pay for it. They make enough on the taxpayers money.
Mil-town boy

Chicago, IL

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#16
May 17, 2010
 

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Johnny wrote:
Approx $200 every 6 months for liability insurance. Thats about $34 a month. Doesnt sound like much, but for the people who lost jobs or who are just squeaking by, i understand the burden it can cause.
yeah maybe in your neighborhood, but in the city it's going to be much higher.

My insurance jumped over $100 a month because of this mandate. I'm currently uninsured because of this. I can't afford insurance in the city of Milwaukee.

The courts are going to be full of people with no insurance.
meohmy

Watertown, WI

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#17
May 17, 2010
 
And they are going to wonder why. It is called recession. Maybe if the government will quit chasing or jobs away, people won't be laid off, and they could afford insurance. Give us jobs, don't spend what little money we have left.
a mom

United States

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#18
May 17, 2010
 

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Taco Bell is "always hiring". Most fast food places will tell you the same. If you have ANY history in fast food, you will get hired. I am a manager at a Taco Bell, and we have hired 4 people just this week.
meohmy

Watertown, WI

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#19
May 17, 2010
 
They pay only minimum wage. I make more with unemployment in a week than I would there. Plus I would need insurance and I doubt they offer any insurance and if they do, it would take a good chunk out, leaving me not much to live on. My last job paid me over $12 an hour. I had to put in at least 60 hours a week to make ends meet. No job at a fast food is going to cut it for me.
People amaze me

Waukesha, WI

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#20
May 17, 2010
 

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meohmy wrote:
They pay only minimum wage. I make more with unemployment in a week than I would there. Plus I would need insurance and I doubt they offer any insurance and if they do, it would take a good chunk out, leaving me not much to live on. My last job paid me over $12 an hour. I had to put in at least 60 hours a week to make ends meet. No job at a fast food is going to cut it for me.
Why work when the govt. will give me $ for free?! Taco Bell pays more then min. wage.

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