Supreme Court's 5-4 decision on healt...

Supreme Court's 5-4 decision on health care law hands Obama a victory, GOP 'a cause'

There are 269 comments on the The Daily American story from Jun 28, 2012, titled Supreme Court's 5-4 decision on health care law hands Obama a victory, GOP 'a cause'. In it, The Daily American reports that:

The Supreme Court on Thursday upheld the vast majority of President Barack Obama 's historic health care overhaul, including the hotly debated core requirement that virtually all Americans have health insurance.

Join the discussion below, or Read more at The Daily American.

“your life is great”

Since: Aug 09

you poop in clean water

#189 Jul 1, 2012
LookingToEscape wrote:
<quoted text>
What they make will not radically change the cost of healthcare one way or the other.
actually, it will.
.
currently over 40% of your premium goes toward the insurance companies overhead.
soon it will be closer to 20%, which means no more huge bonuses for the CEO's.
(I predict most of them will "step-down" in the next couple of years)

“your life is great”

Since: Aug 09

you poop in clean water

#190 Jul 1, 2012
LookingToEscape wrote:
<quoted text>
What they make will not radically change the cost of healthcare one way or the other.
Nearly 13 million Americans will receive a rebate this summer because their insurance company spent too much of their premium dollars on administrative costs or CEO bonuses.

“your life is great”

Since: Aug 09

you poop in clean water

#193 Jul 1, 2012
McGruff wrote:
<quoted text>
it isn't a tax cut at all. It is a massive tax increase and your premiums and your taxes are going up. Way way up. Millions will be added to medicaid. How will that be paid for? Millions with pre-existing conditions will be added to insurance rolls. That will increase your premiums. Millions are going to be dropped from their employers ins and added to gov ins. These gov ins will like all gov doings lose money. Who is going to pay for that? Your taxes. Yes you personally will pay more, much much much more.
If I didn't have ins I would just pay the penalty. When and if I got in an accident or a serious health problem then I would buy insurance. That way I would get much greater benefits without really paying.
Many people don't have insurance and they pay cash when at the dr. They are not free loaders. Not owning an insurance policy doesnt make one a freeloader.
by "mandating" that everyone has insurance the supply/demand ratio changes.
.
more healthy people purchasing coverage offsets the costs for sickly people.
.
.
but you go ahead and think what you want, or maybe I should say what you're told to think, and continue to complain about something that the SCOTUS has deemed constitutional.
.
.
.
on who's behalf are you complaining anyway?
if you're paying more than 8% of your AGI toward healthcare, then you'll end up saving money because of this.

Since: Dec 07

Clermont, Florida

#194 Jul 1, 2012
anneutral wrote:
<quoted text>
actually, it will.
.
currently over 40% of your premium goes toward the insurance companies overhead.
soon it will be closer to 20%, which means no more huge bonuses for the CEO's.
(I predict most of them will "step-down" in the next couple of years)
If your prophecy is close to accurate, then I predict that may be the plan...then Government can take over all insurance companies. And Socialism is revealed in its naked form!

Since: Dec 07

Clermont, Florida

#195 Jul 1, 2012
McGruff wrote:
<quoted text>
it isn't a tax cut at all. It is a massive tax increase and your premiums and your taxes are going up. Way way up. Millions will be added to medicaid. How will that be paid for? Millions with pre-existing conditions will be added to insurance rolls. That will increase your premiums. Millions are going to be dropped from their employers ins and added to gov ins. These gov ins will like all gov doings lose money. Who is going to pay for that? Your taxes. Yes you personally will pay more, much much much more.
If I didn't have ins I would just pay the penalty. When and if I got in an accident or a serious health problem then I would buy insurance. That way I would get much greater benefits without really paying.
Many people don't have insurance and they pay cash when at the dr. They are not free loaders. Not owning an insurance policy doesnt make one a freeloader.
Re your last paragraph..my daughter and SIL own a small business...they've almost lost their house, still owe the IRS big bucks, and could no longer afford insurance for employees or themselves...laid off all employees. Medical intervention was a necessity for some of the family and they paid cash..but because they were self-pay (right then, right there) they only paid 1/2 of what an insurance company would have been billed. It was the same for lab work, xrays, even a sonogram, as well as dr visits. They are the farthest thing from freeloaders I've ever known. But they would still feel better if they had insurance.

Since: Dec 07

Clermont, Florida

#196 Jul 1, 2012
anneutral wrote:
<quoted text>
by "mandating" that everyone has insurance the supply/demand ratio changes.
.
more healthy people purchasing coverage offsets the costs for sickly people.
.
.
but you go ahead and think what you want, or maybe I should say what you're told to think, and continue to complain about something that the SCOTUS has deemed constitutional.
.
.
.
on who's behalf are you complaining anyway?
if you're paying more than 8% of your AGI toward healthcare, then you'll end up saving money because of this.
"more healthy people purchasing coverage offsets the costs for sickly people."

And I'll bet there are a bunch of twenty-somethings that never buy insurance. It will be far less expensive for them to pay the $95 tax penalty than to pay for insurance coverage.

