5 Things to Remember When Your Finances Are Falling Apart

Feb 1, 2013 Read more: US News & World Report

Most personal finance experts will tell you to put money away for a rainy day, but what do they suggest if you're in the middle of a torrential downpour, just at the point your funds have virtually run out and the roof is leaking? While the big picture for the economy is looking promising - car sales, housing, manufacturing, and the stock market ... (more)

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Brian McMillian

Boca Raton, FL

#1 Feb 4, 2013
I think we have all been in this boat now at one point or another. I like the 'prioritizing' part, that really helped me get my finances straight.

If you go to www.mycreditlocker.com they offer software to help manage all of your old credit disputes. It's only like 20 bucks a month and it keeps track of all your stuff, prints out your dispute letters to get things removed. It works, but it takes a couple months.

It's also good to download a copy of the Fair Credit Reporting Act, just in case you need to reference it at some point. Here's a link;


Boca Raton, FL

#3 Aug 27, 2013
Credit locker is free, bro. They must have changed it since you used it.


I just signed up and yup, free to signup.

Since: Sep 13

Kolkata, India

#4 Sep 4, 2013
I prefer to invest in commodities because I feel like they can be more reliable than other types of stocks, but thatís just my opinion. I like that I have access to commodity charts courtesy of Barchart because they really help me make the choices with my current and prospective stocks.

London, UK

#8 Mar 26, 2014
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