8 Identity Theft Protection Measures You Can Use Today
Posted in the Criminal Justice Forum
Since: Oct 14
#1 Oct 7, 2014
These days, identity theft continues to be a problem that both individuals and businesses are struggling to overcome. The consequences of identity theft can leave one picking up the bill for the expensive extravagances of the thief. Common items purchased through identity theft include home loans, car loans, and even credit cards. Further, extreme identity thieves could even take assets out of bank accounts, commit crimes in another person's name, or damage one's reputation. For this reason, it is important for individuals and even businesses to employ identity theft protection measures in order to prevent these challenges.
1. Don't Give out Social Security Number
To fight identity theft, one of the most important things that people need to do is to avoid giving out their Social Security number. Identity thieves will need this information in order to open new accounts, take out loans, and do transactions in your name. From time to time, individuals may be asked to give out this information. However, those that want to avoid identity theft shouldn't give this out unless it is absolutely necessary.
2. View Emails with Skepticism
Another common source of identity theft is scams through email. These may come looking very legitimate and can fool even the most experienced experts. Whenever an email is asking for personally identifiable information, one should never respond directly to the email. Instead, give the company or individual a call to confirm that the email is legitimate before proceeding. Never send a Social Security number through email.
Identity Theft Protection Services http://www.identitytheftaid.org/identity-thef...
ID Theft Victim Assistance - http://www.identitytheftassistance.org/
FTC Identity Theft Site - http://www.consumer.ftc.gov/features/feature-...
3. Secure Online Accounts
Most people have hundreds or even thousands of accounts that they have opened over the years online. Unfortunately, these can give identity thieves clues that they need in order to steal one's identity. For this reason, it is important that passwords used on these accounts are unique and difficult to crack.
4. Update Digital Devices
Many security vulnerabilities in operating systems or software can give technically savvy hackers the ability to extract sensitive information. Even if these individuals don't plan to use this themselves, they can still sell it on the black market for a quick profit. For this reason, those who want to avoid identity theft should always change passwords on a regular basis.
5. Activate Credit Card Alerts
Many credit card companies today offer alerts that individuals can use to notify them of unusual activity. Since identity theft might occur quickly, simply waiting for the monthly bill to come is most likely insufficient. Instead, individuals should give their credit card company a call to see what types of security services they offer in case these cards are compromised. Many credit card companies offer guarantees in the case of fraud, but it is not uncommon that the user could still be liable for certain types of identity theft.
6. Shred Important Documents
Another one of the most common ways that identity theft happens is through discarded documents. Most people and even businesses throw away their documents without shredding them, assuming that nothing will happen. Unfortunately, many identity thieves exploit this as an opportunity to uncover accounts and personal information.
9. Lock Your Mailbox
Most cities allow individuals to get mailboxes that have individualized keys. Mail carriers simply use the key received from the homeowner to deposit mail. Another option is to get a mailbox that just has a small opening, rather than an easy to open door that identity thieves can exploit.
Since: Dec 14
#3 Dec 31, 2014
These are very useful tips to remain secure and protect information from theft.
#4 Feb 27, 2015
One of the real dangers of identity theft is when criminals obtain Protected Health Information (PHI), and other vital medical records. Your date of birth, social security number, home address – all of this, and more, is so incredibly sensitive that when it falls into the wrong hands it’s a disaster waiting to happen. Always ensure the safety and security of PHI and all other sensitive information by being vigilant as to who you give your information to. Never assume anything – ask if you are unsure. And remember, unlike credit cards that can be easily replaced, we all only have one date of birth, one social security number, so being breached has massive ramifications for years. Heather at http://www.hipaapoliciesandprocedures.com
#5 Aug 25, 2015
In my last house we experienced a lot of mail theft and so we invested in a locking mailbox. It helped a ton! We were able to feel secure about the handling of our mail. I live in a different neighborhood now and, despite how safe I feel here, I am really considering getting another one. http://www.lockedmail.com
#8 Apr 22, 2016
I had my identity stolen about a year ago, and it was an absolute financial nightmare. We're talking credit cards, loans, the whole enchilada. I wish there was a better way to secure our identity. I'm very skeptical about services that claim to do so such as Lifelock. Here's an article I came across yesterday with some of the top ways that scammers get a hold of one's identity: http://www.idtheftauthority.com/guides/popula...
#12 Dec 27, 2016
I went through the same thing about 18 months ago and it was the worst thing I've ever had to deal with. It took months of calling and emailing to get everything sorted out. If I had just bit the bullet and signed up for identity protection before my id was stolen, the damage surely would have been minimized. Everyone should read this http://www.stopidentityfraud.org/credit-monit... and get signed up for a free or paid service immediately. It won't stop your identity from being stolen, but it will make the damage much less if it does happen.
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