“your life is great”

Since: Aug 09

you poop in clean water

#198 Jul 1, 2012
Dismayed wrote:
<quoted text>
If your prophecy is close to accurate, then I predict that may be the plan...then Government can take over all insurance companies. And Socialism is revealed in its naked form!
I don't think so, Insurance companies are going to get new "clients" by the thousands, potentially doubling their current enrollment, so they still stand to rake in tons of cash.
.
and I think if the US govt REALLY wanted to move us toward socialized medicine, they would have mandated the expansion of Medicaid to include every financial level.
but that's not what they did at all, they mandated that private citizens purchase coverage from private corporations.
.
as an example, my family of four has coverage that we pay about 10% of our household AGI for.
my kids go for their regular yearly checkups, and maybe get sick 2-3 times a year.
my husband and I get sick maybe once or twice a year.
so, collectively, we go to the doctor about 12 times a year.
my premiums MORE than cover what the doctor would be charging me, which means that I'm paying, through my premiums and co-pays, for another family's coverage.
.
in theory, that should change due to the clause that requires 80% of my premiums to go towards my care.
do I believe I'll be getting a check from Aetna? no, not really.
stranger things have happened though.

“your life is great”

Since: Aug 09

you poop in clean water

#199 Jul 1, 2012
McGruff wrote:
<quoted text>
no one is going to save money. The majority of the people added to insurance are going to be people the government subsidises the premium or pays it all flat out. There isn't going to be any savings. But you go right ahead and believe the lies obammy has told about it. He has been caught in several whoppers already.
There wont be any supply demand ratio change. More people who have per-existing conditions will be added with huge costs associated with them.
I haven't even mentioned that 20 to 30 million people more are going to the same number of doctors and the problems that is going to cost all of us. It is simplistic to think that gov can make everything better just by passing a law they lied about to get passed in the first place.
yeah, right, because I take the WH's word on ANYTHING!!!!

(hahahahhahahahhahahahhahahaha hhahahahhaha)
guess what dude, I actually DID read it back in 2010, and although cost savings wont be realized for the next few years, in the long-term it will save money for regular folks like me.

“your life is great”

Since: Aug 09

you poop in clean water

#200 Jul 1, 2012
McGruff wrote:
<quoted text>
no one is going to save money. The majority of the people added to insurance are going to be people the government subsidises the premium or pays it all flat out. There isn't going to be any savings. But you go right ahead and believe the lies obammy has told about it. He has been caught in several whoppers already.
There wont be any supply demand ratio change. More people who have per-existing conditions will be added with huge costs associated with them.
I haven't even mentioned that 20 to 30 million people more are going to the same number of doctors and the problems that is going to cost all of us. It is simplistic to think that gov can make everything better just by passing a law they lied about to get passed in the first place.
wait a minute there son.
are you saying that universal healthcare is bad because more people will have access to doctors?
or are you saying it's bad because people with pre-existing conditions will actually be able to get coverage?
.
really dude?
(psst, I've a secret for you, the medical industry only became "for-profit" when insurance companies became the norm, up until then, it wasn't about the money. it was about care)

Since: Mar 08

Allentown, PA

#201 Jul 1, 2012
anneutral wrote:
<quoted text>
Nearly 13 million Americans will receive a rebate this summer because their insurance company spent too much of their premium dollars on administrative costs or CEO bonuses.
You get what you pay for.
.
You have been pretty much giving me the Obama press release information.

“your life is great”

Since: Aug 09

you poop in clean water

#205 Jul 1, 2012
McGruff wrote:
<quoted text>
no it won't happen. Your cost will go up and up. Just keep buying obammys lies.
so when your costs go down, will you be coming on Topix to say so?
because if mine go up I sure will be.

“your life is great”

Since: Aug 09

you poop in clean water

#206 Jul 1, 2012
McGruff wrote:
<quoted text>
yea right. When you have to get an appointment two months in advance or can't get the surgery you need in a timely fashion then maybe you will see things in another light.
I am saying people with Pre- existing conditions will cause your insurance premiums to sky rocket. That's what I am saying. Insurance companies are no longer allowed to charge them more. That's like an auto ins company not being allowed to charge bad drivers more. You are going to pay.
But the real increase is going to be your tax burden. Millions are being added to
Medicaid. That you will pay. You personally will pay unless you are one of them.
wow.
are you the "death panel" that Sarah and Rush keep talking about?
Stoneman

Boise, ID

#207 Jul 1, 2012
There's a really simple solution to the health care problem that nobody has the huevos to bring up.

Everybody is fighting tooth and nail about who is going to pay for the enormous expense of getting medical care-- the lefties want to dump the all the cost on Evil Rich people, the right wants to spread out the cost among the people getting the treatment.

Why not make it simple? Remove the obligation of any doctor or hospital to treat somebody who won't/can't pay for the service except EXTREMELY rudimentary care for "indigents". In other words if you don't have insurance and you don't have the money, you aren't going to get much treatment. Some, but not much.

If you show up without insurance your assets, bank account and investments will be liquidated first THEN you will receive indigent care from there on out.

You would be surprised how many people who refuse to buy insurance today would find a way to save money for medical care if they knew they would be out of luck in an emergency otherwise.

Then the cost of treatment goes down for everybody because people WITH insurance will no longer be paying for those WITHOUT.

Simple.
Jumper

Morgantown, KY

#208 Jul 1, 2012
Everything has already been planned for us.

“your life is great”

Since: Aug 09

you poop in clean water

#210 Jul 1, 2012
McGruff wrote:
<quoted text>
no. Because they aren't going down. Are you ready to discuss how many people are going to lose their jobs because of this?
but I thought that it meant more jobs, as insurance companies will need more people to handle the increased load.
and because the IRS will need to hire "15,000" more agents.
.
or are you talking about the business owners that will lay off workers with the excuse that healthcare is costing them too much?
my employer doesn't pay any portion of my coverage, he just offers me a group to join.
and not a very good one either, too many women means our premiums are through the roof.
doesn't matter to him either way.

“your life is great”

Since: Aug 09

you poop in clean water

#211 Jul 1, 2012
McGruff wrote:
<quoted text>
no. Because they aren't going down. Are you ready to discuss how many people are going to lose their jobs because of this?
are you being a hypocrite?
you would come on here and bash-bash-bash, but if your rates did end up going down you wouldn't admit it?
that's totally weak.

Since: Mar 08

Allentown, PA

#212 Jul 1, 2012
anneutral wrote:
<quoted text>
Nearly 13 million Americans will receive a rebate this summer because their insurance company spent too much of their premium dollars on administrative costs or CEO bonuses.
http://www.washingtonpost.com/blogs/fact-chec...

“your life is great”

Since: Aug 09

you poop in clean water

#215 Jul 1, 2012
LookingToEscape wrote:
&#8206;17. Obamacare Tax on Health Insurers (Tax hike of $60.1 bil/takes effect Jan. 2014): Annual tax on the industry imposed relative to health insurance premiums collected that year. Phases in gradually until 2018. Fully-imposed on firms with $50 million in profits.
.
18. Obamacare $500,000 Annual Executive Compensation Limit for Health Insurance Executives (Tax hike of $0.6 bil/takes effect Jan 2013)

and...
as your article said,
" But there is less to this than meets the eye. First of all, the new estimate is based on a different budget window and it is an 11-year number, not a 10-year number like the original estimate. So the two estimates are not comparable."

“your life is great”

Since: Aug 09

you poop in clean water

#216 Jul 1, 2012
McGruff wrote:
<quoted text>
it matters to many employers. Perhaps you haven't seen the cbo report on how many will lose their jobs.
http://newsbusters.org/blogs/matthew-sheffiel...
Perhaps you don't understand that many insurance companies will end up out of business. People with per-existing conditions will cost more, much more than the added premiums. Unless of course they increase the cost of your insurance. And many companies will do so. Your cost are going up.
so your theory is that even though millions more will be seeking insurance, that insurance companies will go out of business.
and you don't think new ones will "pop-up" to take their place.
.
as for rates going up, you don't think that people being able to choose not only their plan, but their provider as well will create a competitive market?
or that being able to get insurance through another state will create a competitive market?
.
people with pre-existing conditions will cost more, but insuring young healthy people will offset those costs, because that's how math works.
.
.
and......., whenever I read about what the GOP is going to do, they talk about repealing it, but keeping the pre-existing condition clause, as well as the part about parents keeping their kids on until they're 26. the only part they really want to repeal is that part that actually pays for it, you know the "21 taxes". I've read through them and only 1 affects me directly.
.
.
my employer doesn't pay any portion of my coverage, so, in theory, nothing will change for me, except that he has less than 50 employees, so he may tell us all to find our own plans, so many that I work with don't like Aetna (our carrier), their coverage is okay, but their customer service department is sorely lacking.

“your life is great”

Since: Aug 09

you poop in clean water

#217 Jul 1, 2012
Stoneman wrote:
There's a really simple solution to the health care problem that nobody has the huevos to bring up.
Everybody is fighting tooth and nail about who is going to pay for the enormous expense of getting medical care-- the lefties want to dump the all the cost on Evil Rich people, the right wants to spread out the cost among the people getting the treatment.
Why not make it simple? Remove the obligation of any doctor or hospital to treat somebody who won't/can't pay for the service except EXTREMELY rudimentary care for "indigents". In other words if you don't have insurance and you don't have the money, you aren't going to get much treatment. Some, but not much.
If you show up without insurance your assets, bank account and investments will be liquidated first THEN you will receive indigent care from there on out.
You would be surprised how many people who refuse to buy insurance today would find a way to save money for medical care if they knew they would be out of luck in an emergency otherwise.
Then the cost of treatment goes down for everybody because people WITH insurance will no longer be paying for those WITHOUT.
Simple.
because doctors take a hippocratic oath.
(sorta hard to sleep at night when you turn people away)

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